Blog Posts From October 2026

Oct 30, 2026 • 7 min read

Downtown Denver Office Conversions: Which Housing Projects Are Actually Moving Forward?

Editorial illustration of a fictional downtown Denver streetscape with office towers, residential windows and street-level storefronts. No actual building or conversion project is depicted.Downtown Denver is preparing for a future with more residents and fewer buildings devoted entirely to offices.But one of the more revealing developments this October involves an office building that was suppose

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Oct 26, 2026 9 min read

Colorado's HOME Act Could Bring Housing to School and Transit Land. Who Decides?

Original editorial illustration of a fictional Colorado neighborhood and institutional land; not an actual proposed or approved housing development.Colorado has created a new path for building homes on certain school, transit, and nonprofit properties—even where existing zoning has made housing difficult to develop.But the law leaves one crucial decision untouched.The institutions that own the la

Oct 26, 2026 9 min read

East Colfax Bus-Only Lanes Are Open. What Changes for Denver Homebuyers?

Conceptual editorial illustration; not a photograph of an actual Colfax station or street design.East Colfax Avenue has a new bus station at Downing Street. But drivers can't turn left from Colfax at that intersection.That combination tells an interesting story about Denver's latest transportation change.On September 27, 2026, the city opened two dedicated center bus lanes between Broadway and Co

Oct 26, 2026 10 min read

Denver Ranks No. 2 for Manufactured Housing Opportunity. There's a Catch for Colorado Buyers.

Editorial illustration of a fictional factory-built home; not a specific property.Denver just ranked second in the nation for an emerging manufactured-housing opportunity. Colorado Springs came in fifth.The rankings, published in Realtor.com's October 26, 2026 housing research, follow a federal law that allows manufactured homes to be built without the permanent steel chassis traditionally requir

Oct 26, 2026 10 min read

Fannie Mae Tightens Condo Financing: What Denver Buyers and Sellers Face in 2027

Editorial illustration of a fictional condominium project; not a specific property.A Denver condo can attract a qualified buyer, receive an accepted offer, and still run into trouble when the lender examines the homeowners association.The buyer may qualify for the mortgage. The condominium project may not.That distinction has existed for years, but Fannie Mae's 2026 financing changes make it hard

Oct 23, 2026 6 min read

Colorado HOA Laws 2026: What Changed, Who Regulates HOAs

Colorado HOA laws in 2026 come from one statute, the Colorado Common Interest Ownership Act (CCIOA), and no state agency enforces it. The state HOA office records complaints but cannot investigate, fine or step in; disputes go to mediation or court. What changed: a 2026 law (HB26-1099) makes builders pay for a 30-year reserve study before they hand a new community to the owners, and 2025 laws add

Oct 22, 2026 7 min read

Colorado Senior Property Tax Exemption 2026: Who Qualifies

The Colorado senior property tax exemption takes 50% of the first $200,000 of your home's actual value off the tax rolls if you are 65 or older on January 1 and have owned and lived in the home for 10 straight years. You apply once, to your county assessor, between January 1 and July 15. The other senior benefit, the one that let you carry a reduced value to a new home (the senior primary residen

Oct 21, 2026 7 min read

Colorado Property Taxes 2026: Rates, 2027 Bills and Prop NN

Colorado property taxes for 2026 use two residential assessment rates: 6.80% for local governments, after a 10% cut to the first $700,000 of value, and 7.05% for school district levies. Your 2026 taxes are billed in January 2027, and the first half is due at the end of February 2027. Here is how the 2026 Colorado property tax rates work, a sample bill, the 2027 due dates, when to appeal (the next

Oct 21, 2026 5 min read

Home Insurance Now Tops Property Tax: Colorado Hail Is Why

Home insurance now costs more than property taxes in two-thirds of U.S. counties, and hail is pushing Colorado premiums up faster than most of the country. That is the finding of a Bloomberg Intelligence analysis reported by the Los Angeles Times on October 20, 2026, which names Colorado first among the hail-hit states driving rates up. If you own or are buying a home in Aurora, Denver, Parker, H

Oct 21, 2026 5 min read

Colorado Wildfire Code Adds 0.6% to 10.8% to New Home Costs

Colorado's wildfire building code adds 0.6% to 10.8% to the cost of building a new home, according to a University of Colorado Boulder report released October 20, 2026. Researchers at CIRES priced wildfire-resilient construction in eight Colorado counties and found most of the extra cost comes from one item: the deck. If you are buying new construction in Monument, Colorado Springs, Golden, Everg

Oct 21, 2026 5 min read

Denver Has 68% More Sellers Than Buyers: What It Means

The Denver housing market now has 68% more sellers than buyers, a Redfin estimate reported by 9NEWS on October 20, 2026, as 30-year mortgage rates sit at 7.40%. Some Denver metro homes now wait 30, 60 or 90 days to go under contract. If you are buying or selling in Denver, Highlands Ranch, Aurora, Littleton or Parker, the upper hand has moved to the buyer, and the numbers below show how much.Call