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Aurora Assumable Mortgage Homes for Sale

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Assumable Mortgage Homes for sale in Aurora, Colorado, updated daily from the MLS. Every listing below matches this search in Aurora; scroll past the homes for what they cost, what to check before you write an offer, and the same search in every other Colorado city.

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33 Properties Found
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Aurora Assumable Mortgage Market Statistics

33
Homes Listed
82
Avg. Days on Site
$254
Avg. $ / Sq.Ft.
$512,118
Med. List Price

Assumable Mortgage Homes in Aurora: What You Are Looking At

Every listing on this page says the seller's loan can be assumed. On an FHA or VA loan from 2020 to 2022 that means a rate in the 2s or 3s instead of today's rate. You pay the seller's equity in cash or with a second loan, you qualify with the servicer, and the servicer takes 45 to 120 days.

Questions buyers ask

Can anyone assume a VA loan?

Yes, if the servicer approves you. A non-veteran can assume a VA loan, but the seller's entitlement stays tied to the loan until it is paid off.

Do I need a down payment?

You need the equity gap: price minus loan balance, in cash or with a second loan.

Call or text 303-955-4220. A live person answers. Read the Colorado assumable mortgage guide or see every home for sale in Aurora.

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Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.