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Fort Collins, CO Waterfront Homes for Sale

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Waterfront homes for sale in Fort Collins, Colorado, updated daily from the MLS: 34 Fort Collins waterfront homes listed from $205K to $3.98M, median about $536K. Most sit within a short drive of Spring Creek Trail, Midtown or Trilby Road. Call or text 303-955-4220. A live person answers.

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Fort Collins Waterfront Home Market Statistics

30
Homes Listed
77
Avg. Days on Site
$350
Avg. $ / Sq.Ft.
$944,512
Med. List Price

Waterfront homes in Fort Collins: the numbers this week

Three numbers frame waterfront homes in Fort Collins: the median list price ($536K), the price per square foot ($335) and the HOA (median $300 a month). 34 are for sale today from $205K to $3.98M; everything below comes from this week's listings.

Waterfront homes in Fort Collins this weekNumber
For sale34
Price range$205K to $3.98M
Median list price$536K
Median price per square foot$335
Size range576 to 11,522 sq ft
Listings with an HOA17 of 34 sampled (median $300/mo)
Condos and townhomes16 of 34 sampled
Wider searchFort Collins homes for sale
Waterfront homes in Fort Collins by price5Under $375K5$375K to $475K9$475K to $550K5$550K to $825K6$825K to $1.6M4Over $1.6M
19 of the 34 sampled sit in the lower half of the range.
Waterfront homes in Fort Collins by bedrooms1Studio or 1 bed122 beds123 beds54 beds45+ beds
2 beds is the most common listing this week.
HOA on waterfront homes in Fort CollinsWith a monthly HOA17No HOA17

Waterfront homes in Fort Collins by ZIP code

Waterfront homes by ZIP code8052414805258805265805214805283

What the median waterfront homes in Fort Collins costs per month

Median Fort Collins waterfront homes home, $536K, 5% down, 7% note rate: about $4,300 a monthPrincipal and interest$3,388Property tax (about 0.55%)$246Homeowners insurance$156Mortgage insurance (5% down)$212HOA (median)$300A seller-paid 2-1 buydown takes year one to 5%: $2,733 principal and interest, $655 a month less.
Taxes, insurance, mortgage insurance and the HOA add about $914 a month to the note on the median Fort Collins waterfront homes home. Can I afford a home now? runs your own numbers.

Questions people ask about waterfront homes in Fort Collins

How many waterfront homes are for sale in Fort Collins right now?

34 this week, $205K to $3.98M, median $536K. The grid at the top of this page is the live MLS list and refreshes daily.

Do waterfront homes in Fort Collins have HOA fees?

Most do: 17 of 34 sampled carry a monthly fee, median $300. Ask for the budget and the covenants before the inspection. More: HOA fees in Colorado, explained.

What should I check before making an offer on waterfront homes in Fort Collins?

The price per square foot against the other listings on this page ($335 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Can I buy waterfront home in Fort Collins with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $536K waterfront homes that is $18,760 down at 3.5 percent. More: Can I afford a home now?.

What does the median waterfront homes in Fort Collins cost per month?

About $4,300 a month on the median $536K waterfront homes with 5 percent down at a 7 percent note rate: $3,388 principal and interest, $246 property tax, $156 insurance, $212 mortgage insurance, $300 HOA. A seller-paid 2-1 buydown cuts year one by $655. More: Can I afford a home now?.

What is the median price of waterfront homes in Fort Collins?

$536K at list this week, for a median 1,677 square feet, $335 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

New listings the day they hit

Text FORT COLLINS and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any waterfront homes you want to see.

Call or text 303-955-4220 All Fort Collins homes for sale

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    Guides for this market

    Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.