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Affordable Homes for Sale in Englewood, CO

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Affordable Homes For Sale In Englewood, CO

Cheap homes for sale in Englewood: every affordable house, condo and townhome under $400,000 in the MLS, 68 this week, updated daily, 30 of them under $300,000. Each tile shows the HOA. Under the listings: the Englewood ZIP codes with the most affordable homes, what the median one costs a month, and the programs that bring your cash to about $1,000.

Call or text 303-955-4220. A live person answers. Showings seven days a week. Affordable homes across Colorado

68 Properties Found
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Englewood affordable homes: market snapshot, updated daily

68
Homes Listed
76
Avg. Days on Site
$299
Avg. $ / Sq.Ft.
$296,181
Med. List Price

Affordable homes in Englewood: the numbers this week

Cheap homes in Englewood split between condos with dues and small houses without: 79 percent of the 68 listings under $400,000 carry an HOA, median $388 a month, so the same price buys two different payments. The grid above is every one of them, updated daily; the charts below show where they are, what they cost a month and which programs bring the cash to about $1,000.

Under $400,000

68 homes

30 under $300,000, 13 under $250,000. Cheapest this week: $45,000.

Median

$314,900

1,029 square feet at $303 a foot.

The HOA line

$388 a month

Median dues on the 79 percent that have them.

Your money with CHFA

About $1,000

Assistance covers the $11,022 FHA down payment; the seller pays closing.

Englewood homes for sale under $400,000 by price, 68 this weekUnder $250,00013$250,000 to $300,00017$300,000 to $350,00020$350,000 to $400,00018Where the under-$400,000 homes are: Englewood ZIP codes with the mostZIP 80112 (Inverness and the Centennial line)38ZIP 80110 (downtown Englewood and the Broadway corridor)16ZIP 80111 (Cherry Hills Vista)9ZIP 801135Englewood homes under $400,000 by bedrooms1 bedroom182 bedrooms343 bedrooms154+ bedrooms1What the median affordable Englewood home ($314,900, $388 HOA) costs a month, FHA at 7 percent, 3.5 percent downPrincipal and interest$2,022HOA dues$388Property taxes$144FHA mortgage insurance$139Homeowners insurance$105

The full payment on the median affordable Englewood home is about $2,798 a month, which a lender approves at about $112,000 a year of income at 30 percent, or $75,000 at 45 percent. Under $300,000 it is a condo or an older two-bedroom house; $300,000 to $400,000 is where the three-bedroom houses and the newer townhomes with a garage start, about 1,029 square feet at the median.

How the price comes down in Englewood

  • CHFA assistance: 3 percent grant or 4 percent second mortgage, 620 score, income under $178,920, repeat buyers welcome. The program and the $1,000 cash-to-close math.
  • metroDPA: Arapahoe County is a member.
  • Arapahoe County Home Ownership Assistance: the county's deferred second for buyers under the income limit.
  • HUD homes at $100 down: Englewood HUD homes, when one is listed.
  • Rent-to-own, priced honestly: Englewood rent-to-own homes and why assistance beats it.

Related Englewood searches

Englewood starter homes · Englewood condos · Englewood townhomes · Englewood 2-bedroom homes · Englewood 3-bedroom homes · Englewood fixer-uppers · Englewood foreclosures · Englewood homes that pass FHA · All Englewood homes for sale. Nearby: Littleton (193 under $400,000), Denver, Centennial (38 under $400,000), Lakewood (146 under $400,000). Statewide: affordable homes in Colorado, the Denver affordable homes guide.

Questions people ask about affordable homes in Englewood

Where are the cheapest homes for sale in Englewood?

In Inverness and the Centennial line, downtown Englewood and the Broadway corridor and Cherry Hills Vista. ZIP 80112 alone holds 38 of the 68 Englewood homes under $400,000 this week, and the top three ZIPs hold 93 percent. The map above shows every one; the ZIP pages start with 80112.

What does $300,000 buy in Englewood today?

Under $300,000 it is a condo or an older two-bedroom house; $300,000 to $400,000 is where the three-bedroom houses and the newer townhomes with a garage start, about 1,029 square feet at the median. 30 Englewood homes are listed under $300,000 this week and 13 under $250,000.

How much is the monthly payment on an affordable Englewood home?

About $2,798 on the $314,900 median with an FHA loan at 7 percent and 3.5 percent down: $2,022 principal and interest, $388 HOA, $144 taxes, $139 mortgage insurance, $105 insurance. A lender approves that payment at about $112,000 a year of income. Run your own numbers on can I afford a home now.

How much cash do I need to buy a cheap home in Englewood?

About $1,000 with CHFA assistance: the 3 percent grant covers the FHA down payment ($11,022 on the median), the seller pays closing costs through the offer, and the earnest money comes back at closing. Without assistance it is about $16,522. The worked example is on $1,000 cash to close; the rules on CHFA down payment assistance.

Which down payment programs work in Englewood?

CHFA statewide (620 score, income under $178,920, 3 percent grant or 4 percent second mortgage). metroDPA: Arapahoe County is a member. Arapahoe County Home Ownership Assistance: the county's deferred second for buyers under the income limit. Every program and its catch is on affordable homes in Colorado.

Are there HUD homes or foreclosures in Englewood?

HUD homes sell as-is at HUD's appraised price with a $100 down option on an FHA loan; Colorado has 26 this week and the list changes every Monday on Englewood HUD homes. Bank-owned and fixer listings are on Englewood foreclosures and Englewood fixer-uppers.

Is rent-to-own cheaper in Englewood?

No. A lease-option on a $310,000 home takes about $9,000 up front plus a rent premium, with no title until the end, where CHFA puts you on title now for about $1,000 at a 620 score. The side-by-side is on Englewood rent-to-own homes.

The cheapest Englewood listings the morning they post

Text ENGLEWOOD and your top price to 303-955-4220. A live person answers, sets up the under-$400,000 search with the HOA shown on every tile, and runs the CHFA numbers the same day. Showings seven days a week.

Call or text 303-955-4220 Affordable homes across Colorado

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