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Denver VA Eligible Homes for Sale

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VA-eligible homes for sale in Denver: as of Oct 28, 2026, 79 Denver listings mention VA financing in the MLS, $99,999 to $1,295,000, median $265,000; 68 ask under $500,000. A VA loan means zero down and no monthly mortgage insurance, with no loan limit for buyers with full entitlement. Searching for VA-approved homes? The VA approves the buyer and the appraisal, not a list of houses: any home that meets the VA Minimum Property Requirements can be bought with a VA loan, and a condo must be in a VA-approved complex. Denver homes for sale is the wider search; the prices and what to check are below the homes. Call or text 303-955-4220. A live person answers.

80 Properties Found
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Denver VA Home Market Statistics

80
Homes Listed
123
Avg. Days on Site
$265
Avg. $ / Sq.Ft.
$339,127
Med. List Price

VA loan in Denver in 2026: the numbers

The 79 homes in the grid above are Denver listings whose MLS text mentions VA financing (Oct 28, 2026). 68 ask under $500,000 and 61 under $400,000; 67 carry an HOA fee, so condo and townhome buyers should confirm the building is on the VA approved list before touring.

VA funding fee (purchase)First useAfter a prior VA loan
Less than 5% down2.15%3.3%
5% or more down1.5%1.5%
10% or more down1.25%1.25%

Source: U.S. Department of Veterans Affairs, funding fee rates effective April 7, 2023 (page updated Oct 5, 2026). The fee is figured on the loan amount and is waived for veterans who receive VA disability compensation, surviving spouses on DIC, and active-duty Purple Heart recipients.

Seller help: a Denver seller can pay VA concessions of up to 4% of the appraised value on top of normal closing costs. More on FHA and VA home buying in Colorado.

Call or text 303-955-4220. A live person answers.

About VA-eligible homes in Denver

Community Character Denver neighborhoods run from walkable urban blocks to suburban streets with yards. Veteran service organizations and VA clinics operate across the metro.

Location Highlights Centrally located with fast access to Buckley Space Force Base, VA clinics, the Anschutz Medical Campus, and the Denver Federal Center. Minutes to cultural attractions, shopping, and recreation. Easy day trips to the mountains, plus direct links to Aurora , Arvada , Westminster , and Broomfield .

Lifestyle & Vibe Big-city amenities: walkable blocks, city parks, restaurants and year-round festivals, plus veteran resources across the metro.

Using a VA loan in Denver puts you in a market that understands and supports your benefits—local lenders and real estate professionals routinely work with VA buyers, which streamlines everything from pre-approval to closing. VA offers are widely accepted, and you’ll find helpful guidance on choosing the right property, verifying eligibility, and navigating unique aspects like zero-down financing or the VA appraisal process.

Whether you’re interested in a classic city bungalow, a low-maintenance condo, or a new construction home in a master-planned community, Denver has options for every stage of military and post-service life. Many VA-eligible homes are close to transit, employment centers, and parks—making day-to-day life easy, whether you’re commuting to Buckley, the VA hospital, or a downtown office.

Denver’s draw is its blend of urban access, veteran-friendly resources, and endless lifestyle options. The city’s strong veteran network offers connections, events, and support, while major employers and higher education institutions provide opportunity for both active duty and transitioning service members. Plus, Denver’s surrounding communities—like Aurora , Arvada , and Broomfield —create a true metro network of VA loan options and support.

Zero down and no mortgage insurance. The VA guaranty replaces both. There is a funding fee, waived for buyers with a service-connected disability rating.

No loan limit with full entitlement. Since 2020 a buyer with full entitlement borrows what the lender approves in Denver with no cap. Partial entitlement still uses the county limit.

Questions people ask about VA-eligible homes in Denver

How many VA-eligible homes are for sale in Denver right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

Which ZIP code has the most VA-eligible homes in Denver?

It changes as homes list and sell. Switch the grid to map view to see where today's listings cluster, or open the ZIP code pages linked on this page for each ZIP's live count.

Do VA-eligible homes in Denver have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

What does the median VA-eligible homes in Denver cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.

Can I buy VA-eligible home in Denver with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $275K VA-eligible homes that is $9,625 down at 3.5 percent. More: Can I afford a home now?.

What is the median price of VA-eligible homes in Denver?

The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Can I afford a home now?.

Who Finds Their Place in Denver VA Homes?

The mix of neighborhoods, property types, and accessible services means there’s a VA-eligible option for just about everyone—from those starting out to those ready to retire in Colorado.

How do I verify if a Denver property is VA loan eligible?

Ask your real estate agent or VA-approved lender—they’ll check eligibility, and many listings indicate “VA approved.” It’s also useful to look for recent VA sales in the neighborhood or request a property review early in the process. More: Financing a Colorado home.

Can I use a VA loan for new construction in Denver?

Yes, new builds in Denver can be VA loan eligible if the builder and property meet VA requirements. Ask your agent for a list of VA-friendly developments and local builder partners. More: New construction homes for sale in Colorado.

What’s the first step to buying a VA loan home in Denver?

Get your VA Certificate of Eligibility (COE), then connect with a VA-savvy agent or lender. They’ll help you target VA-eligible properties and walk you through every step to a successful closing. More: Financing a Colorado home.

Is there a VA loan limit in Denver?

Not with full entitlement. Buyers with a prior VA loan still open use the county limit for the part above their remaining entitlement. More: Financing a Colorado home.

Do sellers accept VA offers?

Yes, when the offer is clean and the agent knows the appraisal rules. The myth that VA loans fall through more is a myth; VA loans close at the same rate as conventional. More: Seller concessions for Colorado buyers.

New listings the day they hit

Text DENVER and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any VA-eligible homes you want to see.

Call or text 303-955-4220 All Denver homes for sale

VA Eligible Homes for Sale in Denver, CO: What You Are Looking At

The VA eligible homes for sale in Denver above are every MLS listing whose seller says VA financing is welcome: single family homes, VA-approved condos and townhomes, and homes that pass the VA appraisal. Buyers searching Denver VA homes also search zero down homes, military homes, homes near Buckley, Fort Carson, Peterson and Schriever, VA approved condos, homes that accept VA and veteran home loans, and this page carries all of them. This page shows VA-eligible homes for sale in Denver, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Denver homes since 2002 and has closed VA loans for service members at every base in Colorado. Call or text 303-955-4220. A live person answers.

How the VA Loan Works on a Denver Home

  • Zero down and no mortgage insurance. The VA guaranty replaces both. There is a funding fee, waived for buyers with a service-connected disability rating.
  • No loan limit with full entitlement. Since 2020 a buyer with full entitlement borrows what the lender approves in Denver with no cap. Partial entitlement still uses the county limit.
  • Minimum Property Requirements. The VA appraiser checks the roof, heat, water, electrical, peeling paint on pre-1978 homes and pests. Sellers fix what fails or the deal moves. We write the offer knowing the list.
  • Condos need VA approval. The building has to be on the VA list. We check before you tour.
  • Seller concessions up to 4 percent plus all closing costs can be paid by the seller. A VA buyer in Denver can close with nothing out of pocket when the offer is written for it.

How to Buy a Home with a VA Loan in Denver

  1. Get the Certificate of Eligibility and a VA pre-approval from a lender who closes VA loans every week. It changes what the seller in Denver thinks of your offer.
  2. Get pre-approved so your offer in Denver carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Denver closings run 30 to 45 days.

Selling in Denver?

Marking a Denver listing VA-welcome brings the service members and veterans who make up a large share of Colorado buyers, and a pre-listing look at the MPR list keeps the appraisal clean. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

VA-Eligible Homes Near Denver

Denver Questions

Is there a VA loan limit in Denver?

Not with full entitlement. Buyers with a prior VA loan still open use the county limit for the part above their remaining entitlement.

Do sellers accept VA offers?

Yes, when the offer is clean and the agent knows the appraisal rules. The myth that VA loans fall through more is a myth; VA loans close at the same rate as conventional.

Can I use VA on a condo or a new build in Denver?

Condos need the building on the VA approved list. New builds work when the builder carries a VA builder ID, and most large Denver builders do.

Can I see a Denver VA eligible home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Denver Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

VA Eligible Homes for sale across Colorado

More searches in Denver

Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.