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Parker FHA Eligible Homes for Sale

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The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Call or text 303-955-4220. A live person answers.

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Parker FHA Home Market Statistics

4
Homes Listed
130
Avg. Days on Site
$271
Avg. $ / Sq.Ft.
$627,000
Med. List Price

About FHA-eligible homes in Parker

3.5 percent down with a 580 credit score, and the down payment can be a gift. Colorado's CHFA down-payment assistance stacks on top for qualified buyers.

The appraisal has standards. Peeling paint on a pre-1978 home, a missing handrail, a roof with under two years of life and a broken window all get flagged. Sellers fix them or the deal moves. We write the offer knowing what the appraiser will see.

Condos need approval. An FHA condo has to be on HUD's approved list or qualify for a single-unit approval. We check before you fall for the unit.

Mortgage insurance. FHA carries an upfront premium and a monthly one for the life of the loan at 3.5 percent down. Refinancing to conventional at 20 percent equity drops it.

Get the FHA pre-approval first and ask the lender for the county loan limit and the assistance programs you qualify for in Parker.

Questions people ask about FHA-eligible homes in Parker

How many FHA-eligible homes are for sale in Parker right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price. More: Financing a Colorado home.

What does the median FHA-eligible homes in Parker cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Financing a Colorado home.

What is the median price of FHA-eligible homes in Parker?

The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Financing a Colorado home.

Do FHA-eligible homes in Parker have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: Financing a Colorado home.

Which ZIP code has the most FHA-eligible homes in Parker?

It changes as homes list and sell. Switch the grid to map view to see where today's listings cluster, or open the ZIP code pages linked on this page for each ZIP's live count. More: Financing a Colorado home.

What should I check before making an offer on FHA-eligible homes in Parker?

The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Financing a Colorado home.

Can I use FHA on any home in Parker?

On any home that appraises to FHA standards and sits under the county loan limit, when the seller accepts FHA. Condos also need building approval. More: Financing a Colorado home.

How much do I need for an FHA loan?

3.5 percent down plus closing costs, and both can come from gifts, seller credits or Colorado assistance programs. Many Parker buyers close with under $10,000 of their own money. More: Financing a Colorado home.

Do sellers reject FHA offers?

Some do in a bidding war. A strong pre-approval, a clean inspection request and an agent who knows the FHA checklist make the offer competitive. More: Financing a Colorado home.

New listings the day they hit

Text PARKER and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any FHA-eligible homes you want to see.

Call or text 303-955-4220 All Parker homes for sale

FHA Eligible Homes for Sale in Parker, CO: What You Are Looking At

The FHA eligible homes for sale in Parker above are every MLS listing whose seller says FHA financing is welcome: single family homes, FHA-approved condos and townhomes, and homes priced under the FHA loan limit. Buyers searching Parker FHA homes also search homes with 3.5 percent down, first-time buyer homes, low down payment homes, FHA approved condos, homes under the FHA limit and homes that accept FHA, and this page carries all of them. This page shows FHA-eligible homes for sale in Parker, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Parker homes since 2002 and writes FHA offers that win. Call or text 303-955-4220. A live person answers.

How FHA Works on a Parker Home

  • 3.5 percent down with a 580 credit score, and the down payment can be a gift. Colorado's CHFA down-payment assistance stacks on top for qualified buyers.
  • The loan limit. FHA caps the loan by county. In the Denver metro the 2026 limit sits above $800,000 for a single family home; El Paso, Larimer and Weld counties sit lower. We check the limit for the Parker address.
  • The appraisal has standards. Peeling paint on a pre-1978 home, a missing handrail, a roof with under two years of life and a broken window all get flagged. Sellers fix them or the deal moves. We write the offer knowing what the appraiser will see.
  • Condos need approval. An FHA condo has to be on HUD's approved list or qualify for a single-unit approval. We check before you fall for the unit.
  • Mortgage insurance. FHA carries an upfront premium and a monthly one for the life of the loan at 3.5 percent down. Refinancing to conventional at 20 percent equity drops it.

How to Buy a Home with an FHA Loan in Parker

  1. Get the FHA pre-approval first and ask the lender for the county loan limit and the assistance programs you qualify for in Parker.
  2. Get pre-approved so your offer in Parker carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Parker closings run 30 to 45 days.

Selling in Parker?

Marking a Parker listing FHA-welcome opens it to the largest pool of first-time buyers, and a pre-listing look at the FHA checklist keeps the appraisal from stalling the sale. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

FHA-Eligible Homes Near Parker

Parker Questions

Can I use FHA on any home in Parker?

On any home that appraises to FHA standards and sits under the county loan limit, when the seller accepts FHA. Condos also need building approval.

How much do I need for an FHA loan?

3.5 percent down plus closing costs, and both can come from gifts, seller credits or Colorado assistance programs. Many Parker buyers close with under $10,000 of their own money.

Do sellers reject FHA offers?

Some do in a bidding war. A strong pre-approval, a clean inspection request and an agent who knows the FHA checklist make the offer competitive.

Can I see a Parker FHA home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Parker Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

FHA Eligible Homes for sale across Colorado

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Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.