Price Range
$100,000
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$900,000
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$1,250,000
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$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
$4,500,000
$5,000,000
$6,000,000
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
$900,000
$1,000,000
$1,250,000
$1,500,000
$1,750,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
$4,500,000
$5,000,000
$6,000,000
Bedrooms
Bathrooms
Listings
Market Stats
Information

Commerce City Starter Homes for Sale

Home
Commerce City Starter Homes For Sale

How much do starter homes cost in Commerce City? The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Commerce City homes for sale is the wider search; the prices and what to check are below the homes. Call or text 303-955-4220. A live person answers.

75 Properties Found
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Commerce City Starter Home Market Statistics

75
Homes Listed
75
Avg. Days on Site
$288
Avg. $ / Sq.Ft.
$349,585
Med. List Price

About starter homes in Commerce City

Down payment is smaller than you think. Three percent conventional, 3.5 percent FHA, zero VA and USDA where eligible. Colorado's CHFA and metroDPA programs stack on top for qualified Commerce City buyers.

Payment, not price. Taxes, insurance, HOA and mortgage insurance set the monthly number. Two Commerce City homes at the same price can differ by $300 a month.

Condo or house. A townhome or condo gets a first buyer into Commerce City for less, with HOA dues. A small house on a lot costs more and builds more equity. We show you both.

Inspect and negotiate. Starter homes are older homes. Roof, furnace, sewer line and electrical are the four items; sellers in Commerce City credit for them.

Seller credits. A seller-paid closing-cost credit is standard on starter homes and cuts your cash to close. We ask for it.

Get pre-approved with the assistance programs included. A CHFA participating lender runs CHFA and metroDPA for Commerce City buyers in one call.

Questions people ask about starter homes in Commerce City

How many starter homes are for sale in Commerce City right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

What should I check before making an offer on starter homes in Commerce City?

The price per square foot against the other listings on this page (the market stats under the grid show today's median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

Can I buy starter home in Commerce City with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $400K starter homes that is $13,983 down at 3.5 percent. More: Can I afford a home now?.

Do starter homes in Commerce City have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

What is the median price of starter homes in Commerce City?

The market stats under the grid show today's median list price and price per square foot, and they update with every new listing. More: Can I afford a home now?.

What does the median starter homes in Commerce City cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.

How much do I need to buy a starter home in Commerce City?

Three to 3.5 percent down plus closing costs, and both can come from gifts, seller credits and Colorado assistance. Many Commerce City first-time buyers close with under $10,000 of their own money.

What is the cheapest way into Commerce City?

A condo or townhome on the affordable end, or a small older house with a sewer scope. Your Kenna agent shows you the monthly number on both.

Should I wait for prices to drop?

Nobody times it. Buy the home you can hold for five years at a payment you can carry. Rates change; the purchase price is locked.

New listings the day they hit

Text COMMERCE CITY and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any starter homes you want to see.

Call or text 303-955-4220 All Commerce City homes for sale

Starter Homes for Sale in Commerce City, CO: What You Are Looking At

The starter homes for sale in Commerce City above are every MLS listing priced and pitched for a first purchase: smaller single-family homes, townhomes and condos on the affordable end of Commerce City, homes that qualify for FHA and down-payment assistance, and homes that sellers call a great first home. Buyers searching Commerce City starter homes also search first time buyer homes, affordable homes, cheap homes, homes under $400K, homes with low down payment, homes with down payment assistance and entry level homes, and this page carries all of them. This page shows starter homes for sale in Commerce City, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Commerce City homes since 2002 and closes first-time buyers every month. Call or text 303-955-4220. A live person answers.

Buying Your First Home in Commerce City

  • Down payment is smaller than you think. Three percent conventional, 3.5 percent FHA, zero VA and USDA where eligible. Colorado's CHFA and metroDPA programs stack on top for qualified Commerce City buyers.
  • Payment, not price. Taxes, insurance, HOA and mortgage insurance set the monthly number. Two Commerce City homes at the same price can differ by $300 a month.
  • Condo or house. A townhome or condo gets a first buyer into Commerce City for less, with HOA dues. A small house on a lot costs more and builds more equity. We show you both.
  • Inspect and negotiate. Starter homes are older homes. Roof, furnace, sewer line and electrical are the four items; sellers in Commerce City credit for them.
  • Seller credits. A seller-paid closing-cost credit is standard on starter homes and cuts your cash to close. We ask for it.

How to Buy a Starter Home in Commerce City

  1. Get pre-approved with the assistance programs included. A CHFA participating lender runs CHFA and metroDPA for Commerce City buyers in one call.
  2. Get pre-approved so your offer in Commerce City carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Commerce City closings run 30 to 45 days.

Selling in Commerce City?

First-time buyers in Commerce City shop on the monthly payment; a listing that accepts FHA and offers a closing-cost credit reaches all of them. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Starter Homes Near Commerce City

Commerce City Questions

How much do I need to buy a starter home in Commerce City?

Three to 3.5 percent down plus closing costs, and both can come from gifts, seller credits and Colorado assistance. Many Commerce City first-time buyers close with under $10,000 of their own money.

What is the cheapest way into Commerce City?

A condo or townhome on the affordable end, or a small older house with a sewer scope. Your Kenna agent shows you the monthly number on both.

Should I wait for prices to drop?

Nobody times it. Buy the home you can hold for five years at a payment you can carry. Rates change; the purchase price is locked.

Can I see a Commerce City starter home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Commerce City Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

Starter Homes for sale across Colorado

More searches in Commerce City

Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.

The cheapest Commerce City homes, on a map: every home under $400,000, and every one under $300,000, with the HOA on every tile and the programs that bring your cash to about $1,000: affordable homes for sale in Commerce City. Statewide: affordable homes in Colorado.

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