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Affordable Homes for Sale in Aurora, CO

Home
Affordable Homes For Sale In Aurora, CO

Cheap homes for sale in Aurora: every affordable house, condo and townhome under $400,000 in the MLS, 769 this week, updated daily, 477 of them under $300,000. Each tile shows the HOA. Under the listings: the Aurora ZIP codes with the most affordable homes, what the median one costs a month, and the programs that bring your cash to about $1,000.

Call or text 303-955-4220. A live person answers. Showings seven days a week. Affordable homes across Colorado

768 Properties Found
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Aurora affordable homes: market snapshot, updated daily

768
Homes Listed
90
Avg. Days on Site
$239
Avg. $ / Sq.Ft.
$270,344
Med. List Price

Affordable homes in Aurora: the numbers this week

Cheap homes in Aurora are condos and townhomes: 87 percent of the 769 listings under $400,000 carry an HOA, median $400 a month, and that line decides the payment as much as the price does. The grid above is every one of them, updated daily; the charts below show where they are, what they cost a month and which programs bring the cash to about $1,000.

Under $400,000

769 homes

477 under $300,000, 321 under $250,000. Cheapest this week: $30,000.

Median

$270,000

1,088 square feet at $234 a foot.

The HOA line

$400 a month

Median dues on the 87 percent that have them.

Your money with CHFA

About $1,000

Assistance covers the $9,450 FHA down payment; the seller pays closing.

Aurora homes for sale under $400,000 by price, 769 this weekUnder $250,000321$250,000 to $300,000156$300,000 to $350,000127$350,000 to $400,000165Where the under-$400,000 homes are: Aurora ZIP codes with the mostZIP 80014 (Heather Gardens and Meadow Hills)181ZIP 80012 (Expo Park and Village East)140ZIP 80011 (Del Mar and Highline)125ZIP 80017 (Aurora Hills and Side Creek)103ZIP 80013 (Mission Viejo and Seven Hills)58ZIP 80015 (Quincy Reservoir and Saddle Rock Ridge)49ZIP 80010 (original Aurora and Hoffman Heights)38ZIP 80016 (Southshore and Tallyn's Reach)28Aurora homes under $400,000 by bedrooms1 bedroom942 bedrooms4513 bedrooms1914+ bedrooms32What the median affordable Aurora home ($270,000, $400 HOA) costs a month, FHA at 7 percent, 3.5 percent downPrincipal and interest$1,733HOA dues$400Property taxes$124FHA mortgage insurance$119Homeowners insurance$90

The full payment on the median affordable Aurora home is about $2,466 a month, which a lender approves at about $99,000 a year of income at 30 percent, or $66,000 at 45 percent. Under $300,000 it is a one- or two-bedroom condo of about 1,088 square feet. The first townhomes with a garage appear in the $300,000s, and a detached house under $400,000 is rare and sells in days.

How the price comes down in Aurora

  • CHFA assistance: 3 percent grant or 4 percent second mortgage, 620 score, income under $178,920, repeat buyers welcome. The program and the $1,000 cash-to-close math.
  • Aurora HOAP: the city's own Home Ownership Assistance Program, a deferred second mortgage for buyers under the income limit, stacked on top of CHFA.
  • metroDPA: the Denver metro 0 percent second mortgage with no payments, 620 score, no first-time requirement.
  • HUD homes at $100 down: Aurora HUD homes, when one is listed.
  • Rent-to-own, priced honestly: Aurora rent-to-own homes and why assistance beats it.

Related Aurora searches

Aurora starter homes · Aurora condos · Aurora townhomes · Aurora 2-bedroom homes · Aurora 3-bedroom homes · Aurora fixer-uppers · Aurora foreclosures · Aurora homes that pass FHA · All Aurora homes for sale. Nearby: Denver, Centennial (38 under $400,000), Commerce City (56 under $400,000), Englewood (68 under $400,000). Statewide: affordable homes in Colorado, the Denver affordable homes guide.

Questions people ask about affordable homes in Aurora

Where are the cheapest homes for sale in Aurora?

In Heather Gardens and Meadow Hills, Expo Park and Village East and Del Mar and Highline. ZIP 80014 alone holds 181 of the 769 Aurora homes under $400,000 this week, and the top three ZIPs hold 58 percent. The map above shows every one; the ZIP pages start with 80014.

What does $300,000 buy in Aurora today?

Under $300,000 it is a one- or two-bedroom condo of about 1,088 square feet. The first townhomes with a garage appear in the $300,000s, and a detached house under $400,000 is rare and sells in days. 477 Aurora homes are listed under $300,000 this week and 321 under $250,000.

How much is the monthly payment on an affordable Aurora home?

About $2,466 on the $270,000 median with an FHA loan at 7 percent and 3.5 percent down: $1,733 principal and interest, $400 HOA, $124 taxes, $119 mortgage insurance, $90 insurance. A lender approves that payment at about $99,000 a year of income. Run your own numbers on can I afford a home now.

How much cash do I need to buy a cheap home in Aurora?

About $1,000 with CHFA assistance: the 3 percent grant covers the FHA down payment ($9,450 on the median), the seller pays closing costs through the offer, and the earnest money comes back at closing. Without assistance it is about $14,950. The worked example is on $1,000 cash to close; the rules on CHFA down payment assistance.

Which down payment programs work in Aurora?

CHFA statewide (620 score, income under $178,920, 3 percent grant or 4 percent second mortgage). Aurora HOAP: the city's own Home Ownership Assistance Program, a deferred second mortgage for buyers under the income limit, stacked on top of CHFA. metroDPA: the Denver metro 0 percent second mortgage with no payments, 620 score, no first-time requirement. Every program and its catch is on affordable homes in Colorado.

Are there HUD homes or foreclosures in Aurora?

HUD homes sell as-is at HUD's appraised price with a $100 down option on an FHA loan; Colorado has 26 this week and the list changes every Monday on Aurora HUD homes. Bank-owned and fixer listings are on Aurora foreclosures and Aurora fixer-uppers.

Is rent-to-own cheaper in Aurora?

No. A lease-option on a $270,000 home takes about $8,000 up front plus a rent premium, with no title until the end, where CHFA puts you on title now for about $1,000 at a 620 score. The side-by-side is on Aurora rent-to-own homes.

The cheapest Aurora listings the morning they post

Text AURORA and your top price to 303-955-4220. A live person answers, sets up the under-$400,000 search with the HOA shown on every tile, and runs the CHFA numbers the same day. Showings seven days a week.

Call or text 303-955-4220 Affordable homes across Colorado

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