KB Home in the Denver Metro

Three things decide whether a KB Home home is a good buy: which city (Aurora carries the most inventory right now), whether the home is finished or to-be-built (the incentives differ), and whether your own agent is registered on the first visit. KB Home is a built-to-order national builder: buyers pick the lot, the plan and the finishes at the base price; it builds entry and move-up plans in Aurora, Denver, Erie, Longmont and Parker, and the listings on this site run $408K to $825K.

KB Home builder snapshot, Denver metro

Counts and prices come from the listings on this site and refresh with the weekly pass; the grid above is the live list on any given day. Finished homes, to-be-built homes and resales of KB Home-built homes all appear when the listing names the builder.

What a KB Home home costs per month: a worked example

The example uses the average KB Home listing price on this site, 5 percent down on a conventional loan at a 7 percent note rate, in a community with a metro district. The assumptions are on the chart so you can swap in your own.

Before you visit a KB Home sales office

• Register your agent on the first visit. KB Home pays the buyer agent; walking in alone removes your negotiator, not the commission.
• Ask for the quick move-in list with days on market. Finished homes that have sat carry the credits; to-be-builts carry design allowances.
• Get two loan quotes. KBHS Home Loans and one outside lender, both with the metro district tax in the payment.
• Inspect twice during construction. Pre-drywall and final, your own inspector.
• Read three documents before the deposit. The purchase agreement, the warranty booklet, and the metro district disclosure.

Questions Denver buyers ask about KB Home

What inspections should I arrange during construction?

Pre-drywall, after framing, plumbing, electrical and HVAC rough-in and before insulation, and a final inspection with a sewer scope before the walk-through. Your own inspector, $450 to $800 each. The warranty repairs what you find; it does not find it for you.

What does the advertised base price leave out?

The lot premium, the design-center upgrades, the metro district tax, the HOA and closing costs. On a KB Home home the lot and upgrades add $15,000 to $80,000 to the price, and the tax, insurance and dues add $900 to $1,300 a month to the mortgage payment.

Can I compare KBHS Home Loans with an outside lender?

Yes, and you should. The incentives usually require KBHS Home Loans, so compare the whole package: rate, points, closing-cost credit, and the payment in year one and year five. Take the lower year-five payment.

What should I know before visiting a KB Home sales office with my own agent?

Register the agent on the first visit, in person or on the online form. KB Home pays the buyer agent; walking in alone does not lower the price. Bring the quick move-in question: which finished homes have sat past 60 days.

What will taxes, HOA dues and metro district charges add to my payment?

In a metro-district community the effective tax rate runs about 0.9 to 1.3 percent of value, roughly double an older neighborhood without a district. HOA dues in KB Home communities run $50 to $150 a month. Ask for the total mill levy and the district debt before you compare with a resale.

How do deposits, upgrades and cancellation terms work?

Earnest money at contract, often $5,000 to $10,000, plus a design-center deposit when upgrades are selected. Cancellation terms live in the purchase agreement, and the upgrade deposit is the part buyers lose; read that section before signing and have the contingencies written in.

KB Home homes for sale statewide, what every builder is giving right now, all new construction homes for sale, and what closing costs are that the credits pay. Call or text 303-955-4220 with the community name. A live person answers and sends the current incentive, the mill levy and the two-lender comparison the same day.