Loveland Fixer-Upper Homes for Sale

Fixer-upper homes in Loveland: the numbers this week

9 fixer-upper homes are for sale in Loveland this week, $340K to $679K; the median fixer-upper homes is listed at $410K for 1,703 square feet, $224 a foot. 100 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Fixer-upper homes in Loveland by ZIP code

What the median fixer-upper homes in Loveland costs per month

About fixer-upper homes in Loveland

The fixer-upper homes for sale in Loveland above are every MLS listing that says it needs work: handyman specials, as-is sales, estate sales, investor specials and homes priced for their condition. Buyers searching Loveland fixer-uppers also search cheap homes, as-is homes, handyman specials, homes that need work, investment properties, distressed homes and flip opportunities, and this page carries all of them. As of September 28, 2026 this page shows 9 fixer-upper homes for sale in Loveland , and the count updates the moment a home lists or closes.

Price minus repairs. The right price is the finished value minus the repair cost minus your margin. We build that number before you tour a Loveland fixer.

Cosmetic versus structural. Paint, floors and a kitchen are cosmetic and cheap. Foundation, sewer line, roof and wiring are the four that eat budgets. We inspect for the four first.

Financing. FHA 203(k) and conventional renovation loans roll the repairs into the mortgage. Cash and hard money buy the ones a lender will not touch.

Competition. Investors watch Loveland fixers daily. A pre-approval, a fast inspection and a clean offer beat them more of the time than a low number does.

Questions people ask about fixer-upper homes in Loveland

How many fixer-upper homes are for sale in Loveland right now?

9 this week, $340K to $679K, median $410K. The grid at the top of this page is the live MLS list and refreshes daily.

What does the median fixer-upper homes in Loveland cost per month?

About $3,060 a month on the median $410K fixer-upper homes with 5 percent down at a 7 percent note rate: $2,591 principal and interest, $188 property tax, $120 insurance, $162 mortgage insurance. A seller-paid 2-1 buydown cuts year one by $501. More: Can I afford a home now?.

Can I buy fixer-upper home in Loveland with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $410K fixer-upper homes that is $14,347 down at 3.5 percent. More: Can I afford a home now?.

What should I check before making an offer on fixer-upper homes in Loveland?

The price per square foot against the other listings on this page ($224 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Do fixer-upper homes in Loveland have HOA fees?

Not on this week's sample: none of the 9 listings carries a monthly fee. More: HOA fees in Colorado, explained.

What is the median price of fixer-upper homes in Loveland?

$410K at list this week, for a median 1,703 square feet, $224 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

Can I get a loan on a fixer-upper in Loveland?

Yes. FHA 203(k) and conventional renovation loans finance the home and the repairs on one mortgage when the home is livable or the repairs are scoped. Our lender partners close them. More: Financing a Colorado home.

How much should I offer below asking?

Offer the finished value minus repairs minus margin, not a percentage off. Some Loveland fixers are priced right; some are not. The math decides. More: Seller concessions for Colorado buyers.