Dream Finders Homes in the Denver Metro

Dream Finders Homes is a Jacksonville-based builder that entered Colorado through the eastern and southern metro. In the Denver metro that means single-family plans in Parker, Elizabeth, Strasburg, Bennett and Berthoud. The grid below is every listing on this site that names Dream Finders Homes as the builder, $430K to $1M across 7 cities; the city table and the cost example below sort out what the price does and does not include.

Dream Finders Homes builder snapshot, Denver metro

Counts and prices come from the listings on this site and refresh with the weekly pass; the grid above is the live list on any given day. Finished homes, to-be-built homes and resales of Dream Finders Homes-built homes all appear when the listing names the builder.

What a Dream Finders Homes home costs per month: a worked example

The example uses the average Dream Finders Homes listing price on this site, 5 percent down on a conventional loan at a 7 percent note rate, in a community with a metro district. The assumptions are on the chart so you can swap in your own.

Before you visit a Dream Finders Homes sales office

• Register your agent on the first visit. Dream Finders Homes pays the buyer agent; walking in alone removes your negotiator, not the commission.
• Ask for the quick move-in list with days on market. Finished homes that have sat carry the credits; to-be-builts carry design allowances.
• Get two loan quotes. Jet HomeLoans and one outside lender, both with the metro district tax in the payment.
• Inspect twice during construction. Pre-drywall and final, your own inspector.
• Read three documents before the deposit. The purchase agreement, the warranty booklet, and the metro district disclosure.

Questions Denver buyers ask about Dream Finders Homes

Can I compare Jet HomeLoans with an outside lender?

Yes, and you should. The incentives usually require Jet HomeLoans, so compare the whole package: rate, points, closing-cost credit, and the payment in year one and year five. Take the lower year-five payment.

What will taxes, HOA dues and metro district charges add to my payment?

In a metro-district community the effective tax rate runs about 0.9 to 1.3 percent of value, roughly double an older neighborhood without a district. HOA dues in Dream Finders Homes communities run $50 to $150 a month. Ask for the total mill levy and the district debt before you compare with a resale.

What does the advertised base price leave out?

The lot premium, the design-center upgrades, the metro district tax, the HOA and closing costs. On a Dream Finders Homes home the lot and upgrades add $15,000 to $80,000 to the price, and the tax, insurance and dues add $900 to $1,300 a month to the mortgage payment.

What should I know before visiting a Dream Finders Homes sales office with my own agent?

Register the agent on the first visit, in person or on the online form. Dream Finders Homes pays the buyer agent; walking in alone does not lower the price. Bring the quick move-in question: which finished homes have sat past 60 days.

Is this page new construction only?

No. The grid shows every listing that names Dream Finders Homes as the builder: finished quick move-in homes, to-be-built homes released to the MLS, and resales of homes Dream Finders Homes built years ago. The year built and the remarks tell you which; ask us to filter to new only.

What inspections should I arrange during construction?

Pre-drywall, after framing, plumbing, electrical and HVAC rough-in and before insulation, and a final inspection with a sewer scope before the walk-through. Your own inspector, $450 to $800 each. The warranty repairs what you find; it does not find it for you.

Dream Finders Homes homes for sale statewide, what every builder is giving right now, all new construction homes for sale, and what closing costs are that the credits pay. Call or text 303-955-4220 with the community name. A live person answers and sends the current incentive, the mill levy and the two-lender comparison the same day.