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Affordable Homes for Sale in Broomfield, CO

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Affordable Homes For Sale In Broomfield, CO

Cheap homes for sale in Broomfield: every affordable house, condo and townhome under $400,000 in the MLS, 47 this week, updated daily, 17 of them under $300,000. Each tile shows the HOA. Under the listings: the Broomfield ZIP codes with the most affordable homes, what the median one costs a month, and the programs that bring your cash to about $1,000.

Call or text 303-955-4220. A live person answers. Showings seven days a week. Affordable homes across Colorado

48 Properties Found
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Broomfield affordable homes: market snapshot, updated daily

48
Homes Listed
73
Avg. Days on Site
$248
Avg. $ / Sq.Ft.
$278,604
Med. List Price

Affordable homes in Broomfield: the numbers this week

Cheap homes in Broomfield split between condos with dues and small houses without: 83 percent of the 47 listings under $400,000 carry an HOA, median $462 a month, so the same price buys two different payments. The grid above is every one of them, updated daily; the charts below show where they are, what they cost a month and which programs bring the cash to about $1,000.

Under $400,000

47 homes

17 under $300,000, 13 under $250,000. Cheapest this week: $25,000.

Median

$329,000

1,138 square feet at $275 a foot.

The HOA line

$462 a month

Median dues on the 83 percent that have them.

Your money with CHFA

About $1,000

Assistance covers the $11,515 FHA down payment; the seller pays closing.

Broomfield homes for sale under $400,000 by price, 47 this weekUnder $250,00013$250,000 to $300,0004$300,000 to $350,00014$350,000 to $400,00016Where the under-$400,000 homes are: Broomfield ZIP codes with the mostZIP 80020 (central Broomfield)27ZIP 80021 (Countryside and the Broomfield line)12ZIP 80234 (Legacy Ridge and Walnut Grove)5ZIP 80023 (north Broomfield and Anthem)3Broomfield homes under $400,000 by bedrooms1 bedroom32 bedrooms273 bedrooms144+ bedrooms1What the median affordable Broomfield home ($329,000, $462 HOA) costs a month, FHA at 7 percent, 3.5 percent downPrincipal and interest$2,112HOA dues$462Property taxes$151FHA mortgage insurance$146Homeowners insurance$110

The full payment on the median affordable Broomfield home is about $2,981 a month, which a lender approves at about $119,000 a year of income at 30 percent, or $79,000 at 45 percent. Under $300,000 it is a condo or an older two-bedroom house; $300,000 to $400,000 is where the three-bedroom houses and the newer townhomes with a garage start, about 1,138 square feet at the median.

How the price comes down in Broomfield

  • CHFA assistance: 3 percent grant or 4 percent second mortgage, 620 score, income under $178,920, repeat buyers welcome. The program and the $1,000 cash-to-close math.
  • City and County of Broomfield assistance: the city's own down payment program for buyers under the income limit.
  • metroDPA: Broomfield is a member.
  • HUD homes at $100 down: Broomfield HUD homes, when one is listed.
  • Rent-to-own, priced honestly: Broomfield rent-to-own homes and why assistance beats it.

Related Broomfield searches

Broomfield starter homes · Broomfield condos · Broomfield townhomes · Broomfield 2-bedroom homes · Broomfield 3-bedroom homes · Broomfield fixer-uppers · Broomfield foreclosures · Broomfield homes that pass FHA · All Broomfield homes for sale. Nearby: Westminster (76 under $400,000), Boulder (118 under $400,000), Louisville (9 under $400,000), Erie (14 under $400,000). Statewide: affordable homes in Colorado, the Denver affordable homes guide.

Questions people ask about affordable homes in Broomfield

Where are the cheapest homes for sale in Broomfield?

In central Broomfield, Countryside and the Broomfield line and Legacy Ridge and Walnut Grove. ZIP 80020 alone holds 27 of the 47 Broomfield homes under $400,000 this week, and the top three ZIPs hold 94 percent. The map above shows every one; the ZIP pages start with 80020.

What does $300,000 buy in Broomfield today?

Under $300,000 it is a condo or an older two-bedroom house; $300,000 to $400,000 is where the three-bedroom houses and the newer townhomes with a garage start, about 1,138 square feet at the median. 17 Broomfield homes are listed under $300,000 this week and 13 under $250,000.

How much is the monthly payment on an affordable Broomfield home?

About $2,981 on the $329,000 median with an FHA loan at 7 percent and 3.5 percent down: $2,112 principal and interest, $462 HOA, $151 taxes, $146 mortgage insurance, $110 insurance. A lender approves that payment at about $119,000 a year of income. Run your own numbers on can I afford a home now.

How much cash do I need to buy a cheap home in Broomfield?

About $1,000 with CHFA assistance: the 3 percent grant covers the FHA down payment ($11,515 on the median), the seller pays closing costs through the offer, and the earnest money comes back at closing. Without assistance it is about $17,015. The worked example is on $1,000 cash to close; the rules on CHFA down payment assistance.

Which down payment programs work in Broomfield?

CHFA statewide (620 score, income under $178,920, 3 percent grant or 4 percent second mortgage). City and County of Broomfield assistance: the city's own down payment program for buyers under the income limit. metroDPA: Broomfield is a member. Every program and its catch is on affordable homes in Colorado.

Are there HUD homes or foreclosures in Broomfield?

HUD homes sell as-is at HUD's appraised price with a $100 down option on an FHA loan; Colorado has 26 this week and the list changes every Monday on Broomfield HUD homes. Bank-owned and fixer listings are on Broomfield foreclosures and Broomfield fixer-uppers.

Is rent-to-own cheaper in Broomfield?

No. A lease-option on a $330,000 home takes about $10,000 up front plus a rent premium, with no title until the end, where CHFA puts you on title now for about $1,000 at a 620 score. The side-by-side is on Broomfield rent-to-own homes.

The cheapest Broomfield listings the morning they post

Text BROOMFIELD and your top price to 303-955-4220. A live person answers, sets up the under-$400,000 search with the HOA shown on every tile, and runs the CHFA numbers the same day. Showings seven days a week.

Call or text 303-955-4220 Affordable homes across Colorado

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