Aug 19, 2026 7 min read
How Much House Can You Afford in Denver? DTI Math and Tables
A Colorado household earning $125,000 a year with $500 a month in other debt affords a home priced at $450,000 to $520,000 at 2026 example rates; a household at $175,000 affords $620,000 to $720,000. The lender's number is the ceiling; the number below, which adds Colorado property taxes, metro district mills, HOA dues and hail-priced insurance to the mortgage, is the one to live with.This guide