Loveland Fixer-Upper Homes for Sale

About fixer-upper homes in Loveland

The fixer-upper homes for sale in Loveland above are every MLS listing that says it needs work: handyman specials, as-is sales, estate sales, investor specials and homes priced for their condition. Buyers searching Loveland fixer-uppers also search cheap homes, as-is homes, handyman specials, homes that need work, investment properties, distressed homes and flip opportunities, and this page carries all of them. This page shows fixer-upper homes for sale in Loveland, and the count updates the moment a home lists or closes.

Price minus repairs. The right price is the finished value minus the repair cost minus your margin. We build that number before you tour a Loveland fixer.

Cosmetic versus structural. Paint, floors and a kitchen are cosmetic and cheap. Foundation, sewer line, roof and wiring are the four that eat budgets. We inspect for the four first.

Financing. FHA 203(k) and conventional renovation loans roll the repairs into the mortgage. Cash and hard money buy the ones a lender will not touch.

Competition. Investors watch Loveland fixers daily. A pre-approval, a fast inspection and a clean offer beat them more of the time than a low number does.

Questions people ask about fixer-upper homes in Loveland

How many fixer-upper homes are for sale in Loveland right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

What does the median fixer-upper homes in Loveland cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.

Can I buy fixer-upper home in Loveland with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $410K fixer-upper homes that is $14,347 down at 3.5 percent. More: Can I afford a home now?.

What should I check before making an offer on fixer-upper homes in Loveland?

The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Do fixer-upper homes in Loveland have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

What is the median price of fixer-upper homes in Loveland?

The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Can I afford a home now?.

Can I get a loan on a fixer-upper in Loveland?

Yes. FHA 203(k) and conventional renovation loans finance the home and the repairs on one mortgage when the home is livable or the repairs are scoped. Lenders that offer renovation loans close them. More: Financing a Colorado home.

How much should I offer below asking?

Offer the finished value minus repairs minus margin, not a percentage off. Some Loveland fixers are priced right; some are not. The math decides. More: Seller concessions for Colorado buyers.