3648 Higgins St Loveland, CO 80538

Listing details for 3648 Higgins St, Loveland, CO 80538 : Rare opportunity to own a thoughtfully updated ranch-style home with an exceptional 4-car garage in Enchantment Ridge. Offering 3 bedrooms, 3 baths and 2,568 finished sq. ft., this home features an open main-level floor plan, gas fireplace, spacious kitchen with walk-in pantry and included appliances, plus a 2024 gas range/oven. All 3 baths were updated in 2025-2026 with granite countertops, tile flooring, sinks, faucets and shower fixtures.The finished basement expands the possibilities with a spacious 21' x 13' bedroom, full bath, finished bar with granite countertop and cabinetry, dedicated storage and an impressive 30' x 15' recreation room with two egress windows. The layout offers excellent potential to create a 4th bedroom while still retaining generous family, media or recreation space, subject to applicable requirements. Basement carpeting was installed in 2025 & stairs & closets. The floor plan confirms the substantial lower-level bedroom and recreation areas. The approximately 909 sq. ft. 4-car garage is truly a standout, fully insulated and heated with commercial LED lighting, motion-sensor circuit, fiberglass wall paneling, commercial-grade epoxy flooring, freeze-proof utility sink with hot and cold water, 240V air-compressor and welder outlets, plus compressed-air lines extending to the basement and backyard.Outdoor living includes a large covered front porch, fenced and beautifully landscaped backyard, wood deck with pergola, enlarged concrete patio, raised garden beds, full sprinkler system, extensive drip irrigation and natural gas connection for a grill or fire pit. Additional features include a tankless water heater, premium Sherwin-Williams Rain Refresh exterior paint completed Fall 2023 and radon mitigation installed August 2026 with report available.Enchantment Ridge HOA: $550/year NO METRO DISTRICT