Fort Collins Vacation and Second Homes for Sale

Vacation and second homes in Fort Collins: the numbers this week

6 vacation and second homes are for sale in Fort Collins this week, $329K to $585K; the median vacation and second homes is listed at $450K for 972 square feet, $424 a foot. 67 percent of the sampled listings carry an HOA at a median $483 a month. The charts below are drawn from those listings, not from a report about them.

Vacation and second homes in Fort Collins by ZIP code

What the median vacation and second homes in Fort Collins costs per month

About vacation and second homes in Fort Collins

The vacation and second homes for sale in Fort Collins above are every MLS listing pitched as a getaway: cabins and mountain homes, lock-and-leave condos, homes near the trails and the lakes, and homes sold furnished for weekend use. Buyers searching Fort Collins vacation homes also search second homes, weekend homes, mountain getaways, cabins for sale, furnished homes, homes near skiing and homes near hiking, and this page carries all of them. As of September 28, 2026 this page shows 6 vacation and second homes for sale in Fort Collins , and the count updates the moment a home lists or closes.

Second-home financing. Ten percent down and near-primary rates when the home is for your use and sits a reasonable distance from your primary. Rent it full-time and it becomes an investment loan.

Drive time. A Fort Collins second home you reach in under two hours gets used. One that takes four sits empty. We map the drive from your front door.

Winter systems. Wells, septic, propane and a road someone plows. A second home in Fort Collins needs a freeze plan and a neighbor with a key.

Short-term rental rules. If rental income is part of the plan, the Fort Collins license rules and the HOA decide before you write.

Furnished sales. Many vacation homes sell furnished. The inventory list goes in the contract or the couch goes with the seller.

Tell us how you will use it: weekends only, seasons, or part-time rental. It sets the loan and the Fort Collins homes that fit.

Questions people ask about vacation and second homes in Fort Collins

How many vacation and second homes are for sale in Fort Collins right now?

6 this week, $329K to $585K, median $450K. The grid at the top of this page is the live MLS list and refreshes daily.

What does the median vacation and second homes in Fort Collins cost per month?

About $3,840 a month on the median $450K vacation and second homes with 5 percent down at a 7 percent note rate: $2,841 principal and interest, $206 property tax, $131 insurance, $178 mortgage insurance, $483 HOA. A seller-paid 2-1 buydown cuts year one by $549. More: Can I afford a home now?.

Can I buy vacation and second home in Fort Collins with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $450K vacation and second homes that is $15,733 down at 3.5 percent. More: Can I afford a home now?.

How big are the vacation and second homes in Fort Collins?

780 to 2,313 square feet across this week's sample, 2 beds most common. Price per square foot runs $424 at the median.

What is the median price of vacation and second homes in Fort Collins?

$450K at list this week, for a median 972 square feet, $424 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

Do vacation and second homes in Fort Collins have HOA fees?

Most do: 4 of 6 sampled carry a monthly fee, median $483. Ask for the budget and the covenants before the inspection. More: HOA fees in Colorado, explained.

Can I rent my second home when I am not there?

Part-time rental keeps second-home financing with most lenders. The Fort Collins license rules and the HOA decide whether nightly rental is allowed at all. More: Should I Rent My Colorado House If It Will Not Sell? The Math.

What does a second home cost to hold?

Taxes, insurance, utilities, HOA, a caretaker or a manager, and the plow. Budget one percent of the price a year on top of the payment.