Blog Category - Guides

Nov 6, 2026 • 6 min read

Sewer Scope in Denver: Who Pays for a Broken Sewer Line?

Yes, a sewer scope is worth it on almost every Denver home purchase: in Denver the homeowner, not the city, pays to fix the private sewer line that runs from the house to the public main (City and County of Denver Wastewater Management). A sewer scope puts a camera down that line before you buy, so you find roots, cracks and breaks while you still have time to negotiate. Here is what a sewer scop

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Nov 6, 2026 6 min read

Sewer Scope in Denver: Who Pays for a Broken Sewer Line?

Yes, a sewer scope is worth it on almost every Denver home purchase: in Denver the homeowner, not the city, pays to fix the private sewer line that runs from the house to the public main (City and County of Denver Wastewater Management). A sewer scope puts a camera down that line before you buy, so you find roots, cracks and breaks while you still have time to negotiate. Here is what a sewer scop

Nov 5, 2026 5 min read

Colorado Mortgage Rates This Week: 7.18% and Falling

Colorado mortgage rates fell again this week: the 30-year fixed averaged 7.18% on November 5, 2026, down from 7.24% last week (Freddie Mac PMMS). The 15-year fixed averaged 6.57%, down from 6.60%. That is the third straight weekly drop since the 7.40% peak on October 8. For buyers in Denver, Aurora and Colorado Springs, here is what moved, why, what it does to a monthly payment, and what to do be

Nov 4, 2026 7 min read

Colorado FAIR Plan: Who Qualifies, Coverage and Costs

The Colorado FAIR Plan is the home insurance of last resort in Colorado: you qualify after three insurers turn your home down. It covers fire and lightning up to $750,000 at actual cash value, with no liability, theft or water coverage (Colorado FAIR Plan, November 2026). Owners in wildfire and hail country, from Evergreen and Conifer to Woodland Park and Monument, are the ones who need it. Here

Oct 26, 2026 5 min read

Denver Condo Market 2026: Prices, Loans and What Changed

The Denver condo market in 2026 is the softest part of Colorado real estate, and condo loans got stricter. Denver metro condos and townhomes closed at a $365,500 median in September 2026, down 6.28% from a year ago, with 7.21 months of inventory (DMAR, September 2026). And Fannie Mae now requires a full project review for most attached condos; the lighter "Limited Review" is gone from its Selling

Oct 23, 2026 6 min read

Colorado HOA Laws 2026: What Changed, Who Regulates HOAs

Colorado HOA laws in 2026 come from one statute, the Colorado Common Interest Ownership Act (CCIOA), and no state agency enforces it. The state HOA office records complaints but cannot investigate, fine or step in; disputes go to mediation or court. What changed: a 2026 law (HB26-1099) makes builders pay for a 30-year reserve study before they hand a new community to the owners, and 2025 laws add

Oct 22, 2026 7 min read

Colorado Senior Property Tax Exemption 2026: Who Qualifies

The Colorado senior property tax exemption takes 50% of the first $200,000 of your home's actual value off the tax rolls if you are 65 or older on January 1 and have owned and lived in the home for 10 straight years. You apply once, to your county assessor, between January 1 and July 15. The other senior benefit, the one that let you carry a reduced value to a new home (the senior primary residen

Oct 21, 2026 7 min read

Colorado Property Taxes 2026: Rates, 2027 Bills and Prop NN

Colorado property taxes for 2026 use two residential assessment rates: 6.80% for local governments, after a 10% cut to the first $700,000 of value, and 7.05% for school district levies. Your 2026 taxes are billed in January 2027, and the first half is due at the end of February 2027. Here is how the 2026 Colorado property tax rates work, a sample bill, the 2027 due dates, when to appeal (the next

Oct 19, 2026 4 min read

What a Verified Real Estate Agent Means and How to Check One

A verified real estate agent in Colorado is one whose license, record, reviews and contact details you can confirm yourself, at the source. You do not need to take anyone's word for it, including ours. It takes about ten minutes, it is free, and you can do it from your phone before your first call.This guide from The Kenna Group at Keller Williams DTC (formerly Kenna Real Estate Group) walks thro

Oct 19, 2026 4 min read

How Our Agents Use One Link to Share Everything With Clients

When you work with The Kenna Group at Keller Williams DTC (formerly Kenna Real Estate Group), your agent sends you one link. That link opens a real estate agent contact page built for your phone. It holds every way to reach your agent, their reviews with the source shown, a payment calculator, and buttons to request a home value, a tour or a pre-approval. You save it once and you never hunt for a

Oct 13, 2026 7 min read

Is the Denver Housing Market Crashing? October 2026

Is the Denver housing market crashing? No. As of October 2026, Denver home prices are down 1.7% from a year ago while sales are down more than 20%. That is a slowdown in buying, not a collapse in prices. Here are the October 2026 numbers for the Denver metro, the four signs that separate a crash from a correction, where prices are falling (condos and townhomes), and what 2027 holds for rates and