Loveland Vacation and Second Homes for Sale

Vacation and second homes in Loveland: the numbers this week

13 vacation and second homes are for sale in Loveland this week, $250K to $2.5M; the median vacation and second homes is listed at $725K for 2,200 square feet, $375 a foot. 92 percent of the sampled listings have no HOA. The charts below are drawn from those listings, not from a report about them.

Vacation and second homes in Loveland by ZIP code

What the median vacation and second homes in Loveland costs per month

About vacation and second homes in Loveland

The vacation and second homes for sale in Loveland above are every MLS listing pitched as a getaway: cabins and mountain homes, lock-and-leave condos, homes near the trails and the lakes, and homes sold furnished for weekend use. Buyers searching Loveland vacation homes also search second homes, weekend homes, mountain getaways, cabins for sale, furnished homes, homes near skiing and homes near hiking, and this page carries all of them. As of September 28, 2026 this page shows 13 vacation and second homes for sale in Loveland , and the count updates the moment a home lists or closes.

Second-home financing. Ten percent down and near-primary rates when the home is for your use and sits a reasonable distance from your primary. Rent it full-time and it becomes an investment loan.

Drive time. A Loveland second home you reach in under two hours gets used. One that takes four sits empty. We map the drive from your front door.

Winter systems. Wells, septic, propane and a road someone plows. A second home in Loveland needs a freeze plan and a neighbor with a key.

Short-term rental rules. If rental income is part of the plan, the Loveland license rules and the HOA decide before you write.

Furnished sales. Many vacation homes sell furnished. The inventory list goes in the contract or the couch goes with the seller.

Tell us how you will use it: weekends only, seasons, or part-time rental. It sets the loan and the Loveland homes that fit.

Questions people ask about vacation and second homes in Loveland

How many vacation and second homes are for sale in Loveland right now?

13 this week, $250K to $2.5M, median $725K. The grid at the top of this page is the live MLS list and refreshes daily.

Which ZIP code has the most vacation and second homes in Loveland?

80537 with 10 in this week's sample, then 80538 with 3.

Can I buy vacation and second home in Loveland with a low down payment?

Yes. Colorado down-payment assistance works at a 620 credit score, FHA takes 3.5 percent down, VA zero where the buyer qualifies, and a seller credit covers closing costs. On the median $725K vacation and second homes that is $25,375 down at 3.5 percent. More: Can I afford a home now?.

What should I check before making an offer on vacation and second homes in Loveland?

The price per square foot against the other listings on this page ($375 is the median), the days on market, the HOA or metro district if there is one, the sewer line and roof age on older homes, and whether the seller pays a closing-cost credit or a rate buydown. More: Seller concessions for Colorado buyers.

What is the median price of vacation and second homes in Loveland?

$725K at list this week, for a median 2,200 square feet, $375 a square foot. Compare two on the per-foot number and the condition before the list price. More: Can I afford a home now?.

Do vacation and second homes in Loveland have HOA fees?

Some do: 1 of 13 sampled carry a fee (median $427 a month); 12 do not. More: HOA fees in Colorado, explained.

Can I rent my second home when I am not there?

Part-time rental keeps second-home financing with most lenders. The Loveland license rules and the HOA decide whether nightly rental is allowed at all. More: Should I Rent My Colorado House If It Will Not Sell? The Math.

What does a second home cost to hold?

Taxes, insurance, utilities, HOA, a caretaker or a manager, and the plow. Budget one percent of the price a year on top of the payment.