Luxury Homes for Sale in Loveland, CO

Luxury homes in Loveland: the numbers this week

677 luxury homes are for sale in Loveland this week, $75K to $7.25M; the median luxury homes is listed at $525K for 1,901 square feet, $283 a foot. 70 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Luxury homes in Loveland by ZIP code

What the median luxury homes in Loveland costs per month

About luxury homes in Loveland

The luxury homes for sale in Loveland are the top of the local market: custom builds, estates on acreage, golf-course and view lots, and the newest high-end construction. Buyers searching luxury homes in Loveland also search million-dollar homes, estate homes, custom homes, homes with mountain views, gated communities and executive homes, and this page pulls all of them from the MLS. As of September 28, 2026 this page shows 74 luxury homes for sale in Loveland . Every listing above comes straight from the MLS and updates through the day.

Who built it and when. A custom home by a known Loveland builder appraises differently from a production home with upgrades. The permit history and the builder's name are public; a Kenna agent pulls both.

The lot. Views, privacy, slope and the neighbor's roofline. In Loveland the lot carries a bigger share of the price than the house does at this level.

Taxes and districts. Metro-district mill levies and HOA dues on a Loveland estate run into real money every year. Get the current tax bill and the district's debt schedule before you offer.

Systems and finishes. Roof age, mechanicals, smart-home wiring and the warranty status on high-end appliances. A luxury inspection in Loveland scopes the sewer line and tests radon on every home.

Days on market. Luxury homes in Loveland sit longer than the median home, and the price cuts come in bigger steps. The listing history tells you where the seller's number is headed.

Jumbo pre-approval, or proof of funds, before the first showing. Sellers at this price open the door for buyers who are ready.

Private showings, 7 days a week. Most Loveland luxury listings show by appointment only. A Kenna agent sets it up and meets you there.

Questions people ask about luxury homes in Loveland

How many luxury homes are for sale in Loveland right now?

677 this week, $75K to $7.25M, median $525K. The grid at the top of this page is the live MLS list and refreshes daily.

What is the median price of luxury homes in Loveland?

$525K at list this week, for a median 1,901 square feet, $283 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

Which ZIP code has the most luxury homes in Loveland?

80538 with 222 in this week's sample, then 80537 with 177.

What does the median luxury homes in Loveland cost per month?

About $3,920 a month on the median $525K luxury homes with 5 percent down at a 7 percent note rate: $3,318 principal and interest, $241 property tax, $153 insurance, $208 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $641. More: Can I afford a home now?.

How big are the luxury homes in Loveland?

640 to 17,880 square feet across this week's sample, 3 beds most common. Price per square foot runs $283 at the median.

Do luxury homes in Loveland have HOA fees?

Some do: 121 of 400 sampled carry a fee (median $184 a month); 279 do not. More: HOA fees in Colorado, explained.

What counts as a luxury home in Loveland?

The top of the Loveland market, from the newest custom homes to the estates on acreage. Luxury is the top slice of a local market, so the number in Loveland is different from Denver's or Aspen's.

Do I need a jumbo loan?

Above the conforming loan limit for the county, yes. Jumbo lenders ask for more reserves and a fuller file, so the pre-approval takes longer; start it before you tour.

How long do luxury homes take to sell in Loveland?

Longer than the median home, and the gap widens as the price rises. The right list price on day one is the whole difference; the Smart Pricing Report shows the time frame for each price.