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Golden Vacation and Second Homes for Sale

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How much do vacation and second homes cost in Golden? Median $949K across 23 Golden vacation and second homes for sale this week, $180K to $4.02M, $367 a square foot. The listings run from Colorado School of Mines and Clear Creek out to Lookout Mountain. Call or text 303-955-4220. A live person answers.

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Golden Second Home Market Statistics

21
Homes Listed
82
Avg. Days on Site
$441
Avg. $ / Sq.Ft.
$1,144,595
Med. List Price

Vacation and second homes in Golden: the numbers this week

23 vacation and second homes are for sale in Golden this week, $180K to $4.02M; the median vacation and second homes is listed at $949K for 2,680 square feet, $367 a foot. 78 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Vacation and second homes in Golden this weekNumber
For sale23
Price range$180K to $4.02M
Median list price$949K
Median price per square foot$367
Size range542 to 9,277 sq ft
Listings with an HOA5 of 23 sampled (median $545/mo)
Condos and townhomes3 of 23 sampled
Wider searchGolden homes for sale
Vacation and second homes in Golden by price3Under $375K5$375K to $650K5$650K to $1.1M3$1.1M to $1.57M3$1.57M to $1.82M4Over $1.82M
13 of the 23 sampled sit in the lower half of the range.
Vacation and second homes in Golden by bedrooms3Studio or 1 bed52 beds43 beds84 beds35+ beds
4 beds is the most common listing this week.
HOA on vacation and second homes in GoldenWith a monthly HOA5No HOA18

Vacation and second homes in Golden by ZIP code

Vacation and second homes by ZIP code8040314804019

What the median vacation and second homes in Golden costs per month

Median Golden vacation and second homes home, $949K, 5% down, 7% note rate: about $7,090 a monthPrincipal and interest$5,998Property tax (about 0.55%)$435Homeowners insurance$277Mortgage insurance (5% down)$376A seller-paid 2-1 buydown takes year one to 5%: $4,840 principal and interest, $1,158 a month less.
Taxes, insurance and mortgage insurance add about $1,088 a month to the note on the median Golden vacation and second homes home. Can I afford a home now? runs your own numbers.

About vacation and second homes in Golden

The vacation and second homes for sale in Golden above are every MLS listing pitched as a getaway: cabins and mountain homes, lock-and-leave condos, homes near the trails and the lakes, and homes sold furnished for weekend use. Buyers searching Golden vacation homes also search second homes, weekend homes, mountain getaways, cabins for sale, furnished homes, homes near skiing and homes near hiking, and this page carries all of them. As of September 28, 2026 this page shows 23 vacation and second homes for sale in Golden , and the count updates the moment a home lists or closes.

Second-home financing. Ten percent down and near-primary rates when the home is for your use and sits a reasonable distance from your primary. Rent it full-time and it becomes an investment loan.

Drive time. A Golden second home you reach in under two hours gets used. One that takes four sits empty. We map the drive from your front door.

Winter systems. Wells, septic, propane and a road someone plows. A second home in Golden needs a freeze plan and a neighbor with a key.

Short-term rental rules. If rental income is part of the plan, the Golden license rules and the HOA decide before you write.

Furnished sales. Many vacation homes sell furnished. The inventory list goes in the contract or the couch goes with the seller.

Tell us how you will use it: weekends only, seasons, or part-time rental. It sets the loan and the Golden homes that fit.

Questions people ask about vacation and second homes in Golden

How many vacation and second homes are for sale in Golden right now?

23 this week, $180K to $4.02M, median $949K. The grid at the top of this page is the live MLS list and refreshes daily.

Can I buy vacation and second home in Golden with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $949K vacation and second homes that is $33,215 down at 3.5 percent. More: Can I afford a home now?.

How big are the vacation and second homes in Golden?

542 to 9,277 square feet across this week's sample, 4 beds most common. Price per square foot runs $367 at the median.

Which ZIP code has the most vacation and second homes in Golden?

80403 with 14 in this week's sample, then 80401 with 9.

What is the median price of vacation and second homes in Golden?

$949K at list this week, for a median 2,680 square feet, $367 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

Do vacation and second homes in Golden have HOA fees?

Some do: 5 of 23 sampled carry a fee (median $545 a month); 18 do not. More: HOA fees in Colorado, explained.

Can I rent my second home when I am not there?

Part-time rental keeps second-home financing with most lenders. The Golden license rules and the HOA decide whether nightly rental is allowed at all. More: Should I Rent My Colorado House If It Will Not Sell? The Math.

What does a second home cost to hold?

Taxes, insurance, utilities, HOA, a caretaker or a manager, and the plow. Budget one percent of the price a year on top of the payment.

New listings the day they hit

Text GOLDEN and what you are looking for to 303-955-4220. A live person answers, sets up the saved search and sends the disclosures on any vacation and second homes you want to see.

Call or text 303-955-4220 All Golden homes for sale

Vacation and Second Homes for Sale in Golden, CO: What You Are Looking At

The vacation and second homes for sale in Golden above are every MLS listing pitched as a getaway: cabins and mountain homes, lock-and-leave condos, homes near the trails and the lakes, and homes sold furnished for weekend use. Buyers searching Golden vacation homes also search second homes, weekend homes, mountain getaways, cabins for sale, furnished homes, homes near skiing and homes near hiking, and this page carries all of them. As of September 28, 2026 this page shows 23 vacation and second homes for sale in Golden, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Colorado second homes since 2002 and knows the second-home loan rules by heart. Call or text 303-955-4220. A live person answers.

Buying a Second Home in Golden

  • Second-home financing. Ten percent down and near-primary rates when the home is for your use and sits a reasonable distance from your primary. Rent it full-time and it becomes an investment loan.
  • Drive time. A Golden second home you reach in under two hours gets used. One that takes four sits empty. We map the drive from your front door.
  • Winter systems. Wells, septic, propane and a road someone plows. A second home in Golden needs a freeze plan and a neighbor with a key.
  • Short-term rental rules. If rental income is part of the plan, the Golden license rules and the HOA decide before you write.
  • Furnished sales. Many vacation homes sell furnished. The inventory list goes in the contract or the couch goes with the seller.

How to Buy a Second Home in Golden

  1. Tell us how you will use it: weekends only, seasons, or part-time rental. It sets the loan and the Golden homes that fit.
  2. Get pre-approved so your offer in Golden carries weight the day you find the right home.
  3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
  4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
  5. Close. Most Golden closings run 30 to 45 days.

Selling in Golden?

Second-home buyers in Golden shop the setting and the furnishings; sell it turnkey with the inventory list and the drive time in the listing. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Vacation and Second Homes Near Golden

Golden Questions

How much down for a second home?

Ten percent on a second-home loan when you use it yourself. Fifteen to 25 percent when it is a rental.

Can I rent my second home when I am not there?

Part-time rental keeps second-home financing with most lenders. The Golden license rules and the HOA decide whether nightly rental is allowed at all.

What does a second home cost to hold?

Taxes, insurance, utilities, HOA, a caretaker or a manager, and the plow. Budget one percent of the price a year on top of the payment.

Can I see a Golden vacation home this weekend?

Yes. Call or text 303-955-4220 and a Kenna agent meets you there, 7 days a week.

More for Golden Buyers

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.

Vacation Homes for sale across Colorado

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Guides for this market

Want a tour or a price opinion on any home above? Call or text 303-955-4220. A live person answers. Not a robot, not a phone tree.