Commerce City Condos for Sale

About condos in Commerce City

The condos for sale in Commerce City above are every condominium on the MLS right now: low-rise garden condos, mid-rise and high-rise units, loft condos and condo conversions. Buyers searching Commerce City condos also search cheap condos, condos under $300K, luxury condos, condos with a garage, pet-friendly condos and FHA-approved condos, and the grid pulls all of them. This page shows condos for sale in Commerce City, and the count updates the moment a home lists or closes. Prices update the moment a unit lists or closes.

The HOA dues and what they cover. Commerce City condo dues run from under $200 to over $700 a month and cover water, trash, exterior, roof, insurance on the structure and sometimes heat. The lender counts the dues in your payment, so a low-priced unit with high dues costs more than the price shows.

The reserve study and the special-assessment history. A building with thin reserves passes its roof or elevator bill to owners as a special assessment. We pull the reserve study, the budget and the last two years of minutes before you go under contract.

Financing rules. FHA and VA loans need the building on the approved list or a single-unit approval. Conventional lenders look at the owner-occupancy ratio, litigation and insurance. We check the building against your loan before you write.

Insurance after 2024. Colorado condo master policies have jumped and some carriers left. The master policy deductible sets what your own HO-6 policy has to cover.

Rentals and pets. Every Commerce City HOA writes its own rental cap, short-term rental rule and pet limit. If either matters, we read the declarations first.

Parking and storage. A deeded garage space adds resale value in Commerce City; an assigned surface space does not transfer the same way.

Tour with a Kenna agent, 7 days a week. We show you the building, the amenities and the unit, and we walk the garage and the mail room too.

Questions people ask about condos in Commerce City

How many condos are for sale in Commerce City right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

What should I check before making an offer on condo in Commerce City?

The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

How big are the condos in Commerce City?

Sizes vary from home to home. Use the grid filters for square footage and bedrooms; the market stats under the grid show today's price per square foot.

Can I buy condo in Commerce City with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $499K condo that is $17,465 down at 3.5 percent. More: Can I afford a home now?.

What is the median price of condos in Commerce City?

The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Can I afford a home now?.

Do condos in Commerce City have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

Are HOA dues negotiable?

No. Dues are set by the association budget. What is negotiable is the price and who pays the transfer, working-capital and status-letter fees at closing. We negotiate those on every Commerce City condo contract. More: HOA fees in Colorado, explained.

Can I buy a Commerce City condo with an FHA loan?

Yes, when the building is FHA-approved or qualifies for a single-unit approval. Your Kenna agent checks the building on HUD's list before you write the offer. More: Financing a Colorado home.