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Market Stats
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Affordable Homes for Sale in Fort Collins, CO

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Affordable Homes For Sale In Fort Collins, CO

The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Each tile shows the HOA.

Call or text 303-955-4220. A live person answers. Showings seven days a week. Affordable homes across Colorado

173 Properties Found
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Fort Collins affordable homes: market snapshot, updated daily

173
Homes Listed
90
Avg. Days on Site
$286
Avg. $ / Sq.Ft.
$305,365
Med. List Price

Questions people ask about affordable homes in Fort Collins

Where are the cheapest homes for sale in Fort Collins?

In Midtown and Foothills, west Fort Collins by Rolland Moore and the CSU west side. The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. The map above shows every one; the ZIP pages start with 80525.

What does $300,000 buy in Fort Collins today?

Under $300,000 it is a one- or two-bedroom condo of about 1,072 square feet. The first townhomes with a garage appear in the $300,000s, and a detached house under $400,000 is rare and sells in days. The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot.

How much is the monthly payment on an affordable Fort Collins home?

About $2,851 on the $324,000 median with an FHA loan at 7 percent and 3.5 percent down: $2,080 principal and interest, $371 HOA, $149 taxes, $143 mortgage insurance, $108 insurance. A lender approves that payment at about $114,000 a year of income. Run your own numbers on can I afford a home now.

How much cash do I need to buy a cheap home in Fort Collins?

About $1,000 with CHFA assistance: the 3 percent grant covers the FHA down payment ($11,340 on the median), the seller pays closing costs through the offer, and the earnest money comes back at closing. Without assistance it is about $16,840. The worked example is on $1,000 cash to close; the rules on CHFA down payment assistance.

Which down payment programs work in Fort Collins?

CHFA statewide (620 score, income under $178,920, 3 percent grant or 4 percent second mortgage). City of Fort Collins Home Buyer Assistance: a zero-interest deferred loan toward down payment and closing for buyers under 80 percent of area median income. Larimer Home Ownership Program: the county's deferred second for the same income band. Every program and its catch is on affordable homes in Colorado.

Are there HUD homes or foreclosures in Fort Collins?

HUD homes sell as-is at HUD's appraised price with a $100 down option on an FHA loan; Colorado has 26 this week and the list changes every Monday on Fort Collins HUD homes. Bank-owned and fixer listings are on Fort Collins foreclosures and Fort Collins fixer-uppers.

Is rent-to-own cheaper in Fort Collins?

No. A lease-option on a $320,000 home takes about $10,000 up front plus a rent premium, with no title until the end, where CHFA puts you on title now for about $1,000 at a 620 score. The side-by-side is on Fort Collins rent-to-own homes.

The cheapest Fort Collins listings the morning they post

Text FORT COLLINS and your top price to 303-955-4220. A live person answers, sets up the under-$400,000 search with the HOA shown on every tile, and runs the CHFA numbers the same day. Showings seven days a week.

Call or text 303-955-4220 Read the Fort Collins affordable homes guide

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