1. Foreclosure sale
The public trustee sells the home. With no third-party bidder, the servicer takes it back.
Looking for FHA post-foreclosure homes in Colorado? When an FHA loan forecloses, the servicer can sell the home to a third-party buyer before it ever reaches HUD. That is the post-foreclosure sales program, known as CWCOT (claims without conveyance of title). The Kenna Real Estate Group helps two groups: buyers who want these homes early, and servicers and asset managers who need a local listing broker across the Front Range and Northern Colorado. Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.
The short answer
After foreclosure, the servicer markets the FHA home to third-party buyers first. If it does not sell, the home goes to HUD and later to HUD's public listings. Buying early can mean less competition than a HUD bid.
The public trustee sells the home. With no third-party bidder, the servicer takes it back.
The servicer lists it with a local broker through the post-foreclosure program.
Buyers offer through the listing broker, with FHA, VA, conventional or cash funds.
If no buyer closes, the home moves to HUD, where it sells through HUD's own bid process.
Compare the decision
Same FHA origin, two different doors.
Listed by a local broker.
Listed on HUD Home Store.
Fit check
We list post-foreclosure FHA homes in Denver, Jefferson, Arapahoe, Douglas, Adams, Larimer and Weld counties.
Foreclosure pages in every major city, a dedicated HUD homes website, MLS syndication and a buyer database.
Exterior BPOs in 24 to 48 hours, interior in 72, reviewed by a licensed broker.
Showings, feedback, competing listings and occupancy checks every week.
Yes on many, if the home meets FHA condition rules. Homes needing major repairs may need a renovation loan or cash. Ask your lender before you offer.
They list through local brokers on the MLS. Call or text 303-955-4220 and we send new ones as they list.
Often the servicer prices to recover what it is owed, not to the market. Compare against nearby sales before you offer.
A HUD home belongs to HUD after conveyance and sells on the HUD Home Store. A post-foreclosure home is still with the servicer. See our HUD homes page.
Yes. Send your vendor form and we return our license, insurance declarations and W-9 the same day. Broker license EA.040035749.
Call or text and we send new ones first. A live person answers.