Condos for Sale in Palmer Lake, CO

Condos in Palmer Lake: the numbers this week

What $410K buys among condos in Palmer Lake this week: the median condo at 1,617 square feet, $282 a foot. 34 in all, $55K to $2.9M; the price bands, bedrooms, ZIP codes, monthly cost and the questions buyers ask are below.

What the median condo in Palmer Lake costs per month

About condos in Palmer Lake

The condos for sale in Palmer Lake above are every condominium on the MLS right now: low-rise garden condos, mid-rise and high-rise units, loft condos and condo conversions. Buyers searching Palmer Lake condos also search cheap condos, condos under $300K, luxury condos, condos with a garage, pet-friendly condos and FHA-approved condos, and the grid pulls all of them. As of September 28, 2026 this page shows 3 condos for sale in Palmer Lake with a median list price of $383,000 and an average of $262 per square foot. Prices update the moment a unit lists or closes.

The HOA dues and what they cover. Palmer Lake condo dues run from under $200 to over $700 a month and cover water, trash, exterior, roof, insurance on the structure and sometimes heat. The lender counts the dues in your payment, so a low-priced unit with high dues costs more than the price shows.

The reserve study and the special-assessment history. A building with thin reserves passes its roof or elevator bill to owners as a special assessment. We pull the reserve study, the budget and the last two years of minutes before you go under contract.

Financing rules. FHA and VA loans need the building on the approved list or a single-unit approval. Conventional lenders look at the owner-occupancy ratio, litigation and insurance. We check the building against your loan before you write.

Insurance after 2024. Colorado condo master policies have jumped and some carriers left. The master policy deductible sets what your own HO-6 policy has to cover.

Rentals and pets. Every Palmer Lake HOA writes its own rental cap, short-term rental rule and pet limit. If either matters, we read the declarations first.

Parking and storage. A deeded garage space adds resale value in Palmer Lake; an assigned surface space does not transfer the same way.

Tour with a Kenna agent, 7 days a week. We show you the building, the amenities and the unit, and we walk the garage and the mail room too.

Questions people ask about condos in Palmer Lake

How many condos are for sale in Palmer Lake right now?

34 this week, $55K to $2.9M, median $410K. The grid at the top of this page is the live MLS list and refreshes daily.

What should I check before making an offer on condo in Palmer Lake?

The price per square foot against the other listings on this page ($282 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

What is the median price of condos in Palmer Lake?

$410K at list this week, for a median 1,617 square feet, $282 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

Do condos in Palmer Lake have HOA fees?

Some do: 6 of 34 sampled carry a fee (median $288 a month); 28 do not. More: HOA fees in Colorado, explained.

How big are the condos in Palmer Lake?

924 to 10,500 square feet across this week's sample, 3 beds most common. Price per square foot runs $282 at the median.

Can I buy condo in Palmer Lake with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $410K condo that is $14,350 down at 3.5 percent. More: Can I afford a home now?.

How much are condos in Palmer Lake?

The median list price on this page today is $383,000, and the average is $262 per square foot. Garden-level and older buildings sit below the median; newer buildings, lofts and units with a deeded garage sit above it.

Are HOA dues negotiable?

No. Dues are set by the association budget. What is negotiable is the price and who pays the transfer, working-capital and status-letter fees at closing. We negotiate those on every Palmer Lake condo contract. More: HOA fees in Colorado, explained.

Can I buy a Palmer Lake condo with an FHA loan?

Yes, when the building is FHA-approved or qualifies for a single-unit approval. Your Kenna agent checks the building on HUD's list before you write the offer. More: Financing a Colorado home.