Price Range
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$4,500,000
$5,000,000
$6,000,000
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$12,000,000
$12,300,000
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$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
$900,000
$1,000,000
$1,250,000
$1,500,000
$1,750,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
$4,500,000
$5,000,000
$6,000,000
$7,000,000
$8,000,000
$9,000,000
$10,000,000
$12,000,000
$12,300,000
$12,600,000
$12,900,000
$13,000,000
Bedrooms
Bathrooms
Listings
Market Stats
Information

Fort Collins Starter Homes for Sale

Home
Fort Collins Starter Homes For Sale

The grid below lists every match live from the MLS, and the market stats under it show today's median price and price per square foot. Fort Collins homes for sale is the wider search; the prices and what to check are below the homes. Call or text 303-955-4220. A live person answers.

200 Properties Found
Sort By:

Fort Collins Starter Home Market Statistics

200
Homes Listed
84
Avg. Days on Site
$295
Avg. $ / Sq.Ft.
$321,689
Med. List Price

About starter homes in Fort Collins

Down payment is smaller than you think. Three percent conventional, 3.5 percent FHA, zero VA and USDA where eligible. Colorado's CHFA and metroDPA programs stack on top for qualified Fort Collins buyers.

Payment, not price. Taxes, insurance, HOA and mortgage insurance set the monthly number. Two Fort Collins homes at the same price can differ by $300 a month.

Condo or house. A townhome or condo gets a first buyer into Fort Collins for less, with HOA dues. A small house on a lot costs more and builds more equity. We show you both.

Inspect and negotiate. Starter homes are older homes. Roof, furnace, sewer line and electrical are the four items; sellers in Fort Collins credit for them.

Seller credits. A seller-paid closing-cost credit is standard on starter homes and cuts your cash to close. We ask for it.

Get pre-approved with the assistance programs included. A CHFA participating lender runs CHFA and metroDPA for Fort Collins buyers in one call.

Questions people ask about starter homes in Fort Collins

How many starter homes are for sale in Fort Collins right now?

The grid at the top of this page is the live MLS list: it updates the moment a home lists or closes, and the market stats under it show today's median price.

Do starter homes in Fort Collins have HOA fees?

Some do. Each listing card shows the HOA fee, and the grid filters can narrow the list to homes with no HOA. More: HOA fees in Colorado, explained.

How big are the starter homes in Fort Collins?

Sizes vary from home to home. Use the grid filters for square footage and bedrooms; the market stats under the grid show today's price per square foot.

What does the median starter homes in Fort Collins cost per month?

It depends on the price, your down payment and today's rate. Put the price of the home you like into the Colorado mortgage calculator at kennarealestate.com/colorado-mortgage-calculator for the full monthly cost. More: Can I afford a home now?.

Which ZIP code has the most starter homes in Fort Collins?

It changes as homes list and sell. Switch the grid to map view to see where today's listings cluster, or open the ZIP code pages linked on this page for each ZIP's live count.

Can I buy starter home in Fort Collins with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $425K starter homes that is $14,875 down at 3.5 percent. More: Can I afford a home now?.

How much do I need to buy a starter home in Fort Collins?

Three to 3.5 percent down plus closing costs, and both can come from gifts, seller credits and Colorado assistance. Many Fort Collins first-time buyers close with under $10,000 of their own money.

What is the cheapest way into Fort Collins?

A condo or townhome on the affordable end, or a small older house with a sewer scope. Your Kenna agent shows you the monthly number on both.

Should I wait for prices to drop?

Nobody times it. Buy the home you can hold for five years at a payment you can carry. Rates change; the purchase price is locked.

New listings the day they hit

Text FORT COLLINS and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any starter homes you want to see.

Call or text 303-955-4220 All Fort Collins homes for sale

Starter Homes for Sale in Fort Collins, CO: What You Are Looking At

The starter homes for sale in Fort Collins above are every MLS listing priced and pitched for a first purchase: smaller single-family homes, townhomes and condos on the affordable end of Fort Collins, homes that qualify for FHA and down-payment assistance, and homes that sellers call a great first home. Buyers searching Fort Collins starter homes also search first time buyer homes, affordable homes, cheap homes, homes under $400K, homes with low down payment, homes with down payment assistance and entry level homes, and this page carries all of them. This page shows starter homes for sale in Fort Collins, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Fort Collins homes since 2002 and closes first-time buyers every month. Call or text 303-955-4220. A live person answers.

Buying Your First Home in Fort Collins

  • Down payment is smaller than you think. Three percent conventional, 3.5 percent FHA, zero VA and USDA where eligible. Colorado's CHFA and metroDPA programs stack on top for qualified Fort Collins buyers.
  • Payment, not price. Taxes, insurance, HOA and mortgage insurance set the monthly number. Two Fort Collins homes at the same price can differ by $300 a month.
  • Condo or house. A townhome or condo gets a first buyer into Fort Collins for less, with HOA dues. A small house on a lot costs more and builds more equity. We show you both.
  • Inspect and negotiate. Starter homes are older homes. Roof, furnace, sewer line and electrical are the four items; sellers in Fort Collins credit for them.
  • Seller credits. A seller-paid closing-cost credit is standard on starter homes and cuts your cash to close. We ask for it.

How to Buy a Starter Home in Fort Collins

  1. Get pre-approved with the assistance programs included. A CHFA participating lender runs CHFA and metroDPA for Fort Collins buyers in one call.
  2. Get pre-approved so your offer in Fort Collins carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Fort Collins closings run 30 to 45 days.

Selling in Fort Collins?

First-time buyers in Fort Collins shop on the monthly payment; a listing that accepts FHA and offers a closing-cost credit reaches all of them. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Starter Homes Near Fort Collins

Fort Collins Questions

How much do I need to buy a starter home in Fort Collins?

Three to 3.5 percent down plus closing costs, and both can come from gifts, seller credits and Colorado assistance. Many Fort Collins first-time buyers close with under $10,000 of their own money.

What is the cheapest way into Fort Collins?

A condo or townhome on the affordable end, or a small older house with a sewer scope. Your Kenna agent shows you the monthly number on both.

Should I wait for prices to drop?

Nobody times it. Buy the home you can hold for five years at a payment you can carry. Rates change; the purchase price is locked.

Can I see a Fort Collins starter home today?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Fort Collins Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

Starter Homes for sale across Colorado

More searches in Fort Collins

Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.

The cheapest Fort Collins homes, on a map: every home under $400,000, and every one under $300,000, with the HOA on every tile and the programs that bring your cash to about $1,000: affordable homes for sale in Fort Collins. Statewide: affordable homes in Colorado.

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