Commerce City Townhomes for Sale

Townhomes in Commerce City: the numbers this week

482 townhomes are for sale in Commerce City this week, $33K to $5.9M; the median townhome is listed at $499K for 1,992 square feet, $246 a foot. 61 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Townhomes in Commerce City by ZIP code

What the median townhome in Commerce City costs per month

About townhomes in Commerce City

A townhome in Commerce City is an attached home on its own lot: you own the walls, the roof over your unit and the ground under it, and you share a wall with the neighbor. Buyers searching townhomes for sale in Commerce City also search townhouses, attached homes, row homes, paired homes, low-maintenance homes and homes with a small yard, and this page pulls all of them from the MLS. As of September 28, 2026 this page shows 10 townhomes for sale in Commerce City . Every listing above comes straight from the MLS and updates through the day.

The word on the sign does not decide it; the deed does. A fee-simple townhome in Commerce City comes with its own lot, finances like a house and insures with a standard homeowner policy. A townhome-style condo comes with a share of the whole project, finances through the lender's condo review and insures with a walls-in policy. Same floor plan, different rules, different rates. A Kenna agent reads the plat and the declaration before you write, so the loan you were approved for is the loan you can use.

Exterior, roof and snow. Most Commerce City townhome HOAs handle all three, which is why buyers choose a townhome over a house. Read the declaration; a few cover only the common ground.

Dues and reserves. Ask for the budget, the reserve study and the last two years of special assessments. A low monthly fee with an empty reserve is the expensive option.

Insurance. Confirm what the master policy covers and what your own policy has to cover. The gap is where owners get hurt after a hail storm.

Get pre-approved with a lender who does attached homes. If the townhome is legally a condo, the building review is the step that decides your timeline.

Read the HOA package before your deadline. Colorado gives you a review period after contract; Kenna gets the documents early so the review is a formality.

Offer from sold comps in the same complex. Townhome values in Commerce City move by community. A Kenna agent prices from the last sales next door.

Questions people ask about townhomes in Commerce City

How many townhomes are for sale in Commerce City right now?

482 this week, $33K to $5.9M, median $499K. The grid at the top of this page is the live MLS list and refreshes daily.

What does the median townhome in Commerce City cost per month?

About $3,730 a month on the median $499K townhome with 5 percent down at a 7 percent note rate: $3,154 principal and interest, $229 property tax, $146 insurance, $198 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $609. More: Can I afford a home now?.

Which ZIP code has the most townhomes in Commerce City?

80022 with 375 in this week's sample, then 80640 with 18.

What should I check before making an offer on townhome in Commerce City?

The price per square foot against the other listings on this page ($246 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Can I buy townhome in Commerce City with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $499K townhome that is $17,465 down at 3.5 percent. More: Can I afford a home now?.

Do townhomes in Commerce City have HOA fees?

Some do: 155 of 400 sampled carry a fee (median $65 a month); 245 do not. More: HOA fees in Colorado, explained.

Are townhomes a good first home in Commerce City?

For a buyer who wants a garage, a small yard and no exterior upkeep at a price under the detached median, yes. The HOA dues are part of the payment; we run them into your budget before you shop.

What is the difference between a townhome and a paired home?

A paired home is a townhome with one shared wall instead of two, sold by builders as a duplex-style attached home. Same ownership, one fewer neighbor.

Can I rent out a Commerce City townhome?

Long-term rentals are allowed in most Commerce City communities; some cap the number of rentals and most restrict short-term rentals. The covenants answer it, and a Kenna agent pulls them before you offer. More: Rent Out Your Home Instead of Selling in Today's Market – Kenna Real Estate Can Help -.