Toll Brothers Homes in the Denver Metro

Three things decide whether a Toll Brothers home is a good buy: which city (Castle Rock carries the most inventory right now), whether the home is finished or to-be-built (the incentives differ), and whether your own agent is registered on the first visit. Toll Brothers is the luxury builder of the group, with the largest Front Range footprint in Castle Rock, Erie and Parker; it builds luxury single-family and paired homes from the mid $700s in Castle Rock, Erie, Parker, Superior and Westminster, and the listings on this site run $425K to $1.82M.

Toll Brothers builder snapshot, Denver metro

Counts and prices come from the listings on this site and refresh with the weekly pass; the grid above is the live list on any given day. Finished homes, to-be-built homes and resales of Toll Brothers-built homes all appear when the listing names the builder.

What a Toll Brothers home costs per month: a worked example

The example uses the average Toll Brothers listing price on this site, 5 percent down on a conventional loan at a 7 percent note rate, in a community with a metro district. The assumptions are on the chart so you can swap in your own.

Before you visit a Toll Brothers sales office

• Register your agent on the first visit. Toll Brothers pays the buyer agent; walking in alone removes your negotiator, not the commission.
• Ask for the quick move-in list with days on market. Finished homes that have sat carry the credits; to-be-builts carry design allowances.
• Get two loan quotes. Toll Brothers Mortgage and one outside lender, both with the metro district tax in the payment.
• Inspect twice during construction. Pre-drywall and final, your own inspector.
• Read three documents before the deposit. The purchase agreement, the warranty booklet, and the metro district disclosure.

Questions Denver buyers ask about Toll Brothers

What inspections should I arrange during construction?

Pre-drywall, after framing, plumbing, electrical and HVAC rough-in and before insulation, and a final inspection with a sewer scope before the walk-through. Your own inspector, $450 to $800 each. The warranty repairs what you find; it does not find it for you.

What will taxes, HOA dues and metro district charges add to my payment?

In a metro-district community the effective tax rate runs about 0.9 to 1.3 percent of value, roughly double an older neighborhood without a district. HOA dues in Toll Brothers communities run $50 to $150 a month. Ask for the total mill levy and the district debt before you compare with a resale.

What is Toll Brothers giving right now?

Financing incentives through Toll Brothers Mortgage, design-studio credits, and price adjustments on finished homes. Ask for it three ways, as a permanent buydown, a 2-1 temporary buydown and cash toward closing, and compare the year-one and year-five payments.

What should I know before visiting a Toll Brothers sales office with my own agent?

Register the agent on the first visit, in person or on the online form. Toll Brothers pays the buyer agent; walking in alone does not lower the price. Bring the quick move-in question: which finished homes have sat past 60 days.

Can I compare Toll Brothers Mortgage with an outside lender?

Yes, and you should. The incentives usually require Toll Brothers Mortgage, so compare the whole package: rate, points, closing-cost credit, and the payment in year one and year five. Take the lower year-five payment.

What does the advertised base price leave out?

The lot premium, the design-center upgrades, the metro district tax, the HOA and closing costs. On a Toll Brothers home the lot and upgrades add $15,000 to $80,000 to the price, and the tax, insurance and dues add $900 to $1,300 a month to the mortgage payment.

Toll Brothers homes for sale statewide, what every builder is giving right now, all new construction homes for sale, and what closing costs are that the credits pay. Call or text 303-955-4220 with the community name. A live person answers and sends the current incentive, the mill levy and the two-lender comparison the same day.