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Affordable Homes for Sale in Boulder, CO

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The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Each tile shows the HOA.

Call or text 303-955-4220. A live person answers. Showings seven days a week. Affordable homes across Colorado

125 Properties Found
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Boulder affordable homes: market snapshot, updated daily

125
Homes Listed
86
Avg. Days on Site
$357
Avg. $ / Sq.Ft.
$279,148
Med. List Price

Questions people ask about affordable homes in Boulder

Where are the cheapest homes for sale in Boulder?

In Gunbarrel and east Boulder, north Boulder and central Boulder and University Hill. The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. The map above shows every one; the ZIP pages start with 80301.

What does $300,000 buy in Boulder today?

Under $300,000 it is a one- or two-bedroom condo of about 864 square feet. The first townhomes with a garage appear in the $300,000s, and a detached house under $400,000 is rare and sells in days. The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot.

How much is the monthly payment on an affordable Boulder home?

About $2,793 on the $300,000 median with an FHA loan at 7 percent and 3.5 percent down: $1,926 principal and interest, $484 HOA, $150 taxes, $133 mortgage insurance, $100 insurance. A lender approves that payment at about $112,000 a year of income. Run your own numbers on can I afford a home now.

How much cash do I need to buy a cheap home in Boulder?

About $1,000 with CHFA assistance: the 3 percent grant covers the FHA down payment ($10,500 on the median), the seller pays closing costs through the offer, and the earnest money comes back at closing. Without assistance it is about $16,000. The worked example is on $1,000 cash to close; the rules on CHFA down payment assistance.

Which down payment programs work in Boulder?

CHFA statewide (620 score, income under $178,920, 3 percent grant or 4 percent second mortgage). City of Boulder permanently affordable homes: deed-restricted condos and townhomes sold 30 to 50 percent under market to households under the income limit; the resale is capped. Boulder County Down Payment Assistance: a deferred second for buyers under 80 percent of area median income. Every program and its catch is on affordable homes in Colorado.

Are there HUD homes or foreclosures in Boulder?

HUD homes sell as-is at HUD's appraised price with a $100 down option on an FHA loan; Colorado has 26 this week and the list changes every Monday on Boulder HUD homes. Bank-owned and fixer listings are on Boulder foreclosures and Boulder fixer-uppers.

Is rent-to-own cheaper in Boulder?

No. A lease-option on a $300,000 home takes about $9,000 up front plus a rent premium, with no title until the end, where CHFA puts you on title now for about $1,000 at a 620 score. The side-by-side is on Boulder rent-to-own homes.

The cheapest Boulder listings the morning they post

Text BOULDER and your top price to 303-955-4220. A live person answers, sets up the under-$400,000 search with the HOA shown on every tile, and runs the CHFA numbers the same day. Showings seven days a week.

Call or text 303-955-4220 Affordable homes across Colorado

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