Luxury Homes for Sale in Commerce City, CO

Luxury homes in Commerce City: the numbers this week

What $499K buys among luxury homes in Commerce City this week: the median luxury homes at 1,992 square feet, $246 a foot. 482 in all, $33K to $5.9M; the price bands, bedrooms, ZIP codes, monthly cost and the questions buyers ask are below.

Luxury homes in Commerce City by ZIP code

What the median luxury homes in Commerce City costs per month

About luxury homes in Commerce City

The luxury homes for sale in Commerce City are the top of the local market: custom builds, estates on acreage, golf-course and view lots, and the newest high-end construction. Buyers searching luxury homes in Commerce City also search million-dollar homes, estate homes, custom homes, homes with mountain views, gated communities and executive homes, and this page pulls all of them from the MLS. As of September 28, 2026 this page shows 8 luxury homes for sale in Commerce City . Every listing above comes straight from the MLS and updates through the day.

Who built it and when. A custom home by a known Commerce City builder appraises differently from a production home with upgrades. The permit history and the builder's name are public; a Kenna agent pulls both.

The lot. Views, privacy, slope and the neighbor's roofline. In Commerce City the lot carries a bigger share of the price than the house does at this level.

Taxes and districts. Metro-district mill levies and HOA dues on a Commerce City estate run into real money every year. Get the current tax bill and the district's debt schedule before you offer.

Systems and finishes. Roof age, mechanicals, smart-home wiring and the warranty status on high-end appliances. A luxury inspection in Commerce City scopes the sewer line and tests radon on every home.

Days on market. Luxury homes in Commerce City sit longer than the median home, and the price cuts come in bigger steps. The listing history tells you where the seller's number is headed.

Jumbo pre-approval, or proof of funds, before the first showing. Sellers at this price open the door for buyers who are ready.

Private showings, 7 days a week. Most Commerce City luxury listings show by appointment only. A Kenna agent sets it up and meets you there.

Questions people ask about luxury homes in Commerce City

How many luxury homes are for sale in Commerce City right now?

482 this week, $33K to $5.9M, median $499K. The grid at the top of this page is the live MLS list and refreshes daily.

Which ZIP code has the most luxury homes in Commerce City?

80022 with 375 in this week's sample, then 80640 with 18.

Can I buy luxury home in Commerce City with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $499K luxury homes that is $17,465 down at 3.5 percent. More: Can I afford a home now?.

What does the median luxury homes in Commerce City cost per month?

About $3,730 a month on the median $499K luxury homes with 5 percent down at a 7 percent note rate: $3,154 principal and interest, $229 property tax, $146 insurance, $198 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $609. More: Can I afford a home now?.

How big are the luxury homes in Commerce City?

644 to 10,728 square feet across this week's sample, 3 beds most common. Price per square foot runs $246 at the median.

What is the median price of luxury homes in Commerce City?

$499K at list this week, for a median 1,992 square feet, $246 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

What counts as a luxury home in Commerce City?

The top of the Commerce City market, from the newest custom homes to the estates on acreage. Luxury is the top slice of a local market, so the number in Commerce City is different from Denver's or Aspen's.

Do I need a jumbo loan?

Above the conforming loan limit for the county, yes. Jumbo lenders ask for more reserves and a fuller file, so the pre-approval takes longer; start it before you tour.

How long do luxury homes take to sell in Commerce City?

Longer than the median home, and the gap widens as the price rises. The right list price on day one is the whole difference; the Smart Pricing Report shows the time frame for each price.