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Divorce real estate · Colorado

Divorce for women: the house, the money, the next move

The questions women ask us most, answered straight: what to do now, whether you can keep the house when he earned more, how to qualify on your own, and how to downsize without losing ground. Everything here applies to any spouse.

A live person answers. Not a robot, not a phone tree. Everything you tell us stays private.

First

Do not sign anything about the house yet

Not a quitclaim deed, not a listing agreement, not a refinance. Get the value in writing and talk to an attorney first.

The money

Your share of the equity is yours

Colorado divides marital property fairly, and a homemaker's contribution counts under C.R.S. 14-10-113.

The loan

You can qualify on your own

Maintenance and child support count as income for a mortgage once they have a history. We work with lenders who do this every week.

The next place

Smaller can be better

Patio homes, condos, townhomes and 55+ communities cost less to carry. We help you find one after the sale, privately.

Start here

What do I do now?

Three things this week. One: find out what the house is worth and what is owed on it, in writing. Two: open a bank account and a credit card in your own name if you do not have them. Three: talk to a family law attorney, even for one hour, before you agree to anything about the house. Then call us. We will tell you what the house would net, what it would take to keep it, and what a smaller place would cost, with no pressure and nothing shared with your spouse.

Divorce for women in colorado: the house, the money, the next move in Colorado: the numbers this week

Three numbers frame divorce for women in colorado: the house, the money, the next move in Colorado: the median list price ($525K), the price per square foot ($287) and the HOA, which most of these listings do not have. 1,866 are for sale today from $60K to $7M; everything below comes from this week's listings.

Divorce for women in colorado: the house, the money, the next move in Colorado this weekNumber
For sale1,866
Price range$60K to $7M
Median list price$525K
Median price per square foot$287
Size range448 to 10,870 sq ft
Listings with an HOA174 of 400 sampled (median $300/mo)
Condos and townhomes78 of 400 sampled
Wider searchAll Colorado homes for sale
Divorce for women in colorado: the house, the money, the next move in Colorado by price64Under $325K73$325K to $450K90$450K to $550K68$550K to $675K65$675K to $900K40Over $900K
227 of the 400 sampled sit in the lower half of the range.
Divorce for women in colorado: the house, the money, the next move in Colorado by bedrooms27Studio or 1 bed692 beds1383 beds1024 beds645+ beds
3 beds is the most common listing this week.
HOA on divorce for women in colorado: the house, the money, the next move in ColoradoWith a monthly HOA174No HOA226

Divorce for women in colorado: the house, the money, the next move in Colorado by ZIP code

Divorce for women in colorado: the house, the money, the next move by ZIP code800111080019108050410805509806348801257801347802197

What the median divorce for women in colorado: the house, the money, the next move in Colorado costs per month

Median Colorado divorce for women in colorado: the house, the money, the next move home, $525K, 5% down, 7% note rate: about $3,920 a monthPrincipal and interest$3,318Property tax (about 0.55%)$241Homeowners insurance$153Mortgage insurance (5% down)$208A seller-paid 2-1 buydown takes year one to 5%: $2,677 principal and interest, $641 a month less.
Taxes, insurance and mortgage insurance add about $602 a month to the note on the median Colorado divorce for women in colorado: the house, the money, the next move home. Can I afford a home now? runs your own numbers.

About divorce for women in colorado: the house, the money, the next move in Colorado

Divorce Decisions covers this in more depth: Keeping the house , Mortgage qualification after divorce and Equity and spousal buyouts .

Maintenance. Colorado uses a guideline formula for marriages of three years or more: roughly 40% of the combined income minus the lower earner's income, then reduced because maintenance is no longer tax-deductible. It is a starting point, not a guarantee.

Your half of the equity. If the house sells for what it should, your share is real money. Do not trade it away for furniture or to avoid a fight.

Retirement accounts. Pensions and 401(k)s earned during the marriage are marital too, divided with a court order called a QDRO (Colorado PERA needs its order within 90 days).

Credit in your own name. Open it now, use it lightly, pay it off monthly. Six months of that history changes what a lender will approve.

See Living on one income after divorce , Maintenance in Colorado and Retirement and pensions in divorce on Divorce Decisions.

Use the sale proceeds as your down payment. Many settlements let the title company pay your share straight to the closing on your next home.

Time it. Selling and buying the same week is possible with a rent-back or a short lease. We plan the timeline so you are never without a home.

Questions people ask about divorce for women in colorado: the house, the money, the next move in Colorado

How many divorce for women in colorado: the house, the money, the next move are for sale in Colorado right now?

1,866 this week, $60K to $7M, median $525K. The grid at the top of this page is the live MLS list and refreshes daily.

What is the median price of divorce for women in colorado: the house, the money, the next move in Colorado?

$525K at list this week, for a median 1,820 square feet, $287 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

How big are the divorce for women in colorado: the house, the money, the next move in Colorado?

448 to 10,870 square feet across this week's sample, 3 beds most common. Price per square foot runs $287 at the median.

Which ZIP code has the most divorce for women in colorado: the house, the money, the next move in Colorado?

80011 with 10 in this week's sample, then 80019 with 10.

What should I check before making an offer on divorce for women in colorado: the house, the money, the next move in Colorado?

The price per square foot against the other listings on this page ($287 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Do divorce for women in colorado: the house, the money, the next move in Colorado have HOA fees?

Some do: 174 of 400 sampled carry a fee (median $300 a month); 226 do not. More: HOA fees in Colorado, explained.

He was the breadwinner. Can I keep the house?

Maybe, and the answer is math, not fairness. To keep the house you need to get his name off the loan, which means refinancing in your own name, or a settlement that lets you stay on the existing loan for a set time.

How do I make a living and survive the next six months?

Temporary orders. Colorado courts can order temporary maintenance and child support while the case is open, and can decide who pays the mortgage in the meantime. Ask your attorney on day one.

New listings the day they hit

Text COLORADO and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any divorce for women in colorado: the house, the money, the next move you want to see.

Call or text 303-955-4220 Search all Colorado homes

Your first 90 days, in order

Six moves that protect your share of the house and set up the next one.

1

Week 1: know the numbers

What the house is worth, what is owed, what it costs to run. In writing.

2

Week 1: your own accounts

A checking account and a credit card in your name only.

3

Week 2: one hour with an attorney

Temporary orders, maintenance, who pays the mortgage.

4

Month 1: talk to a lender

Find out what you can qualify for alone, before anyone decides who keeps the house.

5

Month 2-3: decide sell, keep or wait

Put the decision and the dates in the separation agreement.

6

After: the next place

Pre-approved, proceeds as the down payment, a home you can carry.

Four pages of a sample Smart Pricing Report: cover, opinion of value, three prices and the seller's net sheet

Intelligence reports provided by AgentCOS™

Free for every seller

Get your free Smart Pricing Report™

One number both spouses can trust, delivered to both of you at the same time. The Smart Pricing Report™ is Kenna Real Estate Group's proprietary pricing analysis for Divorce for Women in Colorado: the House homes: three defensible prices, the comps with concessions netted out, your net sheet and a written strategy. Not a generic CMA. Free.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree. We start on your report the same day.

Questions women ask us about divorce and the house

Can he sell the house without me?

Not if you are on the deed. Both owners must sign. If only his name is on the deed but the home was bought during the marriage, it is still marital property and the court can stop a sale. Tell your attorney immediately if you think a sale is being arranged.

Can he make me move out?

Not on his own. Only a court order, usually a temporary order or a protection order, decides who stays. Leaving voluntarily does not give up your ownership, but talk to your attorney before you move.

Who pays the mortgage while we are divorcing?

Whatever the temporary orders or your written agreement say. Until then, the loan is still in both names and a missed payment hurts both credit scores. Get it in writing early.

Will I get the house because I have the kids?

Not automatically. The judge can weigh whether the parent with the children should stay for a time, but you still have to be able to pay for it. Many settlements give the parent with the kids the home until a set date, then sell.

I have not worked in years. Can I get a mortgage?

Possibly. Lenders can count maintenance and child support as income once payments are documented, and some programs accept a shorter work history if you are returning to your field. A pre-approval conversation costs nothing and tells you where you stand.

What is my house actually worth?

Ask for a written market analysis with the comparable sales, not an online estimate. If your attorney wants it, a licensed appraisal adds a number the court will accept. We provide the analysis free, to both spouses if you both want it.

Should I take the house instead of his retirement?

Be careful. A house costs money every month and its equity is only real when it sells; a retirement account grows. Have a CPA or a certified divorce financial analyst run both scenarios before you choose.

Do I have to sell right away?

No. Some settlements delay the sale until the end of the year, a job change, or a child's milestone, with a firm list date. Make sure the agreement says who pays what until then.

Will buyers know it is a divorce sale?

No. The listing never mentions it, showings are scheduled around you, and both spouses get the same information at the same time.

How much does a divorce cost in Colorado?

The filing fee is $260 and the response fee is $146. Attorney fees vary widely; mediation is far cheaper than a trial. Divorce Decisions has a full breakdown of what a Colorado divorce costs.

What if I am afraid of him?

You come first. Colorado courts issue protection orders, and the court will not send an abuse case to mediation if you object. If you need to leave, leave. The house can be handled afterward through your attorney and a neutral agent, without you ever being in the same room.

Can Kenna help me quietly, without my spouse knowing I called?

Yes. A consultation with us is private. We do not contact the other spouse unless and until both of you hire us to sell the home.

Looking for divorce for women in colorado: the house, the money, the next move in Colorado? 1,866 Colorado divorce for women in colorado: the house, the money, the next move for sale are on the MLS today, $60K to $7M, median $525K, every one of them below. ZIP 80011 carries the most Colorado divorce for women in colorado: the house, the money, the next move (10). Call or text 303-955-4220. A live person answers.

Just listed across the Front Range

1877 Properties Found
Sort By:

Just listed across the Front Range Market Stats

1877
Homes Listed
4
Avg. Days on Site
$320
Avg. $ / Sq.Ft.
$701,530
Med. List Price

Free, private, no pressure

Not sure what to do about the house?

A free, private conversation. Nothing is shared with your spouse.

Call or text 303-955-4220

A live person answers. Not a robot, not a phone tree.

Get the free Smart Pricing Report™ and the free divorce home guide

Fill out the form and we will send your Smart Pricing Report™ (three prices, the comps and a written strategy) plus the 20-page Colorado divorce home guide. Nothing is shared with your spouse unless you ask us to send it to both of you. You can also download the guide right now on Divorce Decisions.

Send me my free Smart Pricing Report

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