Golden Homes with Basement for Sale

Homes with a basement in Golden: the numbers this week

Three numbers frame homes with a basement in Golden: the median list price ($825K), the price per square foot ($365) and the HOA, which most of these listings do not have. 422 are for sale today from $35K to $15M; everything below comes from this week's listings.

Homes with a basement in Golden by ZIP code

What the median home with a basement in Golden costs per month

About homes with a basement in Golden

The homes with a basement for sale in Golden above are every MLS listing with a basement: finished basements, unfinished basements, walkout basements, garden-level basements and partial basements. Buyers searching basement homes in Golden also search homes with a finished basement, walkout basement homes, homes with a basement apartment, homes with a mother-in-law suite downstairs and homes with a basement bedroom, and this page carries all of them. As of September 28, 2026 this page shows 224 home with a basements for sale in Golden . The count updates the moment a home lists or closes.

Unfinished is the cheapest square footage you will buy in Golden. It appraises low and finishes for $40 to $80 a square foot, which is less than the same space costs upstairs.

Walkout basements open to grade on a sloped lot and bring in light and a second entrance. They carry a premium in Golden and make the best rental or in-law suites.

Garden level sits half above grade with full-size windows. More light than a standard basement, less separation than a walkout.

Egress, radon and water. A basement bedroom needs an egress window. Colorado sits on uranium-rich soil, so we test radon on every basement home in Golden. And we look for the sump pump, the water line on the wall and the smell.

Tour with a Kenna agent, 7 days a week. We open the mechanical room, check the egress windows and ask for the permit history.

Inspect the basement hard. Radon test, sewer scope, foundation walls, sump pump and the grading outside. Expansive Front Range soils move basements.

Questions people ask about homes with a basement in Golden

How many homes with a basement are for sale in Golden right now?

422 this week, $35K to $15M, median $825K. The grid at the top of this page is the live MLS list and refreshes daily.

What does the median home with a basement in Golden cost per month?

About $6,160 a month on the median $825K home with a basement with 5 percent down at a 7 percent note rate: $5,214 principal and interest, $378 property tax, $241 insurance, $327 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $1,007. More: Can I afford a home now?.

Can I buy homes with a basement in Golden with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $825K home with a basement that is $28,875 down at 3.5 percent. More: Can I afford a home now?.

How big are the homes with a basement in Golden?

351 to 12,260 square feet across this week's sample, 3 beds most common. Price per square foot runs $365 at the median.

Do homes with a basement in Golden have HOA fees?

Some do: 108 of 400 sampled carry a fee (median $374 a month); 292 do not. More: HOA fees in Colorado, explained.

What should I check before making an offer on home with a basement in Golden?

The price per square foot against the other listings on this page ($365 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Does a finished basement count in the square footage?

Appraisers count it separately as below-grade square footage and value it at less per foot than the main floor. The MLS lists total and finished square feet; we show you both on every Golden listing. More: What Colorado Homebuyers Want in a Finished Basement .

Can I rent out a basement in Golden?

A basement with its own entrance, kitchen, egress and a city permit can be rented where Golden zoning allows an accessory unit. We check the zoning and the HOA before you count on the income. More: Rent Out Your Home Instead of Selling in Today's Market – Kenna Real Estate Can Help -.