VA-eligible homes for sale in Colorado Springs: as of Oct 25, 2026, 84 Colorado Springs listings mention VA financing in the MLS, $255,000 to $1,529,000, median $459,950; 49 ask under $500,000. A VA loan means zero down and no monthly mortgage insurance, with no loan limit for buyers with full entitlement. Most sit within a short drive of Briargate, Banning Lewis Ranch or Powers Boulevard. Call or text 303-955-4220. A live person answers.
The 84 homes in the grid above are Colorado Springs listings whose MLS text mentions VA financing (Oct 25, 2026). 49 ask under $500,000 and 24 under $400,000; 41 carry an HOA fee, so condo and townhome buyers should confirm the building is on the VA approved list before touring.
| VA funding fee (purchase) | First use | After a prior VA loan |
|---|---|---|
| Less than 5% down | 2.15% | 3.3% |
| 5% or more down | 1.5% | 1.5% |
| 10% or more down | 1.25% | 1.25% |
Source: U.S. Department of Veterans Affairs, funding fee rates effective April 7, 2023 (page updated Oct 5, 2026). The fee is figured on the loan amount and is waived for veterans who receive VA disability compensation, surviving spouses on DIC, and active-duty Purple Heart recipients.
Seller help: a Colorado Springs seller can pay VA concessions of up to 4% of the appraised value on top of normal closing costs. More on FHA and VA home buying in Colorado.
Call or text 303-955-4220. A live person answers.
Community Character Military-centered, welcoming, and energetic—Colorado Springs has a genuine sense of service and community pride.
Home Styles & Features VA-eligible options include updated ranches, multi-story homes, townhouses, and new construction . Many homes offer mountain views, fenced yards, finished basements, and easy access to parks or trails.
Location Highlights Quick access to Fort Carson, Peterson SFB, Schriever SFB, and the U.S. Air Force Academy. Connect with other military markets nearby like Aurora , Broomfield , and Arvada .
Lifestyle & Vibe The pace is energetic but neighborly, with military pride front and center at local events and businesses.
Location is everything: direct commutes to bases, strong veteran support systems, and year-round outdoor options—hiking, biking, and exploring the Rockies right out your door.
Zero down and no mortgage insurance. The VA guaranty replaces both. There is a funding fee, waived for buyers with a service-connected disability rating.
No loan limit with full entitlement. Since 2020 a buyer with full entitlement borrows what the lender approves in Colorado Springs with no cap. Partial entitlement still uses the county limit.
Minimum Property Requirements. The VA appraiser checks the roof, heat, water, electrical, peeling paint on pre-1978 homes and pests. Sellers fix what fails or the deal moves. We write the offer knowing the list.
The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.
It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.
It changes as homes list and sell. Switch the grid to map view to see where today's listings cluster, or open the ZIP code pages linked on this page for each ZIP's live count.
The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.
Sizes vary from home to home. Use the grid filters for square footage and bedrooms; the market stats under the grid show today's price per square foot.
Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $440K VA-eligible homes that is $15,400 down at 3.5 percent. More: Can I afford a home now?.
Colorado Springs is uniquely attuned to VA loan buyers. Local lenders and real estate agents are highly experienced with VA financing, making every step—from COE to closing—straightforward. Many listings highlight “VA eligible” status, and sellers are used to working with military buyers, making the process more efficient and less stressful. More: Financing a Colorado home.
Whether you’re just arriving or planning to stay long-term, you’ll find a strong military community, plenty of support, and a sense of belonging that runs deep in the Pikes Peak region.
A local agent or VA-approved lender can confirm eligibility for any home. Listings in many cases indicate “VA approved,” and your agent can review recent VA sales to help you target qualifying properties. More: Financing a Colorado home.
Yes, many builders in Colorado Springs offer new homes that are VA loan eligible. Make sure your agent confirms the builder and property meet VA requirements. More: New construction homes for sale in Colorado.
The city is home to VA clinics, active veteran organizations, and support groups, plus community events and local businesses that recognize and assist those who’ve served.
Begin by obtaining your Certificate of Eligibility (COE) and connecting with a VA-savvy agent or lender. They’ll help you target VA-eligible homes and guide you through every stage of the purchase. More: Financing a Colorado home.
Text COLORADO SPRINGS and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any VA-eligible homes you want to see.
Call or text 303-955-4220 All Colorado Springs homes for sale
The VA eligible homes for sale in Colorado Springs above are every MLS listing whose seller says VA financing is welcome: single family homes, VA-approved condos and townhomes, and homes that pass the VA appraisal. Buyers searching Colorado Springs VA homes also search zero down homes, military homes, homes near Buckley, Fort Carson, Peterson and Schriever, VA approved condos, homes that accept VA and veteran home loans, and this page carries all of them. This page shows VA-eligible homes for sale in Colorado Springs, and the count updates the moment a home lists or closes.
The Kenna Real Estate Group has sold Colorado Springs homes since 2003 and helps service members and veterans buy with VA loans. Call or text 303-955-4220. A live person answers.
Marking a Colorado Springs listing VA-welcome brings the service members and veterans who make up a large share of Colorado buyers, and a pre-listing look at the MPR list keeps the appraisal clean. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.
Not with full entitlement. Buyers with a prior VA loan still open use the county limit for the part above their remaining entitlement.
Yes, when the offer is clean and the agent knows the appraisal rules. A VA offer closes smoothly when the price fits the appraisal and the home meets the VA Minimum Property Requirements, so we check both before you write.
Condos need the building on the VA approved list. New builds work when the builder carries a VA builder ID, and most large Colorado Springs builders do.
Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.
Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.