Golden Multi-Family Homes for Sale

Multi-Family Homes for Sale in Golden, CO: What You Are Looking At

The multi-family homes for sale in Golden above are every MLS listing in the multi-family category: duplexes, triplexes, fourplexes and small apartment buildings, plus houses with a legal second unit. Buyers searching Golden multi-family homes also search duplexes for sale, income property, investment property, house hacking, 2-4 unit homes, fourplex for sale and apartment buildings for sale, and this page carries all of them. This page shows multi-family homes for sale in Golden, and the count updates the moment a home lists or closes.

The Kenna Real Estate Group has sold Golden homes since 2002 and runs the numbers on every unit before you tour. Call or text 303-955-4220. A live person answers.

Buying 2 to 4 Units in Golden

• House hacking with 3.5 percent down. FHA lets you buy a 2 to 4 unit property in Golden as an owner-occupant with 3.5 percent down and count 75 percent of the rents toward qualifying. VA does it with zero down. Conventional owner-occupied duplexes go at 5 percent.
• The numbers. Rents, vacancy, taxes, insurance, water, maintenance and management. We build the sheet from the seller's leases and the actual bills, not the listing's pro forma.
• Leases and tenants transfer. You buy the leases in place. Colorado's landlord-tenant rules, security deposits and notice periods apply from day one.
• Zoning and legal units. A "duplex" in Golden with one meter and no permit is a single family home with a problem. We check the zoning and the permit history.
• Separate systems. Separate meters, furnaces and water heaters make a building easier to run and worth more. Shared systems mean you pay the utilities.

How to Buy a Multi-Family Property in Golden

1. Decide owner-occupied or investment. It sets the loan, the down payment and which Golden buildings work.
2. Get pre-approved so your offer in Golden carries weight the day you find the right home.
3. Tour with a Kenna agent, 7 days a week. We show you the home, the block and the closed comps.
4. Write with inspection, appraisal and loan deadlines that protect you, and negotiate what the inspection finds.
5. Close. Most Golden closings run 30 to 45 days.

Selling in Golden?

Multi-family buyers in Golden buy the rent roll. Current leases, actual expenses and a clean inspection sell a building faster than photos do. A free Smart Pricing Report from the Kenna Real Estate Group prices your home against the closed sales that match it. Call or text 303-955-4220.

Multi-Family Homes Near Golden

• Lakewood multi-family homes
• Arvada multi-family homes
• Denver multi-family homes
• Golden multigenerational homes

Golden Questions

Can I buy a fourplex with an FHA loan in Golden?

Yes, as an owner-occupant with 3.5 percent down, up to the four-unit FHA limit for the county. The property has to pass the FHA self-sufficiency test on 3 and 4 units.

What do multi-family homes rent for in Golden?

It depends on the unit size and the block. Your Kenna agent pulls the current rents from the seller's leases and the market rents from the comps before you write.

Do I need a property manager?

Not for a duplex you live in. For 3 or more units or an out-of-town owner, a Golden manager runs 8 to 10 percent of rents and earns it.

Can I see a Golden multi-family property today?

Yes. Call or text 303-955-4220 and a Kenna agent sets the showing with the tenants, 7 days a week.

More for Golden Buyers

• All homes for sale in Golden
• Golden area guide
• Just listed in Golden
• House hacking in Colorado
• Buy now or wait for rates?

Kenna Real Estate Group at Keller Williams DTC · 6300 S Syracuse Way, Suite 150, Centennial · Call or text 303-955-4220. A live person answers, 7 days a week.