New Construction 55+ Communities in Colorado (2026)

New construction 55+ communities in Colorado selling right now (Oct 26, 2026)

New construction 55+ communities in Colorado are down to a handful of builders this year, and this page names each one with what it is selling on October 26, 2026: Oakwood Homes at The Reserve at Green Valley Ranch in Aurora, Toll Brothers at Regency at Montaine in Castle Rock and the coming Regency at NorthSkye in Erie, BLVD Builders at Hillside at Castle Rock, Epcon at The Courtyards at Lupton Village, and Del Webb at Hilltop at Inspiration, which is almost sold out. The MLS showed 32 new-construction homes for sale in 55+ communities on the Front Range the same day; the live grid below is that search. REALTOR® Brian Lee Burke and our team of real estate agents at The Kenna Group at Keller Williams DTC register as your agent at the first model-home visit, read the metro district and HOA documents, and negotiate the incentives. Call or text 303-955-4220. A live person answers.

Every Colorado 55+ home for sale · Retirement communities in Colorado · Builder incentives in Colorado · Our agents for new construction

New-construction 55+ communities in Colorado: every builder selling today

Checked on each builder’s own site on October 26, 2026, with the HOA dues and the new-build listings the MLS showed the same day. Prices are the builders’ posted starting prices and change without notice.

Sold out or resale only

Not listed because we did not confirm an active builder on Oct 26, 2026: Village of Cortona in Colorado Springs (55+ patio homes built since 2018; no builder page found). Trilogy (Shea Homes) has no Colorado community. Ask us before you rely on any other “new 55+” listing you find; many are resales inside older communities.

What the MLS shows: new-construction 55+ listings by city

Of the 32 Active and Coming Soon listings flagged both new construction and 55+ community on October 26, 2026, 29 sit in the three communities above; the rest are single lots or mis-flagged luxury homes. Builders list only part of their inventory in the MLS, so the builder table is the fuller picture and the grid is the live one.

What new-build 55+ buyers ask, answered plainly

Bring your own agent to the first visit, and register

Every builder above pays a buyer’s agent only if the agent is registered at the first visit, in person or on the builder’s form, before you tour a model or sign a guest card. Walk in alone first and most builders will not pay your agent later, so you negotiate the lot premium, the incentives and the contract with the builder’s salesperson, who works for the builder. Tell the sales office “my agent is The Kenna Group” at the door, or call us first and we register with the builder before your visit. The builder’s price does not go up because you brought an agent. Read why Colorado buyers bring their own agent to the builder.

Lot premiums

A corner, a walk-out, a lot backing to open space or a view carries a premium of a few thousand to $100,000 or more on top of the base price. The builder sets it per lot; it is negotiable in slow months and on standing inventory, and it is where an agent earns the fee.

Builder incentives

Incentives change monthly: a dollar amount toward closing costs or options (Hillside posted “$20K Your Way” on Oct 26, 2026), a mortgage-rate buydown through the builder’s lender, or free upgrades on quick move-in homes. Most are tied to using the builder’s lender and title company, which is allowed as long as you are free to compare. Cash buyers ask for the same dollars as a price cut or as options. The full list of what builders offered this year is in new construction incentives in Colorado.

HOA dues and the capital contribution

The dues in the table run $195 to $260 a month in the detached and patio communities. Most new 55+ communities also charge a one-time working-capital or capital contribution at closing (one to three months of dues is common) and a transfer fee. Ask for the budget and the declaration before you sign; a new HOA has no reserve history yet.

Metro district taxes

The Reserve at Green Valley Ranch, Regency at Montaine, Hillside at Castle Rock and Hilltop at Inspiration all sit in metro districts that repaid the builder’s infrastructure through a separate mill levy on the property tax bill; it can add 30 to 60 mills, which on a $700,000 home is roughly $1,500 to $3,000 a year on top of the county, city and other levies. The district’s debt and mill levy are public: how to read a metro district’s debt and mill levy. A resale in an older 55+ community without a district can cost less per month at the same price.

Timelines

A quick move-in home closes in 30 to 60 days. A to-be-built home runs 7 to 10 months from contract to closing on the Front Range in 2026, longer when the builder waits for a lot release; the contract sets an outside date and the deposit terms, and the builder’s contract, not the Colorado state form, governs. We read it with you before you sign.

Warranty, inspection and age verification

New homes carry the builder’s written warranty (one year on workmanship and two on systems is the common structure, with a longer structural term). We still order an independent inspection before closing and at the 11-month mark. The 55+ rule applies to a new build the same as a resale: the community verifies that a resident is 55 or older and keeps its 80 percent records.

Federal fair housing rules let a community limit sales or rentals by age only if it qualifies as housing for older persons. For a 55+ community that means at least 80% of occupied homes have at least one resident 55 or older, the community publishes and follows policies showing it is meant for people 55 and older, and it verifies ages, updating those records by survey at least once every two years (24 CFR 100.305 to 100.307). Housing for people 62 and older is stricter: every occupant must be 62 or older. So a 55+ label does not mean every resident is 55; the community’s own rules set who else may live in the home.

Paying cash. About half of the 55+ purchases we handle close with cash from the home being sold. The offer still carries proof of funds, the inspection and the HOA document review, and the community verifies age no matter how you pay. The step-by-step checklist, the 7-to-14-day closing and the two tax rules are in buying a home with cash in Colorado; to keep cash in reserve, see delayed financing or pay cash or get a mortgage.

Many of our buyers use Mike Oswald at Rate and trust him. The Kenna Group is not affiliated with Rate or Mike Oswald, you are free to use any lender you choose, and we receive nothing for the introduction. Mike Oswald, NMLS 261003 · Rate, Inc., NMLS 2611 · Equal Housing Lender.

Talk to an agent before the builder’s salesperson does

Why 55+ buyers and sellers call us: 5.0 stars on 283 Google reviews, A+ with the Better Business Bureau, REALTOR® Brian Lee Burke licensed since 2003, 1,000+ homes sold with his group, and Keller Williams Realty DTC, LLC supervising every contract. Our Realtor and agents for 55+ moves; meet the group.

Call or text 303-955-4220. A live person answers.

The Kenna Group is a real estate group with Keller Williams Realty DTC, LLC (Keller Williams DTC), 6300 S Syracuse Way, Suite 150, Centennial, CO 80111, formerly known as Kenna Real Estate Group, serving Colorado home buyers and sellers.

Disclaimer: We are real estate agents, not loan officers, attorneys or tax advisers. Builder prices, incentives, dues and metro district levies come from the builder and public pages named above on the date shown and change without notice. Listing counts are MLS Active and Coming Soon listings flagged as a senior (55+) community on October 26, 2026 and change daily; the grid on this page is live. Community facts come from the builder or association pages named in the table, checked the same day. Equal Housing Opportunity.