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Sell a Colorado Home Virtually: E-Sign, Video, Remote Closing

Brian Lee BurkeBrian Lee Burke
Jul 9, 2020 • 7 min read
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Sell a Colorado Home Virtually: E-Sign, Video, Remote Closing

Every step of a Colorado home sale from the listing agreement to the deed is done online, on video or by mail-away today. Colorado's Uniform Electronic Transactions Act makes e-signatures binding on the contract, remote online notarization has been legal here since December 31, 2020, and title companies close by mail-away every week. This is the step-by-step, in order, with who signs what and how.

For the owner who lives in another state or is deployed, the companion post selling a Colorado home from out of state or deployed covers vendors, vacant-house care and the nonresident tax rules. This post is the mechanics.

Step 1: the listing consultation on video

The agent meets you on a video call, then walks the house with you on a second call while you hold the phone. That walk sets the prep list and the pricing inputs: condition, updates, roof age, furnace age, basement finish. A 30-minute video walk covers a 2,500 square foot house.

Step 2: e-sign the listing agreement

The Colorado Real Estate Commission's Exclusive Right-to-Sell Listing Contract is sent to your email, signed on a phone, and returned with a time stamp and an audit trail. The same platform carries every document for the rest of the sale. Colorado's Uniform Electronic Transactions Act, in Title 24 of the Colorado Revised Statutes, gives that signature the same force as ink.

Step 3: price from closed sales

The Smart Pricing Report is built from closed sales in your neighborhood over the last 90 days, adjusted for the condition seen on the video walk, and delivered as a PDF reviewed on a call. No portal estimate is used. The number is rechecked the week the listing goes live against any new competing listing.

Step 4: photography, floor plan, video and 3D tour

The photographer enters on a lockbox. One visit produces the interior and exterior photos, a drone set, a measured floor plan, a 2-minute walkthrough video and a 3D tour that a buyer navigates room by room. The 3D tour is what lets a buyer in another state decide to write an offer, and it cuts the number of in-person showings from buyers who would have ruled the house out at the door. The floor plans for Colorado listings post explains why the plan matters as much as the photos.

Step 5: the listing goes live

Denver metro listings go on REcolorado; Boulder, Fort Collins, Loveland and Greeley listings go on IRES. From there the listing syndicates to every national portal within 24 hours. You approve the photos, the remarks and the price by e-signature before it publishes. The marketing your Colorado home page shows the full distribution list.

Step 6: showings, virtual and in person

  • 3D tour and video handle the first look for every buyer.
  • Live video showings: the buyer's agent or a member of the Kenna Real Estate Group walks the house on a video call with the buyer, opening closets, running the faucets and showing the view from the deck on request.
  • In-person showings run through an appointment system on a lockbox, with a text to you for each request and written feedback within 24 hours.

A vacant house shows on a 1-hour notice; an occupied house sets showing windows. The showing your Colorado home page lists the rules.

Step 7: offers and the contract

Offers arrive as PDFs on the Commission's Contract to Buy and Sell. The agent sends a one-page net sheet for each offer: price, concessions, financing type, appraisal gap language, inspection and closing dates, and the net to you after payoff and costs. You counter or accept by e-signature. The Seller's Property Disclosure, the lead-based paint disclosure on a pre-1978 home and the square footage disclosure are completed online and delivered inside the contract deadlines.

Step 8: inspection and appraisal without you

The seller is not present at a Colorado inspection in any case. The inspector enters on the lockbox, the buyer receives the report, and the buyer's inspection objection arrives as a PDF by the objection deadline. You respond with an inspection resolution, e-signed, that lists the repairs or credit. Repairs are done by vendors the agent schedules, with receipts uploaded to the file. The appraiser enters the same way and the agent meets them with the closed comps.

Step 9: title and the closing package

The title company issues the title commitment by email within 7 days of contract. You e-sign the title company's seller information sheet and the payoff authorization, and the title company orders your mortgage payoff. Ten days before closing the closer confirms which closing method you are using and, for a mail-away, ships the package.

Step 10: signing the deed remotely

The deed has to be notarized to record in Colorado. Three ways work:

MethodHow it worksTiming
Remote online notarizationA Colorado-commissioned notary verifies your ID and notarizes on a recorded video session; the deed is signed electronicallyAny day before closing, 30 minutes
Mail-awayThe title company overnights the deed and settlement statement; you sign before a notary where you are and overnight it backSign 5 to 7 days before closing
Power of attorneyA specific POA for this sale, approved by the title company and recorded with the deed; your attorney-in-fact signs in ColoradoPOA delivered 10 days before closing

Remote online notarization has been permanent in Colorado since December 31, 2020. The notary is commissioned in Colorado; the signer is anywhere with a webcam and a government ID. A military power of attorney from a legal assistance office is valid in Colorado under federal law.

Step 11: funding and recording

On closing day the buyer's lender funds, the title company balances the file, the deed and the buyer's deed of trust record with the county clerk and recorder, and the title company wires your proceeds. In the Denver metro that is the same business day on a morning closing. The Colorado documentary fee on the deed is 1 cent per $100 of price, $60 on a $600,000 sale, and the public trustee release of your paid-off deed of trust follows within weeks.

Step 12: keys, utilities and the HOA

Keys, garage remotes and the mailbox key are left in the house or with the agent. Utilities transfer on the closing date: you close your Xcel Energy and water accounts effective that day and the buyer opens theirs. The HOA status letter ordered at contract closes out your account, and the title company prorates dues and property taxes on the settlement statement.

The email that is not from the title company

Every remote sale runs on email, and wire fraud runs on email too. Wiring instructions for your proceeds are given to the title company by phone or on the video call and never changed by email. An email asking you to send earnest money, pay a fee or update your bank details is confirmed by calling the closer at the number printed on the title commitment. The real estate and identity theft in Colorado post covers the current schemes.

How long the virtual sale takes

Listing to under contract in the Denver metro runs 2 to 6 weeks at a correct price. A financed buyer closes 30 to 45 days after contract; a cash buyer in 10 to 14 days. The remote steps add no time: the 3D tour is shot on the photo day, e-signatures return in hours, and a remote notarization takes 30 minutes. The one item that adds days is a mail-away package to an overseas address, so it ships 10 days out. The full contract calendar is in the how to sell a house in Colorado guide.

Where to go next

Talk to the Kenna Real Estate Group

The Kenna Real Estate Group at Keller Williams DTC runs the listing consultation, pricing, photography, showings, contract and closing for sellers who never set foot in the house again, with one agent as your contact and every signature on your phone. Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree. Sellers buying their next home can search every home for sale in Colorado.

Homes for sale that match this post

Guides

Questions about any home in Colorado? Call or text 303-955-4220. A live person answers.

Quick answers

Is a DocuSign signature legal on a Colorado home sale contract?

Yes. Colorado's Uniform Electronic Transactions Act gives an electronic signature the same force as ink on the listing agreement, the Contract to Buy and Sell, disclosures and amendments.

Does the deed itself have to be notarized to sell a house in Colorado?

Yes. The deed records with the county clerk and recorder only with a notary acknowledgment. Remote online notarization, a mail-away signing before a local notary or a recorded power of attorney each satisfy it.

Can I do a remote online notarization from another country?

Yes. The notary is commissioned in Colorado and the signer joins from anywhere with a webcam and a government-issued ID. The session is recorded and the deed is signed electronically.

How early do I sign mail-away closing documents?

5 to 7 days before closing inside the United States and 10 days for an overseas address. The title company overnights the package, you sign before a notary and overnight it back.

Does a 3D tour replace in-person showings?

It replaces the first showing for every buyer and removes the ones who would have left at the door. Serious buyers still walk the house in person or on a live video showing before writing an offer.

When do I get my money after a virtual closing in Colorado?

The same business day on a morning closing in the Denver metro, once the buyer's lender funds and the deed records. Proceeds go by wire to instructions you gave the title company by phone, never by email.

Which MLS will my Colorado listing be on?

REcolorado for the Denver metro and IRES for Boulder, Fort Collins, Loveland and Greeley. Both syndicate to the national portals within 24 hours of going live.

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WRITTEN BY
Brian Lee Burke
Brian Lee Burke
Team Leader and Licensed Broker, REALTOR® since 2002, Author

Brian Lee Burke is the founder and team leader of Kenna Real Estate Group, a real estate team at Keller Williams DTC. A licensed REALTOR® since 2002, Brian helps Colorado buyers and sellers navigate residential real estate, new construction, pricing, and negotiation. He is also the author of The Real Estate Playbook and Mastering Real Estate: Your Guide to Becoming a Top Agent.

View Brian Lee Burke’s full profile.

WRITTEN BY
Brian Lee Burke
Brian Lee Burke
Team Leader and Licensed Broker, REALTOR® since 2002, Author

Brian Lee Burke is the founder and team leader of Kenna Real Estate Group, a real estate team at Keller Williams DTC. A licensed REALTOR® since 2002, Brian helps Colorado buyers and sellers navigate residential real estate, new construction, pricing, and negotiation. He is also the author of The Real Estate Playbook and Mastering Real Estate: Your Guide to Becoming a Top Agent.

View Brian Lee Burke’s full profile.