Fort Collins Condos for Sale

About condos in Fort Collins

The condos for sale in Fort Collins above are every condominium on the MLS right now: low-rise garden condos, mid-rise and high-rise units, loft condos and condo conversions. Buyers searching Fort Collins condos also search cheap condos, condos under $300K, luxury condos, condos with a garage, pet-friendly condos and FHA-approved condos, and the grid pulls all of them. This page shows condos for sale in Fort Collins, and the count updates the moment a home lists or closes. Prices update the moment a unit lists or closes.

The HOA dues and what they cover. Fort Collins condo dues run from under $200 to over $700 a month and cover water, trash, exterior, roof, insurance on the structure and sometimes heat. The lender counts the dues in your payment, so a low-priced unit with high dues costs more than the price shows.

The reserve study and the special-assessment history. A building with thin reserves passes its roof or elevator bill to owners as a special assessment. We pull the reserve study, the budget and the last two years of minutes before you go under contract.

Financing rules. FHA and VA loans need the building on the approved list or a single-unit approval. Conventional lenders look at the owner-occupancy ratio, litigation and insurance. We check the building against your loan before you write.

Insurance after 2024. Colorado condo master policies have jumped and some carriers left. The master policy deductible sets what your own HO-6 policy has to cover.

Rentals and pets. Every Fort Collins HOA writes its own rental cap, short-term rental rule and pet limit. If either matters, we read the declarations first.

Parking and storage. A deeded garage space adds resale value in Fort Collins; an assigned surface space does not transfer the same way.

Tour with a Kenna agent, 7 days a week. We show you the building, the amenities and the unit, and we walk the garage and the mail room too.

Questions people ask about condos in Fort Collins

How many condos are for sale in Fort Collins right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

What is the median price of condos in Fort Collins?

The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Can I afford a home now?.

What does the median condo in Fort Collins cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.

Which ZIP code has the most condos in Fort Collins?

It changes as homes list and sell. Switch the grid to map view to see where today's listings cluster, or open the ZIP code pages linked on this page for each ZIP's live count.

Can I buy condo in Fort Collins with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $560K condo that is $19,597 down at 3.5 percent. More: Can I afford a home now?.

Do condos in Fort Collins have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

Are HOA dues negotiable?

No. Dues are set by the association budget. What is negotiable is the price and who pays the transfer, working-capital and status-letter fees at closing. We negotiate those on every Fort Collins condo contract. More: HOA fees in Colorado, explained.

Can I buy a Fort Collins condo with an FHA loan?

Yes, when the building is FHA-approved or qualifies for a single-unit approval. Your Kenna agent checks the building on HUD's list before you write the offer. More: Financing a Colorado home.