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Westminster, CO Homes Below $400,000 for Sale

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Homes below $400,000 for sale in Westminster, Colorado, updated daily from the MLS: 91 Westminster homes below $400,000 listed from $35K to $400K, median about $294K. The listings run from Federal Boulevard and Big Dry Creek Trail out to Sheridan Boulevard. Call or text 303-955-4220. A live person answers.

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Westminster Homes Below $400K Market Statistics

78
Homes Listed
70
Avg. Days on Site
$265
Avg. $ / Sq.Ft.
$289,231
Med. List Price

Homes below $400,000 in Westminster: the numbers this week

91 homes below $400,000 are for sale in Westminster this week, $35K to $400K; the median home below $400,000 is listed at $294K for 1,042 square feet, $268 a foot. 86 percent of the sampled listings carry an HOA at a median $390 a month. The charts below are drawn from those listings, not from a report about them.

Homes below $400,000 in Westminster this weekNumber
For sale91
Price range$35K to $400K
Median list price$294K
Median price per square foot$268
Size range544 to 2,240 sq ft
Listings with an HOA78 of 91 sampled (median $390/mo)
Condos and townhomes71 of 91 sampled
Wider searchWestminster homes for sale
Homes below $400,000 in Westminster by price16Under $200K23$200K to $275K8$275K to $300K22$300K to $350K20$350K to $400K2Over $400K
47 of the 91 sampled sit in the lower half of the range.
Homes below $400,000 in Westminster by bedrooms9Studio or 1 bed582 beds213 beds14 beds25+ beds
2 beds is the most common listing this week.
HOA on homes below $400,000 in WestminsterWith a monthly HOA78No HOA13

Homes below $400,000 in Westminster by ZIP code

Homes below $400,000 by ZIP code800315180234178003015800214800201800321802211802601

What the median home below $400,000 in Westminster costs per month

Median Westminster home below $400,000 home, $294K, 5% down, 7% note rate: about $2,590 a monthPrincipal and interest$1,858Property tax (about 0.55%)$135Homeowners insurance$86Mortgage insurance (5% down)$116HOA (median)$390A seller-paid 2-1 buydown takes year one to 5%: $1,499 principal and interest, $359 a month less.
Taxes, insurance, mortgage insurance and the HOA add about $727 a month to the note on the median Westminster home below $400,000 home. Can I afford a home now? runs your own numbers.

Questions people ask about homes below $400,000 in Westminster

How many homes below $400,000 are for sale in Westminster right now?

91 this week, $35K to $400K, median $294K. The grid at the top of this page is the live MLS list and refreshes daily.

Do homes below $400,000 in Westminster have HOA fees?

Most do: 78 of 91 sampled carry a monthly fee, median $390. Ask for the budget and the covenants before the inspection. More: HOA fees in Colorado, explained.

What does the median home below $400,000 in Westminster cost per month?

About $2,590 a month on the median $294K home below $400,000 with 5 percent down at a 7 percent note rate: $1,858 principal and interest, $135 property tax, $86 insurance, $116 mortgage insurance, $390 HOA. A seller-paid 2-1 buydown cuts year one by $359. More: Can I afford a home now?.

Which ZIP code has the most homes below $400,000 in Westminster?

80031 with 51 in this week's sample, then 80234 with 17.

Can I buy homes below $400,000 in Westminster with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $294K home below $400,000 that is $10,290 down at 3.5 percent. More: Can I afford a home now?.

What should I check before making an offer on home below $400,000 in Westminster?

The price per square foot against the other listings on this page ($268 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

New listings the day they hit

Text WESTMINSTER and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any home below $400,000 you want to see.

Call or text 303-955-4220 All Westminster homes for sale

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    Guides for this market

    Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.