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Market Stats
Information

Affordable Homes for Sale in Centennial, CO

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Affordable Homes For Sale In Centennial, CO

The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Each tile shows the HOA.

Call or text 303-955-4220. A live person answers. Showings seven days a week. Affordable homes across Colorado

42 Properties Found
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Centennial affordable homes: market snapshot, updated daily

42
Homes Listed
77
Avg. Days on Site
$277
Avg. $ / Sq.Ft.
$311,559
Med. List Price

Questions people ask about affordable homes in Centennial

Where are the cheapest homes for sale in Centennial?

In Southglenn and Nob Hill, Inverness and the Centennial line and Quincy Reservoir and Saddle Rock Ridge. The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. The map above shows every one; the ZIP pages start with 80122.

What does $300,000 buy in Centennial today?

Under $300,000 it is a one- or two-bedroom condo of about 1,064 square feet. The first townhomes with a garage appear in the $300,000s, and a detached house under $400,000 is rare and sells in days. The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot.

How much is the monthly payment on an affordable Centennial home?

About $2,724 on the $300,000 median with an FHA loan at 7 percent and 3.5 percent down: $1,926 principal and interest, $427 HOA, $138 taxes, $133 mortgage insurance, $100 insurance. A lender approves that payment at about $109,000 a year of income. Run your own numbers on can I afford a home now.

How much cash do I need to buy a cheap home in Centennial?

About $1,000 with CHFA assistance: the 3 percent grant covers the FHA down payment ($10,500 on the median), the seller pays closing costs through the offer, and the earnest money comes back at closing. Without assistance it is about $16,000. The worked example is on $1,000 cash to close; the rules on CHFA down payment assistance.

Which down payment programs work in Centennial?

CHFA statewide (620 score, income under $178,920, 3 percent grant or 4 percent second mortgage). metroDPA: Arapahoe County is a member. Arapahoe County Home Ownership Assistance: the county's deferred second. Every program and its catch is on affordable homes in Colorado.

Are there HUD homes or foreclosures in Centennial?

HUD homes sell as-is at HUD's appraised price with a $100 down option on an FHA loan; Colorado has 26 this week and the list changes every Monday on Centennial HUD homes. Bank-owned and fixer listings are on Centennial foreclosures and Centennial fixer-uppers.

Is rent-to-own cheaper in Centennial?

No. A lease-option on a $300,000 home takes about $9,000 up front plus a rent premium, with no title until the end, where CHFA puts you on title now for about $1,000 at a 620 score. The side-by-side is on Centennial rent-to-own homes.

The cheapest Centennial listings the morning they post

Text CENTENNIAL and your top price to 303-955-4220. A live person answers, sets up the under-$400,000 search with the HOA shown on every tile, and runs the CHFA numbers the same day. Showings seven days a week.

Call or text 303-955-4220 Affordable homes across Colorado

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