Do not sign anything about the house yet
Not a quitclaim deed, not a listing agreement, not a refinance. Get the value in writing and talk to an attorney first.
Divorce real estate ยท Colorado
Divorce for women: the house, the money, the next move
The questions women ask us most, answered straight: what to do now, whether you can keep the house when he earned more, how to qualify on your own, and how to downsize without losing ground. Everything here applies to any spouse.
A live person answers. Not a robot, not a phone tree. Everything you tell us stays private.
Your share of the equity is yours
Colorado divides marital property fairly, and a homemaker's contribution counts under C.R.S. 14-10-113.
You can qualify on your own
Maintenance and child support count as income for a mortgage once they have a history. We work with lenders who do this every week.
Smaller can be better
Patio homes, condos, townhomes and 55+ communities cost less to carry. We help you find one after the sale, privately.
Start here
What do I do now?
Three things this week. One: find out what the house is worth and what is owed on it, in writing. Two: open a bank account and a credit card in your own name if you do not have them. Three: talk to a family law attorney, even for one hour, before you agree to anything about the house. Then call us. We will tell you what the house would net, what it would take to keep it, and what a smaller place would cost, with no pressure and nothing shared with your spouse.
About divorce for women in colorado: the house, the money, the next move in Colorado
Divorce Decisions covers this in more depth: Keeping the house , Mortgage qualification after divorce and Equity and spousal buyouts .
Maintenance. Colorado uses a guideline formula for marriages of three years or more: roughly 40% of the combined income minus the lower earner's income, then reduced because maintenance is no longer tax-deductible. It is a starting point, not a guarantee.
Your half of the equity. If the house sells for what it should, your share is real money. Do not trade it away for furniture or to avoid a fight.
Retirement accounts. Pensions and 401(k)s earned during the marriage are marital too, divided with a court order called a QDRO (Colorado PERA needs its order within 90 days).
Credit in your own name. Open it now, use it lightly, pay it off monthly. Six months of that history changes what a lender will approve.
See Living on one income after divorce , Maintenance in Colorado and Retirement and pensions in divorce on Divorce Decisions.
Use the sale proceeds as your down payment. Many settlements let the title company pay your share straight to the closing on your next home.
Time it. Selling and buying the same week is possible with a rent-back or a short lease. We plan the timeline so you are never without a home.
Questions people ask about divorce for women in colorado: the house, the money, the next move in Colorado
How many divorce for women in colorado: the house, the money, the next move are for sale in Colorado right now?
The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.
What is the median price of divorce for women in colorado: the house, the money, the next move in Colorado?
The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Can I afford a home now?.
How big are the divorce for women in colorado: the house, the money, the next move in Colorado?
Sizes vary from home to home. Use the grid filters for square footage and bedrooms; the market stats under the grid show today's price per square foot.
Which ZIP code has the most divorce for women in colorado: the house, the money, the next move in Colorado?
It changes as homes list and sell. Switch the grid to map view to see where today's listings cluster, or open the ZIP code pages linked on this page for each ZIP's live count.
What should I check before making an offer on divorce for women in colorado: the house, the money, the next move in Colorado?
The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.
Do divorce for women in colorado: the house, the money, the next move in Colorado have HOA fees?
Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.
He was the breadwinner. Can I keep the house?
Maybe, and the answer is math, not fairness. To keep the house you need to get his name off the loan, which means refinancing in your own name, or a settlement that lets you stay on the existing loan for a set time.
How do I make a living and survive the next six months?
Temporary orders. Colorado courts can order temporary maintenance and child support while the case is open, and can decide who pays the mortgage in the meantime. Ask your attorney on day one.
New listings the day they hit
Text COLORADO and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any divorce for women in colorado: the house, the money, the next move you want to see.
Your first 90 days, in order
Six moves that protect your share of the house and set up the next one.
1
Week 1: know the numbers
What the house is worth, what is owed, what it costs to run. In writing.
2
Week 1: your own accounts
A checking account and a credit card in your name only.
3
Week 2: one hour with an attorney
Temporary orders, maintenance, who pays the mortgage.
4
Month 1: talk to a lender
Find out what you can qualify for alone, before anyone decides who keeps the house.
5
Month 2-3: decide sell, keep or wait
Put the decision and the dates in the separation agreement.
6
After: the next place
Pre-approved, proceeds as the down payment, a home you can carry.
Smaller homes that cost less to carry
Tap a home type to see what is for sale across the Front Range, or pick a city.
Intelligence reports provided by 
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Get your free Smart Pricing Reportโข
One number both spouses can trust, delivered to both of you at the same time. The Smart Pricing Reportโข is Kenna Real Estate Group's proprietary pricing analysis for Divorce for Women in Colorado: the House homes: three defensible prices, the comps with concessions netted out, your net sheet and a written strategy. Not a generic CMA. Free.
Call or text 303-955-4220A live person answers. Not a robot, not a phone tree. We start on your report the same day.
Questions women ask us about divorce and the house
Can he sell the house without me?
Not if you are on the deed. Both owners must sign. If only his name is on the deed but the home was bought during the marriage, it is still marital property and the court can stop a sale. Tell your attorney immediately if you think a sale is being arranged.
Can he make me move out?
Not on his own. Only a court order, usually a temporary order or a protection order, decides who stays. Leaving voluntarily does not give up your ownership, but talk to your attorney before you move.
Who pays the mortgage while we are divorcing?
Whatever the temporary orders or your written agreement say. Until then, the loan is still in both names and a missed payment hurts both credit scores. Get it in writing early.
Will I get the house because I have the kids?
Not automatically. The judge can weigh whether the parent with the children should stay for a time, but you still have to be able to pay for it. Many settlements give the parent with the kids the home until a set date, then sell.
I have not worked in years. Can I get a mortgage?
Possibly. Lenders can count maintenance and child support as income once payments are documented, and some programs accept a shorter work history if you are returning to your field. A pre-approval conversation costs nothing and tells you where you stand.
What is my house actually worth?
Ask for a written market analysis with the comparable sales, not an online estimate. If your attorney wants it, a licensed appraisal adds a number the court will accept. We provide the analysis free, to both spouses if you both want it.
Should I take the house instead of his retirement?
Be careful. A house costs money every month and its equity is only real when it sells; a retirement account grows. Have a CPA or a certified divorce financial analyst run both scenarios before you choose.
Do I have to sell right away?
No. Some settlements delay the sale until the end of the year, a job change, or a child's milestone, with a firm list date. Make sure the agreement says who pays what until then.
Will buyers know it is a divorce sale?
No. The listing never mentions it, showings are scheduled around you, and both spouses get the same information at the same time.
How much does a divorce cost in Colorado?
The filing fee is $260 and the response fee is $146. Attorney fees vary widely; mediation is far cheaper than a trial. Divorce Decisions has a full breakdown of what a Colorado divorce costs.
What if I am afraid of him?
You come first. Colorado courts issue protection orders, and the court will not send an abuse case to mediation if you object. If you need to leave, leave. The house can be handled afterward through your attorney and a neutral agent, without you ever being in the same room.
Can Kenna help me quietly, without my spouse knowing I called?
Yes. A consultation with us is private. We do not contact the other spouse unless and until both of you hire us to sell the home.
Looking for divorce for women in colorado: the house, the money, the next move in Colorado? The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. ZIP 80011 carries the most Colorado divorce for women in colorado: the house, the money, the next move (10). Call or text 303-955-4220. A live person answers.
Just listed across the Front Range
1327 Properties Found
Sort By:
New - 30 Mins Ago
$549,900
Active
4
Beds
3
Baths
2455
Sqft
0.21
Acres
11916 S Hitching Post Trl, Parker, CO 80134
MLS#: 5324924
New - 30 Mins Ago
$430,000
Coming Soon
3
Beds
2
Baths
1440
Sqft
0.15
Acres
217 Pin Oak Dr, Loveland, CO 80538
MLS#: IR1071347
New - 1 Hour Ago
New - 1 Hour Ago
$1,100,000
Active
5
Beds
4
Baths
4632
Sqft
35.02
Acres
992 S County Road 129, Bennett, CO 80102
MLS#: IR1071346
Open: Fri 5:00 PM - 7:00 PM
New - 1 Hour Ago
New - 1 Hour Ago
New - 1 Hour Ago
Just listed across the Front Range Market Stats
1327
Homes Listed
4
Avg. Days on Site
$315
Avg. $ / Sq.Ft.
$707,793
Med. List Price
Free, private, no pressure
Not sure what to do about the house?
A free, private conversation. Nothing is shared with your spouse.
Get the free Smart Pricing Reportโข and the free divorce home guide
Fill out the form and we will send your Smart Pricing Reportโข (three prices, the comps and a written strategy) plus the 20-page Colorado divorce home guide. Nothing is shared with your spouse unless you ask us to send it to both of you. You can also download the guide right now on Divorce Decisions.
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