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Buy a Home with No Money Down?
It is 2024, and you want to purchase a Colorado Home. You may not have your Down Payment saved, but you want to take advantage of the Rates and Home prices. Interest Rates and Home prices ARE on the Rise, so it is time to buy. We have Lenders doing no Money Down and No mortgage Loans for those who Qualify. No Bull
If you do not have the Minimum 3.5% down payment for a FHA loan, ask yourself these questions and then contact us right Away! 303-955-4220
- Are you a Borrower who does not have money down?
- Are you a Borrower with limited or no credit?
- Are you a Borrower not qualifying for FHA financing?
- Is your credit score 620 or above?
There are two qualifications (one or the other), and you can buy a Home with No Money Down.
Ready to find your dream home in Colorado?
Let us help you. Call or Text Kenna Real Estate Group at 303-955-4220 to get personalized assistance from our expert real estate agents. Find out what your home is worth in today's market.
Call to determine if you qualify. 303-955-4220
Here are the details:
- The seller can negotiate to pay the buyer the closing cost.
- 1 Unit properties: 620 FICO Score - 100% LTV
- The borrower can only own one property (no investments or 2nd homes)
- Debt to Income Maximum 51%
- Minimum one-year employment history
- Minimum 2 years credit history OR if less than four tradelines or 2 years history.
- Previous BK must be at least four years old. Foreclosures - must be four years with 2 years of re-established credit.
- Cash on hand: $1000 on 1003; if over, that must be verified with the institution
- All borrowers are required to go through credit/homeownership counseling
- Mobile homes and manufactured homes are also eligible at lowered CLTVs
FHA Loan Limits:
FHA loan limits vary by county and are subject to change annually. The cutoff date is in 2022; here are the maximum FHA loan limits for some counties in Colorado. Please note that these limits may have been updated since then, so it's essential to check with a local lender or the Federal Housing Administration (FHA) for the most current loan limit information.
These are just a few examples, and FHA loan limits can vary widely across Colorado's counties. To get the most accurate and up-to-date information on FHA loan limits for a specific county or to inquire about any changes that may have occurred after 2024, it's recommended to contact a local mortgage lender or visit the official FHA website. FHA loan limits can also depend on factors like property type, and whether it's a high-cost area, so it's essential to get precise figures for your specific situation.
Ready to find your dream home in Colorado?
Let us help you. Call or Text Kenna Real Estate Group at 303-955-4220 to get personalized assistance from our expert real estate agents. Find out what your home is worth in today's market.
COUNTY 1 Unit 2 Units 3 Units 4 Units
| ADAMS FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| ALAMOSA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| ARAPAHOE FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| ARCHULETA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| BACA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| BENT FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| BOULDER FHA Loan Limit | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| BROOMFIELD FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| CHAFFEE FHA Loan Limit | $632,500 | $809,700 | $978,750 | $1,216,350 |
| CHEYENNE FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| CLEAR CREEK FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| CONEJOS FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| COSTILLA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| CROWLEY FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| CUSTER FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| DELTA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| DENVER FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| DOLORES FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| DOUGLAS FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| EAGLE FHA Loan Limit | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| EL PASO FHA Loan Limit | $517,500 | $662,500 | $800,800 | $995,200 |
| ELBERT FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| FREMONT FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| GARFIELD FHA Loan Limit | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GILPIN FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| GRAND FHA Loan Limit | $747,500 | $956,950 | $1,156,700 | $1,437,500 |
| GUNNISON FHA Loan Limit | $633,650 | $811,200 | $980,550 | $1,218,550 |
| HINSDALE FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| HUERFANO FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| JACKSON FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| JEFFERSON FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| KIOWA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| KIT CARSON FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| LA PLATA FHA Loan Limit | $655,500 | $839,150 | $1,014,350 | $1,260,600 |
| LAKE FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| LARIMER FHA Loan Limit | $632,500 | $809,700 | $978,750 | $1,216,350 |
| LAS ANIMAS FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| LINCOLN FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| LOGAN FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| MESA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| MINERAL FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| MOFFAT FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| MONTEZUMA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| MONTROSE FHA Loan Limit | $561,200 | $718,450 | $868,400 | $1,079,250 |
| MORGAN FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| OTERO FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| OURAY FHA Loan Limit | $561,200 | $718,450 | $868,400 | $1,079,250 |
| PARK FHA Loan Limit | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| PHILLIPS FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| PITKIN FHA Loan Limit | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PROWERS FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| PUEBLO FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| RIO BLANCO FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| RIO GRANDE FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| ROUTT FHA Loan Limit | $1,012,000 | $1,295,550 | $1,566,050 | $1,946,200 |
| SAGUACHE FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| SAN JUAN FHA Loan Limit | $517,500 | $662,500 | $800,800 | $995,200 |
| SAN MIGUEL FHA Loan Limit | $1,045,350 | $1,338,250 | $1,617,650 | $2,010,350 |
| SEDGWICK FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| SUMMIT FHA Loan Limit | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| TELLER FHA Loan Limit | $517,500 | $662,500 | $800,800 | $995,200 |
| WASHINGTON FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
| WELD FHA Loan Limit | $560,050 | $716,950 | $866,650 | $1,077,050 |
| YUMA FHA Loan Limit | $498,257 | $637,950 | $771,125 | $958,350 |
Are you interested in applying for the program?
We are here to assist you in selecting the right loan type that aligns with your unique needs.
Apply Here for Pre-Approval
Information is deemed reliable but not guaranteed.
303-955-4220Disclaimer: Kenna Real Estate Group. Blog does not guarantee nor is in any way responsible for the accuracy of the information provided herein and provides said information without warranties, either expressed or implied. Blog posts on Kenna Real Estate Group. The blog represents the opinions and ideas of the author(s). Kenna Real Estate Group. The blog does not express Kenna Real Estate Group's or the brokers' views.
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