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Bedrooms
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Market Stats
Information

Lakewood Homes with a Finished Basement for Sale

Home
Lakewood Homes With A Finished Basement For Sale

Every finished basement home for sale in Lakewood that fits this search is below: 199 Lakewood finished basement homes today, $255K to $2.6M, median $640K, refreshed daily. Look for them around Applewood, Union Boulevard and Green Mountain. Call or text 303-955-4220. A live person answers.

199 Properties Found
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Lakewood Finished Basement Home Market Statistics

199
Homes Listed
66
Avg. Days on Site
$289
Avg. $ / Sq.Ft.
$727,793
Med. List Price

Finished basement homes in Lakewood: the numbers this week

199 finished basement homes are for sale in Lakewood this week, $255K to $2.6M; the median finished basement homes is listed at $640K for 2,320 square feet, $272 a foot. 76 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Finished basement homes in Lakewood this weekNumber
For sale199
Price range$255K to $2.6M
Median list price$640K
Median price per square foot$272
Size range836 to 12,500 sq ft
Listings with an HOA47 of 199 sampled (median $380/mo)
Condos and townhomes9 of 199 sampled
Wider searchLakewood homes for sale
Finished basement homes in Lakewood by price29Under $475K40$475K to $575K37$575K to $650K44$650K to $800K28$800K to $1.13M21Over $1.13M
106 of the 199 sampled sit in the lower half of the range.
Finished basement homes in Lakewood by bedrooms122 beds493 beds734 beds655+ beds
4 beds is the most common listing this week.
HOA on finished basement homes in LakewoodWith a monthly HOA47No HOA152

Finished basement homes in Lakewood by ZIP code

Finished basement homes by ZIP code802284780227378022632802323080215258021417804016802354

What the median finished basement homes in Lakewood costs per month

Median Lakewood finished basement homes home, $640K, 5% down, 7% note rate: about $4,780 a monthPrincipal and interest$4,045Property tax (about 0.55%)$293Homeowners insurance$187Mortgage insurance (5% down)$253A seller-paid 2-1 buydown takes year one to 5%: $3,264 principal and interest, $781 a month less.
Taxes, insurance and mortgage insurance add about $733 a month to the note on the median Lakewood finished basement homes home. Can I afford a home now? runs your own numbers.

About finished basement homes in Lakewood

Permitted or not. A permitted finish was inspected for electrical, plumbing, egress and fire. An unpermitted finish is common in Lakewood and it is where buyers find the surprises. We pull the permit history.

Egress makes a bedroom. A basement bedroom without an egress window is a "non-conforming" bedroom and cannot be counted or safely slept in. The window costs $3,000 to $6,000 to add.

Radon. Colorado soil puts radon in most basements. A test runs $150 and mitigation $1,000 to $2,000; both are standard in a Lakewood contract.

Water and the sump. Finished walls hide the foundation. We look at the sump pump, the window wells, the carpet edges and the smell.

Appraised value. Below-grade square footage appraises at less per foot than the main floor, which is why a finished basement is the best-value space in Lakewood.

Tell us what the basement is for: bedrooms, a theater, a gym, a suite or a rental. It sets what "finished" has to include in Lakewood.

Questions people ask about finished basement homes in Lakewood

How many finished basement homes are for sale in Lakewood right now?

199 this week, $255K to $2.6M, median $640K. The grid at the top of this page is the live MLS list and refreshes daily. More: What Colorado Homebuyers Want in a Finished Basement .

What does the median finished basement homes in Lakewood cost per month?

About $4,780 a month on the median $640K finished basement homes with 5 percent down at a 7 percent note rate: $4,045 principal and interest, $293 property tax, $187 insurance, $253 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $781. More: Can I afford a home now?.

Which ZIP code has the most finished basement homes in Lakewood?

80228 with 47 in this week's sample, then 80227 with 37. More: What Colorado Homebuyers Want in a Finished Basement .

What should I check before making an offer on finished basement homes in Lakewood?

The price per square foot against the other listings on this page ($272 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Can I buy finished basement home in Lakewood with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $640K finished basement homes that is $22,400 down at 3.5 percent. More: Can I afford a home now?.

Do finished basement homes in Lakewood have HOA fees?

Some do: 47 of 199 sampled carry a fee (median $380 a month); 152 do not. More: HOA fees in Colorado, explained.

How much does a finished basement add in Lakewood?

$30,000 to $80,000 on the same floor plan depending on the finish, the bedroom count and the permit. A suite with a kitchen adds more. More: What Colorado Homebuyers Want in a Finished Basement .

New listings the day they hit

Text LAKEWOOD and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any finished basement homes you want to see.

Call or text 303-955-4220 All Lakewood homes for sale

Homes with a Finished Basement for Sale in Lakewood, CO: What You Are Looking At

The homes with a finished basement for sale in Lakewood above are every MLS listing with finished square footage below grade: basement family rooms, basement bedrooms and baths, home theaters, gyms, and full basement suites with a second kitchen. Buyers searching Lakewood finished basement homes also search homes with a basement bedroom, basement apartment, mother-in-law suite, homes with a home theater and homes with a basement bar, and this page carries all of them. As of September 28, 2026 this page shows 198 homes with a finished basement for sale in Lakewood, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Lakewood homes since 2002 and asks for the basement permit on every one. Call or text 303-955-4220. A live person answers.

Finished Basements in Lakewood: Permit, Egress and Value

  • Permitted or not. A permitted finish was inspected for electrical, plumbing, egress and fire. An unpermitted finish is common in Lakewood and it is where buyers find the surprises. We pull the permit history.
  • Egress makes a bedroom. A basement bedroom without an egress window is a "non-conforming" bedroom and cannot be counted or safely slept in. The window costs $3,000 to $6,000 to add.
  • Radon. Colorado soil puts radon in most basements. A test runs $150 and mitigation $1,000 to $2,000; both are standard in a Lakewood contract.
  • Water and the sump. Finished walls hide the foundation. We look at the sump pump, the window wells, the carpet edges and the smell.
  • Appraised value. Below-grade square footage appraises at less per foot than the main floor, which is why a finished basement is the best-value space in Lakewood.

How to Buy a Home with a Finished Basement in Lakewood

  1. Tell us what the basement is for: bedrooms, a theater, a gym, a suite or a rental. It sets what "finished" has to include in Lakewood.
  2. Get pre-approved so your offer in Lakewood carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Lakewood closings run 30 to 45 days.

Selling in Lakewood?

A finished basement with the permit and a radon test on the counter sells for more in Lakewood than the same space with questions around it. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Homes with a Finished Basement Near Lakewood

Lakewood Questions

How much does a finished basement add in Lakewood?

$30,000 to $80,000 on the same floor plan depending on the finish, the bedroom count and the permit. A suite with a kitchen adds more.

What does it cost to finish a basement?

$40 to $80 a square foot in Lakewood for a standard finish, more with a bathroom, a wet bar or an egress window.

Is an unpermitted basement a deal breaker?

No, but it is a negotiation. We price the risk, ask for the work to be inspected and write the offer accordingly.

Can I see a Lakewood finished basement home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Lakewood Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

Homes with Finished Basement for sale across Colorado

More searches in Lakewood

Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.
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