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Commerce City New Construction Homes for Sale

HomeCommerce City
New Construction

Compare Commerce City new construction homes by price, builder, timing, lot fit, and location.

Latest Commerce City, CO New Construction Homes for Sale

New construction homes in Commerce City, CO: 482 listed now, $33K to $5.9M, median $499K; the Commerce City new construction homes prices and what to check are under the homes. The median new construction home is 1,992 square feet. Call or text 303-955-4220. A live person answers.

53 Properties Found
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Current Real Estate Statistics for New Construction Homes in Commerce City, CO

53
Homes Listed
62
Avg. Days on Site
$272
Avg. $ / Sq.Ft.
$504,154
Med. List Price

Who is building in Commerce City, where, and what it costs

7 new construction homes are for sale in Commerce City right now, $410K to $615K with a median near $485K. 4 builders are selling here, Meritage, Richmond American, Tri Pointe and more, and the inventory sits in a handful of filings. The grid above is the live list; below it is what the price does not include, which communities cost what, and how a Commerce City new build compares with a resale.

Builders with homes for sale in Commerce CityMeritage7 · $500K to $630KRichmond American2 · $485K to $800KTri Pointe2 · $615K to $750KLennar1 · $650K
BuilderHomes for sale in Commerce CityPrice rangeMore from this builder
Meritage7$500K to $630KMeritage homes for sale in Colorado
Richmond American2$485K to $800KRichmond American homes for sale in Colorado
Tri Pointe2$615K to $750KTri Pointe homes for sale in Colorado
Lennar1$650KLennar homes for sale in Colorado

What a Commerce City new build costs per month

Median Commerce City new build, $485K, 5% down, 7% note rate: about $4,000 a monthPrincipal and interest$3,065Property tax incl. metro district (about 1.1%)$445Homeowners insurance$202Mortgage insurance (5% down)$165HOA$90A builder-paid 2-1 buydown cuts year one by about $592 a month. The metro district line is the one to verify per community.
The advertised price is the first line only; taxes with the metro district, insurance, mortgage insurance and the HOA add about $902 a month on the median Commerce City new build.

Questions people ask about new construction in Commerce City

How many new construction homes are for sale in Commerce City right now?

7 this week, $410K to $615K, median about $485K. The grid above is live; finished quick move-ins and to-be-builts both appear when the builder lists them on the MLS. More: New construction homes for sale in Colorado.

Which Commerce City new-construction community is the best value?

Value is the price plus the metro district mill levy plus the HOA; ask for all three before comparing two communities.

Do I need my own agent to buy a new build in Commerce City?

You need one registered on the first visit. The builder pays the buyer agent; walking in alone removes your negotiator, not the commission, and the sales office represents the builder. More: Best Agent for New Construction Home Buyers in Colorado.

What does the metro district add in Commerce City?

Most Commerce City new-construction communities sit in a metro district that finances the roads and water; the mill levy adds roughly 0.3 to 0.6 percent of value a year, $250 to $400 a month on the median home, on top of the county tax.

Is new construction in Commerce City more expensive than resale?

Per square foot, new builds in Commerce City run above the resale median, and the metro district tax adds to the payment; the offsets are the incentive, the warranty, the energy bill and no repairs for a decade. Run the year-one payment both ways with the credit applied. More: New construction homes for sale in Colorado.

Which builders are building in Commerce City?

Meritage (7), Richmond American (2), Tri Pointe (2), Lennar (1). Each builder page on this site carries its statewide list, its incentive and the cost by city. More: New construction homes for sale in Colorado.

Call or text 303-955-4220 with the community name. A live person answers and sends the incentive, the mill levy and the two-lender comparison the same day.

Questions people ask about new construction homes in Commerce City

How many new construction homes are for sale in Commerce City right now, and what do they cost?

9 Commerce City listings name a new-build feature this week, from $410K to $684K with a median near $485K. The grid above is the live list; the count and the prices move as homes close and new ones list.

What should I check on a new-build home in Commerce City before I write an offer?

Metro district mill levy and debt; it adds $250 to $400 a month to most new communities. Quick move-in versus to-be-built; the incentives differ. Your own inspections at pre-drywall and final. Write the findings into the inspection objection, not into a text after the deadline.

What is the monthly payment on the median Commerce City new-build home?

About $3,389 a month on the $485K median: $2,904 principal and interest at a 7 percent note rate with 10 percent down, plus roughly $283 in property tax and $202 in insurance. Add HOA or metro district dues where they apply, and a seller credit toward a buydown takes $300 to $600 a month off year one.

Where else near Commerce City can I find new construction homes?

The same search runs in the cities next door: Thornton new construction homes for sale, Denver new construction homes for sale, Aurora new construction homes for sale, Westminster new construction homes for sale. Prices step down as you leave the core and metro district taxes step up in the newer subdivisions.

Do new construction homes cost more in Commerce City?

Builders are paying $10,000 to $25,000 in closing costs and rate buydowns on finished homes right now; the metro district tax is the line that offsets it.

Call or text 303-955-4220 with the address. A live person answers and sends the disclosures and the last sales on that street the same day.

Need Help Comparing New Homes in Commerce City?

Use the listings above to compare price, location, completion status, builder notes, and fees. Kenna Real Estate Group can help you verify what is included before you tour or write an offer.

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