Land and lots for sale in Loveland, Colorado, updated daily from the MLS: 677 Loveland land and lots listed from $75K to $7.25M, median about $525K. The median land and lots is 1,901 square feet. Call or text 303-955-4220. A live person answers.
Three numbers frame land and lots in Loveland: the median list price ($525K), the price per square foot ($283) and the HOA, which most of these listings do not have. 677 are for sale today from $75K to $7.25M; everything below comes from this week's listings.
| Land and lots in Loveland this week | Number |
|---|---|
| For sale | 677 |
| Price range | $75K to $7.25M |
| Median list price | $525K |
| Median price per square foot | $283 |
| Size range | 640 to 17,880 sq ft |
| Listings with an HOA | 121 of 400 sampled (median $184/mo) |
| Condos and townhomes | 34 of 400 sampled |
| Wider search | Loveland homes for sale |
The land for sale in Loveland above is every lot and parcel on the MLS: residential building lots, acreage, horse-ready parcels, mountain land and infill lots inside the city. Buyers searching land in Loveland also search lots for sale, acreage for sale, vacant land, buildable lots, land with water rights, land with a well, and cheap land, and this page carries all of them. As of September 28, 2026 this page shows 50 lot or parcels for sale in Loveland . The count updates the moment a listing changes.
Water. Inside Loveland city limits a tap fee buys you water and sewer, and the fee runs five figures. Outside, you need a well permit from the state and a septic permit from the county, and a domestic well permit is not a given on every parcel.
Zoning and minimum lot size. The county or city zoning sets what you can build and how many animals you can keep. A 35-acre parcel is the line where Colorado lets you split without subdivision review.
Access and utilities. Legal access on a recorded easement, electricity at the lot line, and the distance to gas, if any. Bringing power a quarter mile costs more than the lot in parts of Loveland.
Soils and slope. Expansive clay, rock and steep grades all change the foundation cost. A soils report is a standard step before you close on a Loveland lot.
Fire, flood and HOA. Wildfire mapping sets your insurance and your building codes in the foothills. Flood zones set your lender's requirements. And subdivision lots carry covenants on what you build.
Line up land financing. Lots need 20 to 35 percent down at a local bank or credit union, and construction loans roll the lot in. Cash buys the best lots.
Write with a due-diligence period. Survey, soils, well and septic feasibility, zoning letter and title with the easements. You walk if any of them fail.
677 this week, $75K to $7.25M, median $525K. The grid at the top of this page is the live MLS list and refreshes daily.
80538 with 222 in this week's sample, then 80537 with 177.
640 to 17,880 square feet across this week's sample, 3 beds most common. Price per square foot runs $283 at the median.
The price per square foot against the other listings on this page ($283 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.
Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $525K land and lots that is $18,375 down at 3.5 percent. More: Can I afford a home now?.
Some do: 121 of 400 sampled carry a fee (median $184 a month); 279 do not. More: HOA fees in Colorado, explained.
No. The Colorado Division of Water Resources issues domestic well permits by basin and parcel size, and some areas are closed to new wells. We check the permit availability before you write.
Zoning decides. Some Loveland zones allow both, most subdivisions ban both in the covenants. We read the zoning and the covenants first.
Text LOVELAND and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any land and lots you want to see.