Blog Category - Cherry Creek North

Oct 10, 2026 • 3 min read

No Minimum Credit Score Mortgage: Buying in Colorado Under 620

Can you buy a house with a credit score under 620? United Wholesale Mortgage just dropped its minimum credit score on FHA, VA, USDA and conventional loans, effective October 7, 2026. If you live in Denver, Aurora, Colorado Springs or Greeley and thought bad credit kept you renting, a no minimum credit score mortgage is now on the table through lenders who use UWM.Call or text 303-955-4220. A live