Westminster Single-Family Homes for Sale

Single-family homes in Westminster: the numbers this week

403 single-family homes are for sale in Westminster this week, $35K to $3.25M; the median single-family homes is listed at $522K for 1,814 square feet, $280 a foot. 53 percent of the sampled listings carry an HOA at a median $304 a month. The charts below are drawn from those listings, not from a report about them.

Single-family homes in Westminster by ZIP code

What the median single-family homes in Westminster costs per month

About single-family homes in Westminster

HOA or not. Westminster subdivisions built after 1990 carry an HOA; older neighborhoods mostly do not. The dues, the covenants and the rental rules matter, so we read them before you write.

Metro districts. Newer Westminster neighborhoods repay the developer's roads and pipes through a metro district on your tax bill. The mill levy changes the monthly payment by hundreds. We pull it on every new-build listing.

Roof, sewer, foundation. Hail, clay soils and old sewer lines are the three Front Range problems that cost real money. A roof inspection, a sewer scope and a foundation look are standard on our Westminster inspections.

Lot and orientation. South-facing driveways melt in winter. Corner lots and cul-de-sacs price differently. A Kenna agent points these out on the tour.

Questions people ask about single-family homes in Westminster

How many single-family homes are for sale in Westminster right now?

403 this week, $35K to $3.25M, median $522K. The grid at the top of this page is the live MLS list and refreshes daily.

What is the median price of single-family homes in Westminster?

$522K at list this week, for a median 1,814 square feet, $280 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

What does the median single-family homes in Westminster cost per month?

About $4,200 a month on the median $522K single-family homes with 5 percent down at a 7 percent note rate: $3,299 principal and interest, $239 property tax, $152 insurance, $207 mortgage insurance, $304 HOA. A seller-paid 2-1 buydown cuts year one by $637. More: Can I afford a home now?.

Can I buy single-family home in Westminster with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $522K single-family homes that is $18,270 down at 3.5 percent. More: Can I afford a home now?.

Do single-family homes in Westminster have HOA fees?

Most do: 212 of 400 sampled carry a monthly fee, median $304. Ask for the budget and the covenants before the inspection. More: HOA fees in Colorado, explained.

Which ZIP code has the most single-family homes in Westminster?

80031 with 232 in this week's sample, then 80030 with 53.

How much do I need down?

Three percent on a conventional loan, 3.5 percent on FHA, zero on VA and USDA where the Westminster address qualifies. Colorado down-payment assistance programs stack on top. Your lender and your Kenna agent sort the options in one call.