$462,000
Active
4
Beds
3
Baths
2002
Sqft
0.1
Acres
10384 Horton Dr, Colorado Springs, CO 80925
MLS#: 3767207
Colorado VA Assumable Homes for Sale
129 Properties Found
Sort By:
$699,900
Active
5
Beds
4
Baths
3565
Sqft
0.27
Acres
9215 Chetwood Dr, Colorado Springs, CO 80920
MLS#: REC4759180
$1,150,000
Active
4
Beds
3
Baths
4155
Sqft
5
Acres
9364 Shipman Ln, Colorado Springs, CO 80908
MLS#: REC8888794
$420,000
Active
3
Beds
3
Baths
1307
Sqft
0.04
Acres
5216 Hidden Hills Point, Colorado Springs, CO 80924
MLS#: REC5783373
$550,000
Active
5
Beds
3
Baths
3394
Sqft
0.1799
Acres
7255 Bigtooth Maple Dr, Colorado Springs, CO 80925
MLS#: 9914602
Open: Sat 1:00 PM - 3:00 PM
Colorado VA Assumable Homes for Sale: market snapshot, updated daily
129
Homes Listed
80
Avg. Days on Site
$260
Avg. $ / Sq.Ft.
$613,828
Med. List Price
VA assumable homes in Colorado: the numbers this week
124 VA assumable homes are for sale in Colorado this week, $240K to $1.25M; the median VA assumable homes is listed at $579K for 2,286 square feet, $247 a foot. 65 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.
| VA assumable homes in Colorado this week | Number |
|---|---|
| For sale | 124 |
| Price range | $240K to $1.25M |
| Median list price | $579K |
| Median price per square foot | $247 |
| Size range | 694 to 6,641 sq ft |
| Listings with an HOA | 43 of 124 sampled (median $92/mo) |
| Condos and townhomes | 8 of 124 sampled |
| Wider search | All Colorado homes for sale |
VA assumable homes in Colorado by ZIP code
What the median VA assumable homes in Colorado costs per month
FHA and VA assumable loans in Colorado: the numbers this week
Of the 418 Colorado listings whose remarks say the loan can be assumed, 156 name a VA loan and 64 an FHA loan; the rest do not say which. The assumable rate is the whole reason to look: on the median $519K assumable listing with 20 percent down, a 3 percent assumed loan costs $1,750 a month in principal and interest against $2,762 at 7 percent, $1,012 a month less for the life of the loan.
VA assumption
Anyone can assume a VA loan
The buyer does not need to be a veteran, but the seller's VA entitlement stays tied to the loan unless a veteran buyer substitutes theirs. VA charges a 0.5 percent funding fee on assumption. Colorado VA assumable homes for sale.
FHA assumption
Owner-occupant, full credit review
FHA loans written after 1989 assume with a full qualification by the servicer; investors are out on most. The FHA mortgage insurance stays with the loan. Colorado FHA assumable homes for sale and Denver FHA loan assumption homes.
The equity gap
Cash or a second loan
You take over the balance; the difference between the price and that balance is paid in cash or with a second mortgage. On a home bought in 2021 with a 3 percent loan the gap is most of the appreciation since.
The clock
45 to 120 days at the servicer
Assumptions close on the servicer's timeline, not the contract's. Write the contract with that in mind and keep a conventional pre-approval as the backup. The Colorado assumable mortgage guide walks the steps.
| City | Assumable listings | VA eligible homes for sale |
|---|---|---|
| Colorado Springs | 100 | Colorado Springs VA eligible homes for sale |
| Denver | 37 | Denver VA eligible homes for sale |
| Aurora | 33 | Aurora VA eligible homes for sale |
| Peyton | 19 | Peyton VA eligible homes for sale |
| Commerce City | 17 | Commerce City VA eligible homes for sale |
| Littleton | 16 | Littleton VA eligible homes for sale |
| Castle Rock | 14 | Castle Rock VA eligible homes for sale |
| Parker | 13 | Parker VA eligible homes for sale |
| Thornton | 12 | Thornton VA eligible homes for sale |
| Fountain | 11 | Fountain VA eligible homes for sale |
| Brighton | 8 | Brighton VA eligible homes for sale |
| Johnstown | 8 | Johnstown VA eligible homes for sale |
| Monument | 8 | Monument VA eligible homes for sale |
| Arvada | 7 | Arvada VA eligible homes for sale |
| Pueblo | 6 | Pueblo VA eligible homes for sale |
Questions people ask about VA assumable homes in Colorado
How many VA assumable homes are for sale in Colorado right now?
124 this week, $240K to $1.25M, median $579K. The grid at the top of this page is the live MLS list and refreshes daily.
What does the median VA assumable homes in Colorado cost per month?
About $4,320 a month on the median $579K VA assumable homes with 5 percent down at a 7 percent note rate: $3,659 principal and interest, $265 property tax, $169 insurance, $229 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $706. More: Can I afford a home now?.
How big are the VA assumable homes in Colorado?
694 to 6,641 square feet across this week's sample, 4 beds most common. Price per square foot runs $247 at the median.
Can I buy VA assumable home in Colorado with a low down payment?
Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $579K VA assumable homes that is $20,265 down at 3.5 percent. More: Can I afford a home now?.
What is the median price of VA assumable homes in Colorado?
$579K at list this week, for a median 2,286 square feet, $247 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.
Do VA assumable homes in Colorado have HOA fees?
Some do: 43 of 124 sampled carry a fee (median $92 a month); 81 do not. More: HOA fees in Colorado, explained.
New listings the day they hit
Text COLORADO and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any VA assumable homes you want to see.
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