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Loveland Cottage Style Homes for Sale

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The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Loveland homes for sale is the wider search; the prices and what to check are below the homes. Call or text 303-955-4220. A live person answers.

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Loveland Cottage Home Market Statistics

2
Homes Listed
124
Avg. Days on Site
$325
Avg. $ / Sq.Ft.
$642,500
Med. List Price

About cottage style homes in Loveland

The cottage style homes for sale in Loveland above are every MLS listing described as a cottage: the small pre-war cottages on the old blocks, storybook cottages with the steep roofs, cottage-style new builds in the pocket neighborhoods, and cottages in the foothills. Buyers searching Loveland cottage homes also search small homes, storybook homes, bungalow cottages, cozy homes, English cottage style, cottage-style new construction and homes under 1,500 square feet, and this page carries all of them. This page shows cottage style homes for sale in Loveland, and the count updates the moment a home lists or closes.

Small on purpose. A cottage is 800 to 1,500 square feet with the charm in the details. The price per foot runs high; the total price runs low.

Age and systems. Pre-war cottages in Loveland carry the same four questions as any old home: wiring, plumbing, sewer line, roof.

The lot. Old cottages sit on lots worth as much as the house. Zoning for an ADU or a pop-top is what makes a small cottage a big investment.

New cottages. Pocket-neighborhood builders in Loveland sell cottage plans with modern insides and a shared green. HOA dues cover the common ground.

Questions people ask about cottage style homes in Loveland

How many cottage style homes are for sale in Loveland right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

Do cottage style homes in Loveland have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

What does the median cottage style homes in Loveland cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.

How big are the cottage style homes in Loveland?

Sizes vary from home to home. Use the grid filters for square footage and bedrooms; the market stats under the grid show today's price per square foot.

What should I check before making an offer on cottage style homes in Loveland?

The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Can I buy cottage style home in Loveland with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $615K cottage style homes that is $21,525 down at 3.5 percent. More: Can I afford a home now?.

What counts as a cottage?

A small, detached home with charm in the details: a steep roof, a porch, divided-light windows, a compact plan. Age does not matter; Loveland has cottages from 1910 and from last year.

New listings the day they hit

Text LOVELAND and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any cottage style homes you want to see.

Call or text 303-955-4220 All Loveland homes for sale

Cottage Style Homes for Sale in Loveland, CO: What You Are Looking At

The cottage style homes for sale in Loveland above are every MLS listing described as a cottage: the small pre-war cottages on the old blocks, storybook cottages with the steep roofs, cottage-style new builds in the pocket neighborhoods, and cottages in the foothills. Buyers searching Loveland cottage homes also search small homes, storybook homes, bungalow cottages, cozy homes, English cottage style, cottage-style new construction and homes under 1,500 square feet, and this page carries all of them. This page shows cottage style homes for sale in Loveland, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Loveland homes since 2002, 7 days a week. Call or text 303-955-4220. A live person answers.

What a Cottage Buyer in Loveland Checks

  • Small on purpose. A cottage is 800 to 1,500 square feet with the charm in the details. The price per foot runs high; the total price runs low.
  • Age and systems. Pre-war cottages in Loveland carry the same four questions as any old home: wiring, plumbing, sewer line, roof.
  • The lot. Old cottages sit on lots worth as much as the house. Zoning for an ADU or a pop-top is what makes a small cottage a big investment.
  • New cottages. Pocket-neighborhood builders in Loveland sell cottage plans with modern insides and a shared green. HOA dues cover the common ground.
  • Storage. Cottages have little of it. A detached garage or a shed on the lot changes daily life.

How to Buy a Cottage in Loveland

  1. Tell us old or new, city or foothills. It sets the price band and the Loveland blocks we show you.
  2. Get pre-approved so your offer in Loveland carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Loveland closings run 30 to 45 days.

Selling in Loveland?

Cottage buyers in Loveland buy on charm and the lot; stage the porch, light the interior and show the yard. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Cottage Style Homes Near Loveland

Loveland Questions

What counts as a cottage?

A small, detached home with charm in the details: a steep roof, a porch, divided-light windows, a compact plan. Age does not matter; Loveland has cottages from 1910 and from last year.

Are cottages a good first home?

Yes. Lower total price, a real lot and resale to the same buyer pool. The systems inspection is the whole risk.

Can I add on to a cottage in Loveland?

Zoning on most cottage lots allows an addition, a pop-top or an ADU. We check the lot before you write.

Can I see a Loveland cottage today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Loveland Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

Cottage Homes for sale across Colorado

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Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.