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Louisville Basement Homes for Sale

HomeLouisville
Homes With Basement

Review Louisville basement homes by price, basement finish, walkout access, and photo details.

Latest Louisville, CO Basement Homes for Sale

How much do homes with a basement cost in Louisville? Median $795K across 107 Louisville homes with a basement for sale this week, $284K to $4M, $413 a square foot. DELO and undefined are the landmarks the addresses cluster around. Call or text 303-955-4220. A live person answers.

59 Properties Found
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Current Real Estate Statistics for Basement Homes in Louisville, CO

59
Homes Listed
102
Avg. Days on Site
$423
Avg. $ / Sq.Ft.
$1,221,043
Med. List Price

Homes with a basement in Louisville: the numbers this week

107 homes with a basement are for sale in Louisville this week, $284K to $4M; the median home with a basement is listed at $795K for 2,048 square feet, $413 a foot. 58 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Homes with a basement in Louisville this weekNumber
For sale107
Price range$284K to $4M
Median list price$795K
Median price per square foot$413
Size range556 to 6,954 sq ft
Listings with an HOA45 of 107 sampled (median $390/mo)
Condos and townhomes19 of 107 sampled
Wider searchLouisville homes for sale
Homes with a basement in Louisville by price15Under $425K21$425K to $650K20$650K to $825K24$825K to $1.2M16$1.2M to $1.6M11Over $1.6M
56 of the 107 sampled sit in the lower half of the range.
Homes with a basement in Louisville by bedrooms17Studio or 1 bed212 beds313 beds174 beds215+ beds
3 beds is the most common listing this week.
HOA on homes with a basement in LouisvilleWith a monthly HOA45No HOA62

What the median home with a basement in Louisville costs per month

Median Louisville home with a basement home, $795K, 5% down, 7% note rate: about $5,940 a monthPrincipal and interest$5,025Property tax (about 0.55%)$364Homeowners insurance$232Mortgage insurance (5% down)$315A seller-paid 2-1 buydown takes year one to 5%: $4,054 principal and interest, $971 a month less.
Taxes, insurance and mortgage insurance add about $911 a month to the note on the median Louisville home with a basement home. Can I afford a home now? runs your own numbers.

About homes with a basement in Louisville

The homes with a basement for sale in Louisville above are every MLS listing with a basement: finished basements, unfinished basements, walkout basements, garden-level basements and partial basements. Buyers searching basement homes in Louisville also search homes with a finished basement, walkout basement homes, homes with a basement apartment, homes with a mother-in-law suite downstairs and homes with a basement bedroom, and this page carries all of them. As of September 28, 2026 this page shows 58 home with a basements for sale in Louisville . The count updates the moment a home lists or closes.

Unfinished is the cheapest square footage you will buy in Louisville. It appraises low and finishes for $40 to $80 a square foot, which is less than the same space costs upstairs.

Walkout basements open to grade on a sloped lot and bring in light and a second entrance. They carry a premium in Louisville and make the best rental or in-law suites.

Garden level sits half above grade with full-size windows. More light than a standard basement, less separation than a walkout.

Egress, radon and water. A basement bedroom needs an egress window. Colorado sits on uranium-rich soil, so we test radon on every basement home in Louisville. And we look for the sump pump, the water line on the wall and the smell.

Get pre-approved and know the finished-basement price bump in Louisville runs $30,000 to $80,000 on the same floor plan.

Tour with a Kenna agent, 7 days a week. We open the mechanical room, check the egress windows and ask for the permit history.

Inspect the basement hard. Radon test, sewer scope, foundation walls, sump pump and the grading outside. Expansive Front Range soils move basements.

Questions people ask about homes with a basement in Louisville

How many homes with a basement are for sale in Louisville right now?

107 this week, $284K to $4M, median $795K. The grid at the top of this page is the live MLS list and refreshes daily.

Do homes with a basement in Louisville have HOA fees?

Some do: 45 of 107 sampled carry a fee (median $390 a month); 62 do not. More: HOA fees in Colorado, explained.

What should I check before making an offer on home with a basement in Louisville?

The price per square foot against the other listings on this page ($413 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

What does the median home with a basement in Louisville cost per month?

About $5,940 a month on the median $795K home with a basement with 5 percent down at a 7 percent note rate: $5,025 principal and interest, $364 property tax, $232 insurance, $315 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $971. More: Can I afford a home now?.

Can I buy homes with a basement in Louisville with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $795K home with a basement that is $27,825 down at 3.5 percent. More: Can I afford a home now?.

Which ZIP code has the most homes with a basement in Louisville?

80027 with 107 in this week's sample. More: Colorado Basement Egress Windows: Code and Costs.

Does a finished basement count in the square footage?

Appraisers count it separately as below-grade square footage and value it at less per foot than the main floor. The MLS lists total and finished square feet; we show you both on every Louisville listing. More: What Colorado Homebuyers Want in a Finished Basement .

Can I rent out a basement in Louisville?

A basement with its own entrance, kitchen, egress and a city permit can be rented where Louisville zoning allows an accessory unit. We check the zoning and the HOA before you count on the income. More: Rent Out Your Home Instead of Selling in Today's Market – Kenna Real Estate Can Help -.

New listings the day they hit

Text LOUISVILLE and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any home with a basement you want to see.

Call or text 303-955-4220 All Louisville homes for sale

Questions people ask about homes with a basement in Louisville

How many homes with a basement are for sale in Louisville right now, and what do they cost?

47 Louisville listings name a basement feature this week, from $365K to $4M with a median near $1.15M. The grid above is the live list; the count and the prices move as homes close and new ones list.

Where else near Louisville can I find homes with a basement?

The same search runs in the cities next door: Lafayette homes with a basement for sale, Superior homes with a basement for sale, Broomfield homes with a basement for sale, Erie homes with a basement for sale. Prices step down as you leave the core and metro district taxes step up in the newer subdivisions.

Do homes with a basement cost more in Louisville?

An unfinished basement is future space at $40 to $70 a square foot to finish; a permitted finished one is bought at half the above-grade price.

What is the monthly payment on the median Louisville basement home?

About $8,036 a month on the $1.15M median: $6,886 principal and interest at a 7 percent note rate with 10 percent down, plus roughly $671 in property tax and $479 in insurance. Add HOA or metro district dues where they apply, and a seller credit toward a buydown takes $300 to $600 a month off year one.

What should I check on a basement home in Louisville before I write an offer?

Finished versus unfinished, and how the square footage is reported. Moisture: efflorescence on the walls, a sump, the grade outside. Radon and egress. Write the findings into the inspection objection, not into a text after the deadline.

Call or text 303-955-4220 with the address. A live person answers and sends the disclosures and the last sales on that street the same day.

Need help comparing Louisville basement homes?

Kenna Real Estate Group can help you compare basement finish, layout, photos, disclosures, and price before you tour homes in Louisville.

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