VA Loan Termite Inspection Colorado Springs | NPMA-33 Form

Purchasing a home in Colorado using a VA loan now comes with updated termite inspection requirements. If you're buying in Colorado Springs, Denver, or other affected counties, here's everything you need to know about VA termite inspections, including the essential NPMA-33 form.

VA Termite Inspection Requirements in Colorado: What Changed?

As of June 25, 2025, the Department of Veterans Affairs requires termite inspections for VA loans in certain Colorado counties. Properties with a Notice of Value (NOV) dated on or after June 25, and closings on or after July 21, 2025, must have an inspection—even without visible signs of infestation.

Counties Requiring VA Termite Inspections Include:

Wood‑Destroying Insect (WDI) information is required only for the following counties in Colorado:

VA Termite Inspections Required in El Paso County(Colorado Springs)
VA Termite Inspections Required in Alamosa County
VA Termite Inspections Required in Arapahoe County
VA Termite Inspections Required in Archuleta County
VA Termite Inspections Required in Baca County
VA Termite Inspections Required in Bent County
VA Termite Inspections Required in Chaffee County
VA Termite Inspections Required in Cheyenne County
VA Termite Inspections Required in Conejos County
VA Termite Inspections Required in Costilla County
VA Termite Inspections Required in Crowley County
VA Termite Inspections Required in Custer County
VA Termite Inspections Required in Delta County
VA Termite Inspections Required in Dolores County
VA Termite Inspections Required in Douglas County
VA Termite Inspections Required in El Paso County
VA Termite Inspections Required in Elbert County
VA Termite Inspections Required in Fremont County
VA Termite Inspections Required in Gunnison County
VA Termite Inspections Required in Hinsdale County
VA Termite Inspections Required in Huerfano County
VA Termite Inspections Required in Kiowa County
VA Termite Inspections Required in Kit Carson County
VA Termite Inspections Required in La Plata County
VA Termite Inspections Required in Lake County
VA Termite Inspections Required in Las Animas County
VA Termite Inspections Required in Lincoln County
VA Termite Inspections Required in Mineral County
VA Termite Inspections Required in Montezuma County
VA Termite Inspections Required in Montrose County
VA Termite Inspections Required in Otero County
VA Termite Inspections Required in Ouray County
VA Termite Inspections Required in Park County
VA Termite Inspections Required in Phillips County
VA Termite Inspections Required in Prowers County
VA Termite Inspections Required in Pueblo County
VA Termite Inspections Required in Rio Grande County
VA Termite Inspections Required in Saguache County
VA Termite Inspections Required in San Juan County
VA Termite Inspections Required in San Miguel County
VA Termite Inspections Required in Summit County
VA Termite Inspections Required in Teller County
VA Termite Inspections Required in Washington County
VA Termite Inspections Required in Yuma County

The NPMA-33 Form Explained

VA termite inspections utilize the official NPMA-33 (Wood-Destroying Insect Inspection Report). Inspectors look for:

Evidence of termite activity or wood-destroying insects
Structural wood damage
Conditions conducive to infestation

If evidence is found, treatment and re-inspection are required to satisfy VA lending conditions.

Arrow Home Inspections: Your Local Colorado Springs VA-Certified Inspector

Arrow Home Inspections offers VA termite inspections in Colorado Springs and nearby communities. They provide:

Fast service, usually completed within 48 hours
VA-compliant NPMA-33 form submissions
Competitive rates starting at about $100 when bundled with home inspections

<<<< Visit Arrow Home Inspections >>>>

Helpful Resources and Internal Links

Explore these additional resources to simplify your VA loan journey:

Local VA Termite Inspection Providers in Colorado

Beyond Colorado Springs, here are recommended local providers:

Denver & Aurora: Orkin Pest Control Denver
Boulder & Longmont: Terminix Boulder
Fort Collins & Loveland: EnviroPest
Pueblo: Mug-A-Bug Pest Control

Frequently Asked Questions about VA Terminite Inspections (FAQs)

Q: Are termite inspections required for all VA loans in Colorado?
A: No, termite inspections are required only for properties in specific counties including El Paso, Denver, Arapahoe, Douglas, Jefferson, Larimer, Pueblo, Adams, Boulder, and Weld.

Q: What is the NPMA-33 form?
A: NPMA-33 is the official Wood-Destroying Insect Inspection Report required by the VA for confirming the absence or presence of termites and wood-destroying insects.

Q: Who performs VA termite inspections in Colorado Springs?
A: Arrow Home Inspections is a certified provider offering VA termite inspections and NPMA-33 form completion in Colorado Springs.

Q: When did the VA termite inspection requirement take effect in Colorado?
A: The VA termite inspection requirement took effect for Notices of Value (NOV) issued on or after June 25, 2025, and closings on or after July 21, 2025.

Q: What happens if termites are found during a VA inspection?
A: If termites or wood damage are found, the infestation must be professionally treated and re-inspected before the VA loan can close.

Summary of VA Loan Termite Inspection Requirements in Colorado

Starting June 25, 2025, VA loans in Colorado will require termite (wood-destroying insect) inspections for most properties—even if no visible damage is found—when a Notice of Value (NOV) is issued. This also applies to loans closing on or after July 21, 2025.

While certain new constructions and some condos may be exempt, most homes in designated counties must pass an inspection conducted by a licensed professional using the VA-required NPMA-33 form.

Buyers are responsible for ordering the inspection, and although VA now allows veterans to cover this cost, it’s common to negotiate with the seller to pay it. This policy change was made to safeguard buyers and ensure homes are free of potentially serious termite damage—a growing concern in Colorado.

Kenna Real Estate Group is your trusted expert for navigating all VA home loan requirements, including inspections, appraisals, and more. We’re here to help veterans secure safe, affordable homes with $0 down.

Need More Assistance with Your VA Loan or Inspection?

If you're ready to buy a home using a VA loan in Colorado Springs or have questions about termite inspections, reach out today. We're here to help you navigate every step.

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VA Loan Termite Inspection Colorado Springs | NPMA-33 Form | VA Requirements