Single Family Homes for Sale in Erie, CO

Single-family homes in Erie: the numbers this week

314 single-family homes are for sale in Erie this week, $35K to $5.5M; the median single-family homes is listed at $700K for 2,379 square feet, $289 a foot. 72 percent of the sampled listings carry an HOA at a median $96 a month. The charts below are drawn from those listings, not from a report about them.

Single-family homes in Erie by ZIP code

What the median single-family homes in Erie costs per month

About single-family homes in Erie

HOA or not. Erie subdivisions built after 1990 carry an HOA; older neighborhoods mostly do not. The dues, the covenants and the rental rules matter, so we read them before you write.

Metro districts. Newer Erie neighborhoods repay the developer's roads and pipes through a metro district on your tax bill. The mill levy changes the monthly payment by hundreds. We pull it on every new-build listing.

Roof, sewer, foundation. Hail, clay soils and old sewer lines are the three Front Range problems that cost real money. A roof inspection, a sewer scope and a foundation look are standard on our Erie inspections.

Lot and orientation. South-facing driveways melt in winter. Corner lots and cul-de-sacs price differently. A Kenna agent points these out on the tour.

Questions people ask about single-family homes in Erie

How many single-family homes are for sale in Erie right now?

314 this week, $35K to $5.5M, median $700K. The grid at the top of this page is the live MLS list and refreshes daily.

Do single-family homes in Erie have HOA fees?

Most do: 225 of 314 sampled carry a monthly fee, median $96. Ask for the budget and the covenants before the inspection. More: HOA fees in Colorado, explained.

What should I check before making an offer on single-family homes in Erie?

The price per square foot against the other listings on this page ($289 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Can I buy single-family home in Erie with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $700K single-family homes that is $24,500 down at 3.5 percent. More: Can I afford a home now?.

What is the median price of single-family homes in Erie?

$700K at list this week, for a median 2,379 square feet, $289 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

What does the median single-family homes in Erie cost per month?

About $5,320 a month on the median $700K single-family homes with 5 percent down at a 7 percent note rate: $4,424 principal and interest, $321 property tax, $204 insurance, $277 mortgage insurance, $96 HOA. A seller-paid 2-1 buydown cuts year one by $854. More: Can I afford a home now?.

How much do I need down?

Three percent on a conventional loan, 3.5 percent on FHA, zero on VA and USDA where the Erie address qualifies. Colorado down-payment assistance programs stack on top. Your lender and your Kenna agent sort the options in one call.