Oct 23, 2026 • 6 min read
Colorado HOA Laws 2026: What Changed, Who Regulates HOAs
Colorado HOA laws in 2026 come from one statute, the Colorado Common Interest Ownership Act (CCIOA), and no state agency enforces it. The state HOA office records complaints but cannot investigate, fine or step in; disputes go to mediation or court. What changed: a 2026 law (HB26-1099) makes builders pay for a 30-year reserve study before they hand a new community to the owners, and 2025 laws add